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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20459

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FORM 8-K

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CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D)

OF THE SECURITIES EXCHANGE ACT OF 1934

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Date of report: November 4, 2025

(Date of earliest event reported)

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LTC PROPERTIES, INC.

(Exact name of Registrant as specified in its charter)

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Maryland | ​ | 1-11314 | ​ | 71-0720518
(State or other jurisdiction of | ​ | (Commission file number) | ​ | (I.R.S. Employer
incorporation or organization) | ​ | ​ | ​ | Identification No)

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3011 Townsgate Road, Suite 220

Westlake Village, CA 91361

(Address of principal executive offices)

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(805) 981-8655

(Registrant’s telephone number, including area code)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

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☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class | ​ | Trading symbol(s) | ​ | Name of each exchange on which registered
Common stock, $.01 par value | ​ | LTC | ​ | New York Stock Exchange

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

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Emerging growth company ☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02. — Results of Operations and Financial Condition

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On November 4, 2025, LTC Properties, Inc. announced the operating results for the quarter ended September 30, 2025. The text of the press release and the supplemental information package are furnished herewith as Exhibits 99.1 and 99.2, respectively, and are specifically incorporated by reference herein.

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The information in this Form 8-K and the related information in the exhibits attached hereto shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section and shall not be incorporated by reference into any filing of LTC under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filing, except as shall be expressly set forth by specific reference in any such filing.

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Item 9.01. — Financial Statements and Exhibits

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| 99.1 | Press Release issued November 4, 2025.
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| 99.2 | LTC Properties, Inc. Supplemental Information Package for the period ending September 30, 2025.
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| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURE

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Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

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| LTC PROPERTIES, INC.
Dated: November 4, 2025 | By: | /s/ CAROLINE CHIKHALE
|  | Caroline Chikhale
|  | Executive Vice President, Chief Financial Officer and Treasurer

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