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ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY | 6 Months Ended
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Jun. 30, 2019
Receivables [Abstract] |
ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY | NOTE 4. ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY The following tables present the activity in the allowance for loan losses by portfolio segment for the three-month periods ended June 30, 2019 and 2018:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | and | ​ | Agri-business | ​ | ​ | ​ | ​ | Consumer | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | and | ​ | Multifamily | ​ | and | ​ | Other | ​ | 1-4 Family | ​ | Other | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Industrial |  | Residential |  | Agricultural |  | Commercial |  | Mortgage |  | Consumer |  | Unallocated |  | Total
Three Months Ended June 30, 2019 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Beginning balance, April 1 | ​ | $ | 24,030 | ​ | $ | 15,447 | ​ | $ | 4,146 | ​ | $ | 373 | ​ | $ | 2,266 | ​ | $ | 291 | ​ | $ | 3,009 | ​ | $ | 49,562
Provision for loan losses | ​ | ​ | 824 | ​ | ​ | (31) | ​ | ​ | (242) | ​ | ​ | (18) | ​ | ​ | (124) | ​ | ​ | 40 | ​ | ​ | 336 | ​ | ​ | 785
Loans charged-off | ​ | ​ | (17) | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (5) | ​ | ​ | (62) | ​ | ​ | 0 | ​ | ​ | (84)
Recoveries | ​ | ​ | 187 | ​ | ​ | 76 | ​ | ​ | 2 | ​ | ​ | 0 | ​ | ​ | 16 | ​ | ​ | 20 | ​ | ​ | 0 | ​ | ​ | 301
Net loans charged-off | ​ | ​ | 170 | ​ | ​ | 76 | ​ | ​ | 2 | ​ | ​ | 0 | ​ | ​ | 11 | ​ | ​ | (42) | ​ | ​ | 0 | ​ | ​ | 217
Ending balance | ​ | $ | 25,024 | ​ | $ | 15,492 | ​ | $ | 3,906 | ​ | $ | 355 | ​ | $ | 2,153 | ​ | $ | 289 | ​ | $ | 3,345 | ​ | $ | 50,564
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | and | ​ | Agri-business | ​ | ​ | ​ | ​ | Consumer | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | and | ​ | Multifamily | ​ | and | ​ | Other | ​ | 1-4 Family | ​ | Other | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Industrial |  | Residential |  | Agricultural |  | Commercial |  | Mortgage |  | Consumer |  | Unallocated |  | Total
Three Months Ended June 30, 2018 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Beginning balance, April 1 | ​ | $ | 20,725 | ​ | $ | 14,438 | ​ | $ | 4,848 | ​ | $ | 510 | ​ | $ | 2,018 | ​ | $ | 245 | ​ | $ | 2,843 | ​ | $ | 45,627
Provision for loan losses | ​ | ​ | 1,392 | ​ | ​ | 508 | ​ | ​ | (268) | ​ | ​ | (46) | ​ | ​ | (68) | ​ | ​ | 65 | ​ | ​ | 117 | ​ | ​ | 1,700
Loans charged-off | ​ | ​ | (57) | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (71) | ​ | ​ | 0 | ​ | ​ | (128)
Recoveries | ​ | ​ | 464 | ​ | ​ | 8 | ​ | ​ | 5 | ​ | ​ | 0 | ​ | ​ | 3 | ​ | ​ | 27 | ​ | ​ | 0 | ​ | ​ | 507
Net loans charged-off | ​ | ​ | 407 | ​ | ​ | 8 | ​ | ​ | 5 | ​ | ​ | 0 | ​ | ​ | 3 | ​ | ​ | (44) | ​ | ​ | 0 | ​ | ​ | 379
Ending balance | ​ | $ | 22,524 | ​ | $ | 14,954 | ​ | $ | 4,585 | ​ | $ | 464 | ​ | $ | 1,953 | ​ | $ | 266 | ​ | $ | 2,960 | ​ | $ | 47,706
​ The following tables present the activity in the allowance for loan losses by portfolio segment for the six-month periods ended June 30, 2019 and 2018:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | and | ​ | Agri-business | ​ | ​ | ​ | ​ | Consumer | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | and | ​ | Multifamily | ​ | and | ​ | Other | ​ | 1-4 Family | ​ | Other | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Industrial |  | Residential |  | Agricultural |  | Commercial |  | Mortgage |  | Consumer |  | Unallocated |  | Total
Six Months Ended June 30, 2019 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Beginning balance, January 1 | ​ | $ | 22,518 | ​ | $ | 15,393 | ​ | $ | 4,305 | ​ | $ | 368 | ​ | $ | 2,292 | ​ | $ | 283 | ​ | $ | 3,294 | ​ | $ | 48,453
Provision for loan losses | ​ | ​ | 2,317 | ​ | ​ | (13) | ​ | ​ | (403) | ​ | ​ | (13) | ​ | ​ | (79) | ​ | ​ | 125 | ​ | ​ | 51 | ​ | ​ | 1,985
Loans charged-off | ​ | ​ | (100) | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (87) | ​ | ​ | (181) | ​ | ​ | 0 | ​ | ​ | (368)
Recoveries | ​ | ​ | 289 | ​ | ​ | 112 | ​ | ​ | 4 | ​ | ​ | 0 | ​ | ​ | 27 | ​ | ​ | 62 | ​ | ​ | 0 | ​ | ​ | 494
