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Capital adequacy	12 Months Ended
	Dec. 31, 2011
Capital adequacy	24. Capital adequacy The Banking Law in the Republic of Panama requires banks with general banking license to maintain a total capital adequacy index that shall not be lower than 8% of total assets and off-balance sheet irrevocable contingency transactions, weighted according to their risk; and primary capital equivalent that shall not be less than 4% of its assets and off-balance sheet irrevocable contingency transactions, weighted according to their risk. As of December 31, 2011, the Bank’s capital adequacy ratio is 16% which is in compliance with the capital adequacy ratios required by the Banking Law in the Republic of Panama.

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- Definition

The general disclosure of regulatory capital adequacy for banks with general banking license in Panama, as required by the Panamanian Banking Law.

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