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SEGMENT REPORTING
6 Months Ended
Mar. 31, 2025
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The Partner Solutions business line is reported in the Consumer segment. The Commercial Finance business line is reported in the Commercial segment. The Corporate Services/Other segment includes certain shared services as well as treasury related functions such as the investment portfolio, warehouse finance, wholesale deposits, and borrowings.
The following table presents segment data for the Company:

(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
(As Restated)(As Restated)(As Restated)(As Restated)
Three Months Ended March 31,20252024202520242025202420252024
Net interest income$75,633 $67,280 $41,987 $44,493 $18,659 $16,861 $136,279 $128,634 
Provision for credit loss31,739 29,144 3,508 555 19 45 35,266 29,744 
Noninterest income114,027 109,687 18,118 17,749 6,379 1,509 138,524 128,945 
Noninterest expense66,948 59,763 33,601 38,130 47,628 42,849 148,177 140,742 
Income (loss) before income tax expense90,973 88,060 22,996 23,557 (22,609)(24,524)91,360 87,093 
Total assets431,962 463,212 3,975,353 4,127,524 2,587,471 2,826,073 6,994,786 7,416,809 
Total goodwill87,145 87,145 210,783 222,360 — — 297,928 309,505 
Total deposits5,633,529 6,063,339 140 7,143 185,540 297,862 5,819,209 6,368,344 
Six Months Ended March 31,
Net interest income$156,694 $136,202 $85,280 $89,699 $19,554 $21,660 $261,528 $247,561 
Provision for credit loss42,463 30,466 11,339 7,018 125 18 53,927 37,502 
Noninterest income147,629 142,474 39,357 33,748 8,916 5,484 195,902 181,706 
Noninterest expense120,327 111,579 66,366 72,986 89,280 77,254 275,973 261,819 
Income (loss) before income tax expense141,533 136,631 46,932 43,443 (60,935)(50,128)127,530 129,946 
Total assets431,962 463,212 3,975,353 4,127,524 2,587,471 2,826,073 6,994,786 7,416,809 
Total goodwill87,145 87,145 210,783 222,360 — — 297,928 309,505 
Total deposits5,633,529 6,063,339 140 7,143 185,540 297,862 5,819,209 6,368,344