Net loans charged-off | ​ | ​ | 189 | ​ | ​ | 112 | ​ | ​ | 4 | ​ | ​ | 0 | ​ | ​ | (60) | ​ | ​ | (119) | ​ | ​ | 0 | ​ | ​ | 126
Ending balance | ​ | $ | 25,024 | ​ | $ | 15,492 | ​ | $ | 3,906 | ​ | $ | 355 | ​ | $ | 2,153 | ​ | $ | 289 | ​ | $ | 3,345 | ​ | $ | 50,564
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | and | ​ | Agri-business | ​ | ​ | ​ | ​ | Consumer | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | and | ​ | Multifamily | ​ | and | ​ | Other | ​ | 1-4 Family | ​ | Other | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Industrial |  | Residential |  | Agricultural |  | Commercial |  | Mortgage |  | Consumer |  | Unallocated |  | Total
Six Months Ended June 30, 2018 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Beginning balance, January 1 | ​ | $ | 21,097 | ​ | $ | 14,714 | ​ | $ | 4,920 | ​ | $ | 577 | ​ | $ | 2,768 | ​ | $ | 379 | ​ | $ | 2,666 | ​ | $ | 47,121
Provision for loan losses | ​ | ​ | 5,294 | ​ | ​ | 715 | ​ | ​ | (344) | ​ | ​ | (113) | ​ | ​ | (862) | ​ | ​ | 16 | ​ | ​ | 294 | ​ | ​ | 5,000
Loans charged-off | ​ | ​ | (4,417) | ​ | ​ | (491) | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | (7) | ​ | ​ | (190) | ​ | ​ | 0 | ​ | ​ | (5,105)
Recoveries | ​ | ​ | 550 | ​ | ​ | 16 | ​ | ​ | 9 | ​ | ​ | 0 | ​ | ​ | 54 | ​ | ​ | 61 | ​ | ​ | 0 | ​ | ​ | 690
Net loans charged-off | ​ | ​ | (3,867) | ​ | ​ | (475) | ​ | ​ | 9 | ​ | ​ | 0 | ​ | ​ | 47 | ​ | ​ | (129) | ​ | ​ | 0 | ​ | ​ | (4,415)
Ending balance | ​ | $ | 22,524 | ​ | $ | 14,954 | ​ | $ | 4,585 | ​ | $ | 464 | ​ | $ | 1,953 | ​ | $ | 266 | ​ | $ | 2,960 | ​ | $ | 47,706
​ The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2019 and December 31, 2018:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | and | ​ | Agri-business | ​ | ​ | ​ | ​ | Consumer | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | and | ​ | Multifamily | ​ | and | ​ | Other | ​ | 1-4 Family | ​ | Other | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Industrial |  | Residential |  | Agricultural |  | Commercial |  | Mortgage |  | Consumer |  | Unallocated |  | Total
June 30, 2019 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Ending allowance balance attributable to loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | 9,208 | ​ | $ | 394 | ​ | $ | 87 | ​ | $ | 0 | ​ | $ | 339 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 10,028
Collectively evaluated for impairment | ​ | ​ | 15,816 | ​ | ​ | 15,098 | ​ | ​ | 3,819 | ​ | ​ | 355 | ​ | ​ | 1,814 | ​ | ​ | 289 | ​ | ​ | 3,345 | ​ | ​ | 40,536
Total ending allowance balance | ​ | $ | 25,024 | ​ | $ | 15,492 | ​ | $ | 3,906 | ​ | $ | 355 | ​ | $ | 2,153 | ​ | $ | 289 | ​ | $ | 3,345 | ​ | $ | 50,564
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans individually evaluated for impairment | ​ | $ | 18,819 | ​ | $ | 3,193 | ​ | $ | 430 | ​ | $ | 0 | ​ | $ | 1,851 | ​ | $ | 0 | ​ | $ | 0 | ​ | $ | 24,293
Loans collectively evaluated for impairment | ​ | ​ | 1,431,542 | ​ | ​ | 1,649,854 | ​ | ​ | 314,153 | ​ | ​ | 103,949 | ​ | ​ | 388,078 | ​ | ​ | 86,749 | ​ | ​ | 0 | ​ | ​ | 3,974,325
Total ending loans balance | ​ | $ | 1,450,361 | ​ | $ | 1,653,047 | ​ | $ | 314,583 | ​ | $ | 103,949 | ​ | $ | 389,929 | ​ | $ | 86,749 | ​ | $ | 0 | ​ | $ | 3,998,618
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Commercial | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Real Estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Commercial | ​ | and | ​ | Agri-business | ​ | ​ | ​ | ​ | Consumer | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | and | ​ | Multifamily | ​ | and | ​ | Other | ​ | 1-4 Family | ​ | Other | ​ | ​ | ​ | ​ | ​ | ​
(dollars in thousands) |  | Industrial |  | Residential |  | Agricultural |  | Commercial |  | Mortgage |  | Consumer |  | Unallocated |  | ​ | Total
December 31, 2018 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Allowance for loan losses: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Ending allowance balance attributable to loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | 8,552 | ​ | $ | 921 | ​ | $ | 73 | ​ | $ | 0 | ​ | $ | 457 | ​ | $ | 26 | ​ | $ | 0 | ​ | $ | 10,029
Collectively evaluated for impairment | ​ | ​ | 13,966 | ​ | ​ | 14,472 | ​ | ​ | 4,232 | ​ | ​ | 368 | ​ | ​ | 1,835 | ​ | ​ | 257 | ​ | ​ | 3,294 | ​ | ​ | 38,424
