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REVENUE FROM CONTRACTS WITH CUSTOMERS - Schedule of Revenue by Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Disaggregation of Revenue [Line Items]        
Net interest income $ 125,124 $ 136,279 $ 244,462 $ 261,528
(Loss) on sale of securities 0 (7,228) 0 (22,899)
Gain (loss) on divestitures 0 (1,360) 0 15,044
Secondary market revenue 3,574 15,378 7,731 19,755
Gain on sale of other 883 627 1,371 1,614
Other income 5,947 5,866 12,819 13,438
Total noninterest income 151,180 138,524 204,943 195,902
Revenue 276,304 274,803 449,405 457,430
Refund transfer product fees        
Disaggregation of Revenue [Line Items]        
Noninterest income: 34,789 32,663 35,144 33,073
Refund advance and other tax fee income        
Disaggregation of Revenue [Line Items]        
Noninterest income: 57,514 48,585 57,645 49,110
Card and deposit fees        
Disaggregation of Revenue [Line Items]        
Noninterest income: 37,526 30,793 67,666 59,859
Rental income        
Disaggregation of Revenue [Line Items]        
Noninterest income: 10,947 13,200 22,567 26,908
Consumer        
Disaggregation of Revenue [Line Items]        
Net interest income 66,183 75,633 137,075 156,694
(Loss) on sale of securities 0 0 0 0
Gain (loss) on divestitures 0 0 0 0
Secondary market revenue 0 (25) 0 15
Gain on sale of other 0 0 0 0
Other income 1,638 2,221 3,264 6,020
Total noninterest income 131,271 114,027 163,332 147,629
Revenue 197,454 189,660 300,407 304,323
Consumer | Refund transfer product fees        
Disaggregation of Revenue [Line Items]        
Noninterest income: 34,789 32,663 35,144 33,073
Consumer | Refund advance and other tax fee income        
Disaggregation of Revenue [Line Items]        
Noninterest income: 57,514 48,585 57,645 49,110
Consumer | Card and deposit fees        
Disaggregation of Revenue [Line Items]        
Noninterest income: 37,330 30,583 67,279 59,411
Consumer | Rental income        
Disaggregation of Revenue [Line Items]        
Noninterest income: 0 0 0 0
Commercial        
Disaggregation of Revenue [Line Items]        
Net interest income 45,375 41,987 95,195 85,280
(Loss) on sale of securities 0 0 0 0
Gain (loss) on divestitures 0 0 0 0
Secondary market revenue 3,574 2,074 7,731 6,412
Gain on sale of other 883 627 1,371 1,158
Other income 3,293 2,225 7,692 4,855
Total noninterest income 18,642 18,118 39,251 39,357
Revenue 64,017 60,105 134,446 124,637
Commercial | Refund transfer product fees        
Disaggregation of Revenue [Line Items]        
Noninterest income: 0 0 0 0
Commercial | Refund advance and other tax fee income        
Disaggregation of Revenue [Line Items]        
Noninterest income: 0 0 0 0
Commercial | Card and deposit fees        
Disaggregation of Revenue [Line Items]        
Noninterest income: 185 202 369 434
Commercial | Rental income        
Disaggregation of Revenue [Line Items]        
Noninterest income: 10,707 12,990 22,088 26,498
Corporate Services/Other        
Disaggregation of Revenue [Line Items]        
Net interest income 13,566 18,659 12,192 19,554
(Loss) on sale of securities 0 (7,228) 0 (22,899)
Gain (loss) on divestitures 0 (1,360) 0 15,044
Secondary market revenue 0 13,329 0 13,328
Gain on sale of other 0 0 0 456
Other income 1,016 1,420 1,863 2,563
Total noninterest income 1,267 6,379 2,360 8,916
Revenue 14,833 25,038 14,552 28,470
Corporate Services/Other | Refund transfer product fees        
Disaggregation of Revenue [Line Items]        
Noninterest income: 0 0 0 0
Corporate Services/Other | Refund advance and other tax fee income        
Disaggregation of Revenue [Line Items]        
Noninterest income: 0 0 0 0
Corporate Services/Other | Card and deposit fees        
Disaggregation of Revenue [Line Items]        
Noninterest income: 11 8 18 14
Corporate Services/Other | Rental income        
Disaggregation of Revenue [Line Items]        
Noninterest income: $ 240 $ 210 $ 479 $ 410