XML 58 R46.htm IDEA: XBRL DOCUMENT v3.25.2
LOANS AND LEASES, NET - Summary of Loans (Details) - USD ($)
$ in Thousands
Mar. 31, 2025
Dec. 31, 2024
Sep. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Sep. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases $ 4,470,054   $ 4,071,071      
Net deferred loan origination costs (fees) (5,184)   4,124      
Total gross loans and leases 4,464,870   4,075,195      
Allowance for credit losses (102,890)   (71,765)      
Total loans and leases, net 4,361,980   4,003,430      
National Lending | Term lending            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 1,766,432   1,554,641      
Allowance for credit losses (26,219) $ (29,925) (30,394) $ (28,627) $ (27,013) $ (25,686)
National Lending | Asset-based lending            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 542,483   471,897      
Allowance for credit losses (2,030) (1,762) (1,356) (1,215) (1,370) (2,738)
National Lending | Factoring            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 224,520   362,295      
Allowance for credit losses (4,934) (5,765) (5,757) (6,814) (7,433) (6,566)
National Lending | Lease financing            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 134,856   152,174      
Allowance for credit losses (1,243) (881) (1,189) (1,551) (4,008) (3,302)
National Lending | SBA/USDA            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 701,736   568,628      
Allowance for credit losses (4,021) (3,807) (3,273) (2,942) (3,289) (2,962)
National Lending | Other commercial finance            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 154,728   185,964      
Allowance for credit losses (384) (421) (607) (1,720) (3,312) (3,089)
National Lending | Commercial finance            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 3,524,755   3,295,599      
Allowance for credit losses (38,831) (42,561) (42,576) (44,278) (48,548) (46,980)
National Lending | Consumer finance            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 246,202   248,800      
Allowance for credit losses (29,635) (30,361) (28,669) (35,081) (41,635) (49,496)
National Lending | Tax services            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 55,973   8,825      
Allowance for credit losses (33,781) (790) (2) (31,528) (507) (2)
National Lending | Warehouse finance            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total loans and leases 643,124   517,847      
Allowance for credit losses $ (643) $ (625) $ (518) $ (395) $ (350) $ (377)