Total ending allowance balance | ​ | $ | 22,518 | ​ | $ | 15,393 | ​ | $ | 4,305 | ​ | $ | 368 | ​ | $ | 2,292 | ​ | $ | 283 | ​ | $ | 3,294 | ​ | $ | 48,453
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans individually evaluated for impairment | ​ | $ | 19,734 | ​ | $ | 4,266 | ​ | $ | 433 | ​ | $ | 0 | ​ | $ | 2,240 | ​ | $ | 44 | ​ | $ | 0 | ​ | $ | 26,717
Loans collectively evaluated for impairment | ​ | ​ | 1,385,604 | ​ | ​ | 1,562,899 | ​ | ​ | 370,174 | ​ | ​ | 95,520 | ​ | ​ | 388,053 | ​ | ​ | 85,778 | ​ | ​ | 0 | ​ | ​ | 3,888,028
Total ending loans balance | ​ | $ | 1,405,338 | ​ | $ | 1,567,165 | ​ | $ | 370,607 | ​ | $ | 95,520 | ​ | $ | 390,293 | ​ | $ | 85,822 | ​ | $ | 0 | ​ | $ | 3,914,745
​ The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2019:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Unpaid | ​ | ​ | ​ | ​ | Allowance for
​ | ​ | Principal | ​ | Recorded | ​ | Loan Losses
(dollars in thousands) |  | Balance |  | Investment |  | Allocated
With no related allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 3,129 | ​ | $ | 437 | ​ | $ | 0
Non-working capital loans | ​ | ​ | 2,321 | ​ | ​ | 926 | ​ | ​ | 0
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Owner occupied loans | ​ | ​ | 1,975 | ​ | ​ | 1,437 | ​ | ​ | 0
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 603 | ​ | ​ | 283 | ​ | ​ | 0
Consumer 1‑4 family loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 200 | ​ | ​ | 119 | ​ | ​ | 0
Open end and junior lien loans | ​ | ​ | 92 | ​ | ​ | 92 | ​ | ​ | 0
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | ​ | 6,610 | ​ | ​ | 6,301 | ​ | ​ | 2,995
Non-working capital loans | ​ | ​ | 11,135 | ​ | ​ | 11,155 | ​ | ​ | 6,213
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Owner occupied loans | ​ | ​ | 1,756 | ​ | ​ | 1,756 | ​ | ​ | 394
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 148 | ​ | ​ | 147 | ​ | ​ | 87
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 1,637 | ​ | ​ | 1,640 | ​ | ​ | 339
Total | ​ | $ | 29,606 | ​ | $ | 24,293 | ​ | $ | 10,028
​ The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Unpaid | ​ | ​ | ​ | ​ | Allowance for
​ | ​ | Principal | ​ | Recorded | ​ | Loan Losses
(dollars in thousands) |  | Balance |  | Investment |  | Allocated
With no related allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non-working capital loans | ​ | $ | 3,284 | ​ | $ | 1,889 | ​ | $ | 0
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Owner occupied loans | ​ | ​ | 1,773 | ​ | ​ | 1,527 | ​ | ​ | 0
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 603 | ​ | ​ | 283 | ​ | ​ | 0
Consumer 1‑4 family loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 583 | ​ | ​ | 502 | ​ | ​ | 0
Open end and junior lien loans | ​ | ​ | 220 | ​ | ​ | 220 | ​ | ​ | 0
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | ​ | 9,691 | ​ | ​ | 6,694 | ​ | ​ | 2,602
Non-working capital loans | ​ | ​ | 11,099 | ​ | ​ | 11,151 | ​ | ​ | 5,950
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 291 | ​ | ​ | 291 | ​ | ​ | 142
Owner occupied loans | ​ | ​ | 2,938 | ​ | ​ | 2,448 | ​ | ​ | 779
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 150 | ​ | ​ | 150 | ​ | ​ | 73
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 1,517 | ​ | ​ | 1,518 | ​ | ​ | 457
Other consumer loans | ​ | ​ | 45 | ​ | ​ | 44 | ​ | ​ | 26
Total | ​ | $ | 32,194 | ​ | $ | 26,717 | ​ | $ | 10,029
​ The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended June 30, 2019: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Cash Basis
​ | ​ | Average | ​ | Interest | ​ | Interest
​ | ​ | Recorded | ​ | Income | ​ | Income
(dollars in thousands) |  | Investment |  | Recognized |  | Recognized
With no related allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 287 | ​ | $ | 0 | ​ | $ | 1
Non-working capital loans | ​ | ​ | 933 | ​ | ​ | 9 | ​ | ​ | 4
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Owner occupied loans | ​ | ​ | 1,450 | ​ | ​ | 10 | ​ | ​ | 10
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 283 | ​ | ​ | 0 | ​ | ​ | 0
Consumer 1‑4 family loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 164 | ​ | ​ | 1 | ​ | ​ | 1
Open end and junior lien loans | ​ | ​ | 93 | ​ | ​ | 0 | ​ | ​ | 0
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | ​ | 6,326 | ​ | ​ | 75 | ​ | ​ | 26
Non-working capital loans | ​ | ​ | 11,105 | ​ | ​ | 127 | ​ | ​ | 94
