XML 40 R28.htm IDEA: XBRL DOCUMENT
v3.26.1

EARNINGS PER COMMON SHARE ("EPS") (Tables) | 6 Months Ended
--- | ---
Mar. 31, 2026
Earnings Per Share [Abstract] |
Schedule of Reconciliation of Net Income and Common Stock Share Amounts Used in Computation of Basic and Diluted EPS | A reconciliation of net income and common stock share amounts used in the computation of basic and diluted earnings per share is presented below.
| Three Months Ended March 31, |  | Six Months Ended March 31,
(Dollars in thousands, except per share data) | 2026 |  | 2025 |  | 2026 |  | 2025
Basic income per common share: |  |  |  |  |  |  |
Net income attributable to Pathward Financial, Inc. | $ | 72,910 |  |  | $ | 74,957 |  |  | $ | 108,076 |  |  | $ | 104,923 |
Dividends and undistributed earnings allocated to participating securities | (70) |  |  | (264) |  |  | (130) |  |  | (402) |
Basic net earnings available to common stockholders | 72,840 |  |  | 74,693 |  |  | 107,946 |  |  | 104,521 |
Undistributed earnings allocated to nonvested restricted stockholders | 69 |  |  | 260 |  |  | 127 |  |  | 393 |
Reallocation of undistributed earnings to nonvested restricted stockholders | (69) |  |  | (259) |  |  | (126) |  |  | (392) |
Diluted net earnings available to common stockholders | $ | 72,840 |  |  | $ | 74,694 |  |  | $ | 107,947 |  |  | $ | 104,522 |
Total weighted-average basic common shares outstanding | 21,612,033 |  |  | 23,657,145 |  |  | 21,965,316 |  |  | 23,941,980 |
Effect of dilutive securities(1) |  |  |  |  |  |  |
PSUs | 108,189 |  |  | 118,878 |  |  | 100,030 |  |  | 97,040 |
Total effect of dilutive securities | 108,189 |  |  | 118,878 |  |  | 100,030 |  |  | 97,040 |
Total weighted-average diluted common shares outstanding | 21,720,222 |  |  | 23,776,023 |  |  | 22,065,346 |  |  | 24,039,020 |
Net earnings per common share: |  |  |  |  |  |  |
Basic earnings per common share | $ | 3.37 |  |  | $ | 3.16 |  |  | $ | 4.91 |  |  | $ | 4.37 |
Diluted earnings per common share(2) | $ | 3.35 |  |  | $ | 3.14 |  |  | $ | 4.89 |  |  | $ | 4.35 |
(1) Represents the effect of the assumed vesting of PSUs and restricted stock, as applicable, utilizing the treasury stock method. (2) Excluded from the computation of diluted earnings per share for the three months ended March 31, 2026 and 2025, respectively, were 20,794 and 83,665 weighted average shares of nonvested restricted stock because their inclusion would be anti-dilutive. Excluded from the computation of diluted earnings per share for the six months ended March 31, 2026 and 2025, respectively, were 26,327 and 92,172 weighted average shares of nonvested restricted stock because their inclusion would be anti-dilutive.

X
- References No definition available. + Details
Name: | us-gaap_EarningsPerShareAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 260 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1 + Details
Name: | us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration