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SEGMENT REPORTING (Details)
$ in Thousands
 3 Months Ended 6 Months Ended
Mar. 31, 2026
USD ($)
Mar. 31, 2025
USD ($)
Mar. 31, 2026
USD ($)
segment
Mar. 31, 2025
USD ($)
Sep. 30, 2025
USD ($)
Segment Reporting Information [Line Items]          
Number of reportable segments | segment     3    
Segment data [Abstract]          
Interest and dividend income $ 130,876 $ 142,004 $ 252,098 $ 270,360  
Interest expense 5,752 5,725 7,636 8,832  
Net interest income 125,124 136,279 244,462 261,528  
Provision for (reversal of) credit loss 45,616 35,266 48,846 53,927  
Net interest income after provision for credit loss 79,508 101,013 195,616 207,601  
Noninterest income 151,180 138,524 204,943 195,902  
Compensation and benefits 55,405 51,905 107,269 101,197  
Building and software 12,201 10,306 24,781 20,013  
Operating lease equipment depreciation 9,075 11,779 19,070 23,206  
Rate related card expenses 25,419 28,380 49,219 54,004  
Other card expenses 8,056 7,859 14,693 15,548  
Tax product expenses 10,551 9,740 10,697 9,882  
Loan expenses 6,210 3,499 11,943 7,904  
Legal and consulting 5,331 5,879 10,885 11,103  
SG & A intercompany allocations 0 0 0 0  
Consumer lending program expenses 153 5,657 276 9,895  
Other expenses 11,055 13,173 21,836 23,221  
Total noninterest expense 143,456 148,177 270,669 275,973  
Income before income tax expense 87,232 91,360 129,890 127,530  
Total assets 7,112,399 6,994,786 7,112,399 6,994,786 $ 7,172,344
Total goodwill 297,928 297,928 297,928 297,928  
Total deposits 5,851,696 5,819,209 5,851,696 5,819,209  
Consumer          
Segment data [Abstract]          
Interest and dividend income 77,109 87,326 149,613 170,699  
Interest expense 10,926 11,693 12,538 14,005  
Net interest income 66,183 75,633 137,075 156,694  
Provision for (reversal of) credit loss 23,164 31,739 25,888 42,463  
Net interest income after provision for credit loss 43,019 43,894 111,187 114,231  
Noninterest income 131,271 114,027 163,332 147,629  
Compensation and benefits 8,729 7,868 16,673 15,625  
Building and software 2,956 2,399 5,874 4,624  
Operating lease equipment depreciation 0 0 0 0  
Rate related card expenses 25,419 28,380 49,219 54,004  
Other card expenses 8,044 7,846 14,670 15,528  
Tax product expenses 10,551 9,740 10,697 9,882  
Loan expenses 3 8 1,081 1,124  
Legal and consulting 530 551 1,108 1,132  
SG & A intercompany allocations 18,204 17,830 37,057 34,687  
Consumer lending program expenses 153 5,657 276 9,895  
Other expenses 4,542 4,499 8,905 8,514  
Total noninterest expense 79,131 84,778 145,560 155,015  
Income before income tax expense 95,159 73,143 128,959 106,845  
Total assets 355,864 431,962 355,864 431,962  
Total goodwill 87,145 87,145 87,145 87,145  
Total deposits 5,588,918 5,633,529 5,588,918 5,633,529  
Commercial          
Segment data [Abstract]          
Interest and dividend income 81,463 73,055 165,298 147,669  
Interest expense 36,088 31,068 70,103 62,389  
Net interest income 45,375 41,987 95,195 85,280  
Provision for (reversal of) credit loss 22,489 3,508 22,999 11,339  
Net interest income after provision for credit loss 22,886 38,479 72,196 73,941  
Noninterest income 18,642 18,118 39,251 39,357  
Compensation and benefits 10,295 12,209 21,885 25,550  
Building and software 2,343 2,353 4,743 4,624  
Operating lease equipment depreciation 9,075 11,779 19,070 23,206  
Rate related card expenses 0 0 0 0  
Other card expenses 0 0 0 0  
Tax product expenses 0 0 0 0  
Loan expenses 6,207 3,491 10,862 6,780  
Legal and consulting 756 994 1,668 1,961  
SG & A intercompany allocations 8,703 7,085 16,757 15,143  
Consumer lending program expenses 0 0 0 0  
Other expenses 1,372 2,777 2,830 4,245  
Total noninterest expense 38,751 40,688 77,815 81,509  
Income before income tax expense 2,777 15,909 33,632 31,789  
Total assets 4,511,809 3,975,353 4,511,809 3,975,353  
Total goodwill 210,783 210,783 210,783 210,783  
Total deposits 174 140 174 140  
Corporate Services/Other          
Segment data [Abstract]          
Interest and dividend income (27,696) (18,377) (62,813) (48,008)  
Interest expense (41,262) (37,036) (75,005) (67,562)  
Net interest income 13,566 18,659 12,192 19,554  
Provision for (reversal of) credit loss (37) 19 (41) 125  
Net interest income after provision for credit loss 13,603 18,640 12,233 19,429  
Noninterest income 1,267 6,379 2,360 8,916  
Compensation and benefits 36,381 31,828 68,711 60,022  
Building and software 6,902 5,554 14,164 10,765  
Operating lease equipment depreciation 0 0 0 0  
Rate related card expenses 0 0 0 0  
Other card expenses 12 13 23 20  
Tax product expenses 0 0 0 0  
Loan expenses 0 0 0 0  
Legal and consulting 4,045 4,334 8,109 8,010  
SG & A intercompany allocations (26,907) (24,915) (53,814) (49,830)  
Consumer lending program expenses 0 0 0 0  
Other expenses 5,141 5,897 10,101 10,462  
Total noninterest expense 25,574 22,711 47,294 39,449  
Income before income tax expense (10,704) 2,308 (32,701) (11,104)  
Total assets 2,244,726 2,587,471 2,244,726 2,587,471  
Total goodwill 0 0 0 0  
Total deposits $ 262,604 $ 185,540 $ 262,604 $ 185,540