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Owner occupied loans | ​ | ​ | 1,763 | ​ | ​ | 16 | ​ | ​ | 11
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 147 | ​ | ​ | 1 | ​ | ​ | 0
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 1,680 | ​ | ​ | 13 | ​ | ​ | 13
Other consumer loans | ​ | ​ | 28 | ​ | ​ | 1 | ​ | ​ | 0
Total | ​ | $ | 24,259 | ​ | $ | 253 | ​ | $ | 160
​ The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended June 30, 2018:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Cash Basis
​ | ​ | Average | ​ | Interest | ​ | Interest
​ | ​ | Recorded | ​ | Income | ​ | Income
(dollars in thousands) |  | Investment |  | Recognized |  | Recognized
With no related allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 1,011 | ​ | $ | 6 | ​ | $ | 14
Non-working capital loans | ​ | ​ | 1,738 | ​ | ​ | 16 | ​ | ​ | 26
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 88 | ​ | ​ | 2 | ​ | ​ | 3
Owner occupied loans | ​ | ​ | 2,868 | ​ | ​ | 9 | ​ | ​ | 12
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 283 | ​ | ​ | 0 | ​ | ​ | 0
Consumer 1‑4 family loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 533 | ​ | ​ | 2 | ​ | ​ | 3
Open end and junior lien loans | ​ | ​ | 247 | ​ | ​ | 0 | ​ | ​ | 0
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | ​ | 3,005 | ​ | ​ | 2 | ​ | ​ | 2
Non-working capital loans | ​ | ​ | 3,513 | ​ | ​ | 3 | ​ | ​ | 6
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 491 | ​ | ​ | 6 | ​ | ​ | 13
Owner occupied loans | ​ | ​ | 1,041 | ​ | ​ | 1 | ​ | ​ | 1
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 993 | ​ | ​ | 8 | ​ | ​ | 10
Other consumer loans | ​ | ​ | 48 | ​ | ​ | 0 | ​ | ​ | 2
Total | ​ | $ | 15,859 | ​ | $ | 55 | ​ | $ | 92
​ The following table presents loans individually evaluated for impairment by class of loans as of and for the six-month period ended June 30, 2019:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Cash Basis
​ | ​ | Average | ​ | Interest | ​ | Interest
​ | ​ | Recorded | ​ | Income | ​ | Income
(dollars in thousands) |  | Investment |  | Recognized |  | Recognized
With no related allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 221 | ​ | $ | 1 | ​ | $ | 1
Non-working capital loans | ​ | ​ | 1,241 | ​ | ​ | 38 | ​ | ​ | 28
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Owner occupied loans | ​ | ​ | 1,535 | ​ | ​ | 21 | ​ | ​ | 18
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 283 | ​ | ​ | 0 | ​ | ​ | 0
Consumer 1‑4 family loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 272 | ​ | ​ | 2 | ​ | ​ | 2
Open end and junior lien loans | ​ | ​ | 143 | ​ | ​ | 0 | ​ | ​ | 0
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | ​ | 6,406 | ​ | ​ | 147 | ​ | ​ | 85
Non-working capital loans | ​ | ​ | 11,260 | ​ | ​ | 259 | ​ | ​ | 222
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Owner occupied loans | ​ | ​ | 1,922 | ​ | ​ | 29 | ​ | ​ | 23
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 147 | ​ | ​ | 3 | ​ | ​ | 1
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 1,639 | ​ | ​ | 25 | ​ | ​ | 25
Other consumer loans | ​ | ​ | 36 | ​ | ​ | 2 | ​ | ​ | 1
Total | ​ | $ | 25,105 | ​ | $ | 527 | ​ | $ | 406
​ The following table presents loans individually evaluated for impairment by class of loans as of and for the six-month period ended June 30, 2018:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Cash Basis
​ | ​ | Average | ​ | Interest | ​ | Interest
​ | ​ | Recorded | ​ | Income | ​ | Income
(dollars in thousands) |  | Investment |  | Recognized |  | Recognized
With no related allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 1,011 | ​ | $ | 13 | ​ | $ | 16
Non-working capital loans | ​ | ​ | 1,733 | ​ | ​ | 31 | ​ | ​ | 31
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 95 | ​ | ​ | 3 | ​ | ​ | 3
Owner occupied loans | ​ | ​ | 2,712 | ​ | ​ | 16 | ​ | ​ | 14
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 283 | ​ | ​ | 0 | ​ | ​ | 0
Consumer 1‑4 family loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 538 | ​ | ​ | 4 | ​ | ​ | 4
Open end and junior lien loans | ​ | ​ | 169 | ​ | ​ | 0 | ​ | ​ | 0
With an allowance recorded: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | ​ | 2,307 | ​ | ​ | 4 | ​ | ​ | 3
Non-working capital loans | ​ | ​ | 3,365 | ​ | ​ | 5 | ​ | ​ | 6
