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Allowance for credit losses (Tables)
 12 Months Ended
Dec. 31, 2014
Receivables [Abstract]  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
The Bank classifies the allowance for credit losses into two components as follows:
 
a)
Allowance for loan losses:
 
 
 
December 31, 2014
 
 
 
 
 
 
Banking and
 
Middle
 
 
 
 
 
 
 
 
 
 
 
 
financial
 
market
 
 
 
 
 
 
 
 
 
Corporations
 
institutions
 
companies
 
Sovereign
 
Total
 
Balance at beginning of the period
 
 
31,516
 
 
30,865
 
 
10,369
 
 
1
 
 
72,751
 
Provision (reversal of provision) for loan losses
 
 
11,250
 
 
647
 
 
(5,001)
 
 
(1)
 
 
6,895
 
Loan recovenies and other
 
 
-
 
 
-
 
 
29
 
 
-
 
 
29
 
Loans written-off
 
 
-
 
 
-
 
 
-
 
 
-
 
 
-
 
Balance at end of the period
 
 
42,766
 
 
31,512
 
 
5,397
 
 
-
 
 
79,675
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Components:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Generic allowance
 
 
40,482
 
 
31,512
 
 
5,266
 
 
-
 
 
77,260
 
Specific allowance
 
 
2,284
 
 
-
 
 
131
 
 
-
 
 
2,415
 
Total allowance for loan losses
 
 
42,766
 
 
31,512
 
 
5,397
 
 
-
 
 
79,675
 
 
 
 
December 31, 2013
 
 
 
 
 
 
Banking and
 
Middle
 
 
 
 
 
 
 
 
 
 
 
 
financial
 
market
 
 
 
 
 
 
 
 
 
Corporations
 
institutions
 
companies
 
Sovereign
 
Total
 
Balance at beginning of the period
 
 
32,488
 
 
28,836
 
 
10,887
 
 
765
 
 
72,976
 
Provision (reversal of provision) for loan losses
 
 
(972)
 
 
656
 
 
(518)
 
 
(764)
 
 
(1,598)
 
Loan recovenies and other
 
 
-
 
 
1,373
 
 
-
 
 
-
 
 
1,373
 
Loans written-off
 
 
-
 
 
-
 
 
-
 
 
-
 
 
-
 
Balance at end of the period
 
 
31,516
 
 
30,865
 
 
10,369
 
 
1
 
 
72,751
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Components:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Generic allowance
 
 
30,562
 
 
30,865
 
 
10,369
 
 
1
 
 
71,797
 
Specific allowance
 
 
954
 
 
-
 
 
-
 
 
-
 
 
954
 
Total allowance for loan losses
 
 
31,516
 
 
30,865
 
 
10,369
 
 
1
 
 
72,751
 
 
 
 
December 31, 2012
 
 
 
 
 
 
Banking and
 
Middle
 
 
 
 
 
 
 
 
 
 
 
financial
 
market
 
 
 
 
 
 
 
 
Corporations
 
institutions
 
companies
 
Sovereign
 
Total
 
Balance at beginning of the period
 
 
48,865
 
 
30,523
 
 
8,952
 
 
207
 
 
88,547
 
Provision (reversal of provision) for loan losses
 
 
(8,887)
 
 
(1,704)
 
 
1,690
 
 
558
 
 
(8,343)
 
Loan recovenies and other
 
 
-
 
 
17
 
 
245
 
 
-
 
 
262
 
Loans written-off
 
 
(7,490)
 
 
-
 
 
-
 
 
-
 
 
(7,490)
 
Balance at end of the period
 
 
32,488
 
 
28,836
 
 
10,887
 
 
765
 
 
72,976
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Components:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Generic allowance
 
 
32,488
 
 
28,836
 
 
10,887
 
 
765
 
 
72,976
 
Specific allowance
 
 
-
 
 
-
 
 
-
 
 
-
 
 
-
 
Total allowance for loan losses
 
 
32,488
 
 
28,836
 
 
10,887
 
 
765
 
 
72,976
 
Disclosure Related To Loan Balances and Reserves For Loan Losses [Table Text Block]
Following is a summary of loan balances and reserves for loan losses:
 
 
 
December 31, 2014
 
 
 
 
 
Banking and
 
Middle
 
 
 
 
 
 
 
 
 
financial
 
market
 
 
 
 
 
 
 
Corporations
 
institutions
 
companies
 
Sovereign
 
Total
 
Allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Generic allowance
 
 
40,482
 
 
31,512
 
 
5,266
 
 
-
 
 
77,260
 
Specific allowance
 
 
2,284
 
 
-
 
 
131
 
 
-
 
 
2,415
 
Total of allowance for loan losses
 
 
42,766
 
 
31,512
 
 
5,397
 
 
-
 
 
79,675
 
Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans with generic allowance
 
 
3,828,835
 
 
2,370,936
 
 
482,439
 
 
-
 
 
6,682,210
 
Loans with specific allowance
 
 
3,125
 
 
-
 
 
909
 
 
-
 
 
4,034
 
Total loans
 
 
3,831,960
 
 
2,370,936
 
 
483,348
 
 
-
 
 
6,686,244
 
 
 
 
December 31, 2013
 
 
 
 
 
 
Banking and
 
Middle
 
 
 
 
 
 
 
 
 
 
 
financial
 
market
 
 
 
 
 
 
 
 
Corporations
 
institutions
 
companies
 
Sovereign
 
Total
 
Allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Generic allowance
 
 
30,562
 
 
30,865
 
 
10,369
 
 
1
 
 
71,797
 
Specific allowance
 
 
954
 
 
-
 
 
-
 
 
-
 
 
954
 
Total of allowance for loan losses
 
 
31,516
 
 
30,865
 
 
10,369
 
 
1
 
 
72,751
 
Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans with generic allowance
 
 
3,310,931
 
 
2,259,991
 
 
574,107
 
 
144
 
 
6,145,173
 
Loans with specific allowance
 
 
3,125
 
 
-
 
 
-
 
 
-
 
 
3,125
 
Total loans
 
 
3,314,056
 
 
2,259,991
 
 
574,107
 
 
144
 
 
6,148,298
 
Disclosure Related To Reserve For Losses On Off-Balance Sheet Credit Risk [Table Text Block]
Reserve for losses on off-balance sheet credit risk:
 
 
 
 
December 31,
 
 
 
 
2014
 
 
2013
 
 
2012
 
Balance at beginning of the period
 
 
5,222
 
 
4,841
 
 
8,887
 
Provision for losses on off-balance sheet credit risk
 
 
1,627
 
 
381
 
 
(4,046)
 
Balance at end of the period
 
 
6,849
 
 
5,222
 
 
4,841