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 606 | ​ | ​ | 17 | ​ | ​ | 18
Owner occupied loans | ​ | ​ | 1,117 | ​ | ​ | 1 | ​ | ​ | 1
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 981 | ​ | ​ | 15 | ​ | ​ | 14
Open end and junior lien loans | ​ | ​ | 77 | ​ | ​ | 0 | ​ | ​ | 0
Other consumer loans | ​ | ​ | 48 | ​ | ​ | 1 | ​ | ​ | 2
Total | ​ | $ | 15,042 | ​ | $ | 110 | ​ | $ | 112
​ The following table presents the aging of the recorded investment in past due loans as of June 30, 2019 by class of loans:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | 30‑89 | ​ | Greater than | ​ | ​ | ​ | ​ | Total Past | ​ | ​ | ​
​ | ​ | Loans Not | ​ | Days | ​ | 90 Days | ​ | ​ | ​ | ​ | Due and | ​ | ​ | ​
(dollars in thousands) |  | Past Due |  | Past Due |  | Past Due |  | Nonaccrual |  | Nonaccrual |  | Total
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 748,862 | ​ | $ | 20 | ​ | $ | 0 | ​ | $ | 6,364 | ​ | $ | 6,384 | ​ | $ | 755,246
Non-working capital loans | ​ | ​ | 689,781 | ​ | ​ | 5 | ​ | ​ | 0 | ​ | ​ | 5,329 | ​ | ​ | 5,334 | ​ | ​ | 695,115
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 320,380 | ​ | ​ | 24 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 24 | ​ | ​ | 320,404
Owner occupied loans | ​ | ​ | 554,607 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 2,185 | ​ | ​ | 2,185 | ​ | ​ | 556,792
Nonowner occupied loans | ​ | ​ | 533,215 | ​ | ​ | 103 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 103 | ​ | ​ | 533,318
Multifamily loans | ​ | ​ | 242,533 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 242,533
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 148,469 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 430 | ​ | ​ | 430 | ​ | ​ | 148,899
Loans for agricultural production | ​ | ​ | 165,684 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 165,684
Other commercial loans | ​ | ​ | 103,949 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 103,949
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 185,676 | ​ | ​ | 1,235 | ​ | ​ | 0 | ​ | ​ | 597 | ​ | ​ | 1,832 | ​ | ​ | 187,508
Open end and junior lien loans | ​ | ​ | 189,150 | ​ | ​ | 945 | ​ | ​ | 0 | ​ | ​ | 92 | ​ | ​ | 1,037 | ​ | ​ | 190,187
Residential construction loans | ​ | ​ | 12,234 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 12,234
Other consumer loans | ​ | ​ | 86,624 | ​ | ​ | 125 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 125 | ​ | ​ | 86,749
Total | ​ | $ | 3,981,164 | ​ | $ | 2,457 | ​ | $ | 0 | ​ | $ | 14,997 | ​ | $ | 17,454 | ​ | $ | 3,998,618
​ The following table presents the aging of the recorded investment in past due loans as of December 31, 2018 by class of loans:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Greater than | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | 30‑89 | ​ | 90 Days Past | ​ | ​ | ​ | ​ | Total Past | ​ | ​ | ​
​ | ​ | Loans Not | ​ | Days | ​ | Due and Still | ​ | ​ | ​ | ​ | Due and | ​ | ​ | ​
(dollars in thousands) |  | Past Due |  | Past Due |  | Accruing |  | Nonaccrual |  | Nonaccrual |  | Total
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 684,191 | ​ | $ | 4,328 | ​ | $ | 0 | ​ | $ | 2,245 | ​ | $ | 6,573 | ​ | $ | 690,764
Non-working capital loans | ​ | ​ | 709,629 | ​ | ​ | 3,368 | ​ | ​ | 0 | ​ | ​ | 1,577 | ​ | ​ | 4,945 | ​ | ​ | 714,574
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 265,544 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 265,544
Owner occupied loans | ​ | ​ | 583,214 | ​ | ​ | 486 | ​ | ​ | 0 | ​ | ​ | 2,269 | ​ | ​ | 2,755 | ​ | ​ | 585,969
Nonowner occupied loans | ​ | ​ | 520,431 | ​ | ​ | 57 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 57 | ​ | ​ | 520,488
Multi-family loans | ​ | ​ | 195,164 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 195,164
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 177,080 | ​ | ​ | 150 | ​ | ​ | 0 | ​ | ​ | 283 | ​ | ​ | 433 | ​ | ​ | 177,513
Loans for agricultural production | ​ | ​ | 193,094 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 193,094
Other commercial loans | ​ | ​ | 95,520 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 95,520
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 183,420 | ​ | ​ | 1,370 | ​ | ​ | 0 | ​ | ​ | 671 | ​ | ​ | 2,041 | ​ | ​ | 185,461
Open end and junior lien loans | ​ | ​ | 188,320 | ​ | ​ | 98 | ​ | ​ | 0 | ​ | ​ | 220 | ​ | ​ | 318 | ​ | ​ | 188,638
Residential construction loans | ​ | ​ | 16,194 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 16,194
Other consumer loans | ​ | ​ | 85,654 | ​ | ​ | 168 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 168 | ​ | ​ | 85,822
Total | ​ | $ | 3,897,455 | ​ | $ | 10,025 | ​ | $ | 0 | ​ | $ | 7,265 | ​ | $ | 17,290 | ​ | $ | 3,914,745
​ Troubled Debt Restructurings: Troubled debt restructured loans are included in the totals for impaired loans. The Company has allocated $2.9 million and $3.7 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of June 30, 2019 and December 31, 2018, respectively. The Company is not committed to lend additional funds to debtors whose loans have been modified in a troubled debt restructuring. ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, | ​ | December 31,
(dollars in thousands) |  | 2019 |  | 2018
Accruing troubled debt restructured loans | ​ | $ | 6,082 | ​ | $ | 8,016
Nonaccrual troubled debt restructured loans | ​ | ​ | 3,512 | ​ | ​ | 4,384
Total troubled debt restructured loans | ​ | $ | 9,594 | ​ | $ | 12,400
​ During the three months ended June 30, 2019, no loans were modified as troubled debt restructurings. During the three months ending March 31, 2019, certain loans were modified as troubled debt restructurings. The modified terms of these loans include one or a combination of the following: inadequate compensation for the terms of the restructure or renewal; a modification of the repayment terms which delays principal repayment for some period; or renewal terms offered to borrowers in financial distress where no additional credit enhancements were obtained at the time of renewal. Additional concessions were granted to borrowers with previously identified troubled debt restructured loans during the period. One of the loans is for a commercial real estate building where the cash flow does not support the loan with a recorded investment of $533,000. The other loan is for commercial and industrial non-working capital purposes and this borrower had a recorded investment of $70,000 that was subsequently paid off prior to March 31, 2019. These concessions are not included in table below. The following table presents loans by class modified as new troubled debt restructurings that occurred during the six months ended June 30, 2019:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Modified Repayment Terms
​ | ​ | ​ | ​ | Pre-Modification | ​ | Post-Modification | ​ | ​ | ​ | Extension
​ | ​ | ​ | ​ | Outstanding | ​ | Outstanding | ​ | ​ | ​ | Period or
​ | ​ | Number of | ​ | Recorded | ​ | Recorded | ​ | Number of | ​ | Range
(dollars in thousands) |  | Loans |  | Investment |  | Investment |  | Loans |  | (in months)
Troubled Debt Restructurings | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | 1 | ​ | ​ | 35 | ​ | ​ | 35 | ​ | 1 | ​ | 0
Total | ​ | 1 | ​ | $ | 35 | ​ | $ | 35 | ​ | 1 | ​ | 0
​ For the three month and six month periods ending June 30, 2019, the troubled debt restructurings described above did not impact the allowance for loan losses and no charge-offs were recorded. During the three months ended June 30, 2018, one commercial and industrial loan was modified as a troubled debt restructuring due to receiving inadequate compensation for the terms of the restructure and is included in the tables on the next page. Additional concessions were granted to borrowers with previously identified troubled debt restructured loans during the three-month period ended June 30, 2018. The loan to one of the borrowers is for a commercial real estate building where the collateral value and cash flows from the company occupying the building do not support the loan with a recorded investment of $107,000. The loan to another one of the borrowers is for a vacant commercial real estate building that does not generate cash flow to support the loan with a recorded investment of $875,000. The other loans are to a borrower for an investment in land for residential development which has not had sales activity to support loans with a recorded investment of $484,000. These concessions are not included in table below. During the three months ended March 31, 2018, certain loans were modified as troubled debt restructurings. The modified terms of these loans include one or a combination of the following: inadequate compensation for the terms of the restructure or renewal; a modification of the repayment terms which delays principal repayment for some period; or renewal terms offered to borrowers in financial distress where no additional credit enhancements were obtained at the time of renewal. These concessions are included in the table below. Additional concessions were granted to borrowers with previously identified troubled debt restructured loans during the three-month period ended March 31, 2018. The loan to one of the borrowers is for a commercial real estate building where the collateral value and cash flows from the companies occupying the buildings do not support the loan with recorded investments of $341,000. The loans to two other borrowers are for commercial and industrial capital and non-working capital loans with recorded investments of $551,000. These concessions are not included in the table below. The following table presents loans by class modified as new troubled debt restructurings that occurred during the three months ended June 30, 2018:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Modified Repayment Terms
​ | ​ | ​ | ​ | Pre-Modification | ​ | Post-Modification | ​ | ​ | ​ | Extension
​ | ​ | ​ | ​ | Outstanding | ​ | Outstanding | ​ | ​ | ​ | Period or
​ | ​ | Number of | ​ | Recorded | ​ | Recorded | ​ | Number of | ​ | Range
(dollars in thousands) |  | Loans |  | Investment |  | Investment |  | Loans |  | (in months)
Troubled Debt Restructurings | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non-working capital loans | ​ | 1 | ​ | ​ | 20 | ​ | ​ | 20 | ​ | 1 | ​ | 0
Total | ​ | 1 | ​ | $ | 20 | ​ | $ | 20 | ​ | 1 | ​ | 0
​ The following table presents loans by class modified as new troubled debt restructurings that occurred during the six months ended June 30, 2018:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Modified Repayment Terms
​ | ​ | ​ | ​ | Pre-Modification | ​ | Post-Modification | ​ | ​ | ​ | Extension
​ | ​ | ​ | ​ | Outstanding | ​ | Outstanding | ​ | ​ | ​ | Period or
​ | ​ | Number of | ​ | Recorded | ​ | Recorded | ​ | Number of | ​ | Range
(dollars in thousands) |  | Loans |  | Investment |  | Investment |  | Loans |  | (in months)
Troubled Debt Restructurings | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | 1 | ​ | ​ | 600 | ​ | ​ | 600 | ​ | 1 | ​ | 0
Non-working capital loans | ​ | 2 | ​ | ​ | 1,420 | ​ | ​ | 1,420 | ​ | 2 | ​ | 0
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | 1 | ​ | ​ | 824 | ​ | ​ | 824 | ​ | 1 | ​ | 12
Owner occupied loans | ​ | 1 | ​ | ​ | 387 | ​ | ​ | 387 | ​ | 1 | ​ | 12
Consumer 1‑4 family loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | 1 | ​ | ​ | 198 | ​ | ​ | 197 | ​ | 1 | ​ | 239
Total | ​ | 6 | ​ | $ | 3,429 | ​ | $ | 3,428 | ​ | 6 | ​ | 0‑239
​ For the three-month period ended June 30, 2018, the troubled debt restructuring described above did not impact the allowance for loan losses and no charge-off was recorded. For the six-month period ended June 30, 2018, the debt restructurings described above decreased the allowance for loan losses by $166,000, and resulted in charge-offs of $1.6 million. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis for Special Mention, Substandard and Doubtful grade loans and annually on Pass grade loans over $250,000. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as Special Mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard. Loans classified as Substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as Doubtful have all the weaknesses inherent in those classified as Substandard, with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be Pass rated loans with the exception of consumer troubled debt restructurings which are evaluated and listed with Substandard commercial grade loans and consumer nonaccrual loans which are evaluated individually and listed with Not Rated loans. Loans listed as Not Rated are consumer loans or commercial loans with consumer characteristics included in groups of homogenous loans which are analyzed for credit quality indicators utilizing delinquency status. As of June 30, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Special | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Not | ​ | ​ | ​
(dollars in thousands) |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Rated |  | Total
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 660,816 | ​ | $ | 70,866 | ​ | $ | 23,244 | ​ | $ | 0 | ​ | $ | 320 | ​ | $ | 755,246
Non-working capital loans | ​ | ​ | 645,632 | ​ | ​ | 25,350 | ​ | ​ | 18,804 | ​ | ​ | 0 | ​ | ​ | 5,329 | ​ | ​ | 695,115
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 320,115 | ​ | ​ | 289 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 320,404
Owner occupied loans | ​ | ​ | 517,431 | ​ | ​ | 21,043 | ​ | ​ | 18,318 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 556,792
Nonowner occupied loans | ​ | ​ | 530,491 | ​ | ​ | 2,209 | ​ | ​ | 618 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 533,318
Multifamily loans | ​ | ​ | 242,329 | ​ | ​ | 204 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 242,533
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 134,805 | ​ | ​ | 12,840 | ​ | ​ | 1,254 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 148,899
Loans for agricultural production | ​ | ​ | 153,961 | ​ | ​ | 11,723 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 165,684
Other commercial loans | ​ | ​ | 103,945 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 4 | ​ | ​ | 103,949
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 55,538 | ​ | ​ | 0 | ​ | ​ | 95 | ​ | ​ | 0 | ​ | ​ | 131,875 | ​ | ​ | 187,508
Open end and junior lien loans | ​ | ​ | 11,007 | ​ | ​ | 0 | ​ | ​ | 55 | ​ | ​ | 0 | ​ | ​ | 179,125 | ​ | ​ | 190,187
Residential construction loans | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 12,234 | ​ | ​ | 12,234
Other consumer loans | ​ | ​ | 14,077 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 72,672 | ​ | ​ | 86,749
Total | ​ | $ | 3,390,147 | ​ | $ | 144,524 | ​ | $ | 62,388 | ​ | $ | 0 | ​ | $ | 401,559 | ​ | $ | 3,998,618
​ As of December 31, 2018, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Special | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Not | ​ | ​ | ​
(dollars in thousands) |  | Pass |  | Mention |  | Substandard |  | Doubtful |  | Rated |  | Total
Commercial and industrial loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Working capital lines of credit loans | ​ | $ | 618,612 | ​ | $ | 43,240 | ​ | $ | 28,563 | ​ | $ | 0 | ​ | $ | 349 | ​ | $ | 690,764
Non-working capital loans | ​ | ​ | 664,787 | ​ | ​ | 15,992 | ​ | ​ | 27,548 | ​ | ​ | 0 | ​ | ​ | 6,247 | ​ | ​ | 714,574
Commercial real estate and multi-family residential loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Construction and land development loans | ​ | ​ | 264,900 | ​ | ​ | 353 | ​ | ​ | 291 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 265,544
Owner occupied loans | ​ | ​ | 541,734 | ​ | ​ | 21,864 | ​ | ​ | 22,371 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 585,969
Nonowner occupied loans | ​ | ​ | 517,356 | ​ | ​ | 2,491 | ​ | ​ | 641 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 520,488
Multifamily loans | ​ | ​ | 194,948 | ​ | ​ | 216 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 195,164
Agri-business and agricultural loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loans secured by farmland | ​ | ​ | 166,623 | ​ | ​ | 9,107 | ​ | ​ | 1,783 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 177,513
Loans for agricultural production | ​ | ​ | 183,189 | ​ | ​ | 8,155 | ​ | ​ | 1,750 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 193,094
Other commercial loans | ​ | ​ | 95,516 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 4 | ​ | ​ | 95,520
Consumer 1‑4 family mortgage loans: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Closed end first mortgage loans | ​ | ​ | 54,879 | ​ | ​ | 0 | ​ | ​ | 2,021 | ​ | ​ | 0 | ​ | ​ | 128,561 | ​ | ​ | 185,461
Open end and junior lien loans | ​ | ​ | 8,810 | ​ | ​ | 0 | ​ | ​ | 220 | ​ | ​ | 0 | ​ | ​ | 179,608 | ​ | ​ | 188,638
Residential construction loans | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 0 | ​ | ​ | 16,194 | ​ | ​ | 16,194
Other consumer loans | ​ | ​ | 12,700 | ​ | ​ | 0 | ​ | ​ | 44 | ​ | ​ | 0 | ​ | ​ | 73,078 | ​ | ​ | 85,822
Total | ​ | $ | 3,324,054 | ​ | $ | 101,418 | ​ | $ | 85,232 | ​ | $ | 0 | ​ | $ | 404,041 | ​ | $ | 3,914,745
​

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