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  <element name="ChargeOff" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_ChargeOff" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="LoanAmountOfCreditQualityAnalysis" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_LoanAmountOfCreditQualityAnalysis" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisLineItems" substitutionGroup="xbrli:item" />
  <element name="AssetsMeasuredAtFairValueOnRecurringBasisAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AssetsMeasuredAtFairValueOnRecurringBasisAbstract" substitutionGroup="xbrli:item" />
  <element name="UsTreasurySecuritiesFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_UsTreasurySecuritiesFairValueDisclosure" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="UsGovernmentAgenciesSecuritiesFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_UsGovernmentAgenciesSecuritiesFairValueDisclosure" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="StateAndMunicipalSecuritiesFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_StateAndMunicipalSecuritiesFairValueDisclosure" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="MortgageBackedSecuritiesResidentialAvailableForSaleFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_MortgageBackedSecuritiesResidentialAvailableForSaleFairValueDisclosure" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="MortgageBackedSecuritiesCommercialAvailableForSaleFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_MortgageBackedSecuritiesCommercialAvailableForSaleFairValueDisclosure" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AssetsMeasuredAtFairValueOnNonrecurringBasisTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AssetsMeasuredAtFairValueOnNonrecurringBasisTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="AgribusinessAndAgriculturalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AgribusinessAndAgriculturalMember" substitutionGroup="xbrli:item" />
  <element name="OpenEndAndJuniorLienLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_OpenEndAndJuniorLienLoansMember" substitutionGroup="xbrli:item" />
  <element name="AssetsMeasuredAtFairValueOnNonrecurringBasisLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AssetsMeasuredAtFairValueOnNonrecurringBasisLineItems" substitutionGroup="xbrli:item" />
  <element name="ImpairedLoansFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_ImpairedLoansFairValueDisclosure" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherRealEstateOwnedFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_OtherRealEstateOwnedFairValueDisclosure" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ValuationMethodologyAndUnobservableInputsForLevel3AssetsMeasuredAtFairValueTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_ValuationMethodologyAndUnobservableInputsForLevel3AssetsMeasuredAtFairValueTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="OtherRealEstateOwnedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_OtherRealEstateOwnedMember" substitutionGroup="xbrli:item" />
  <element name="ValuationMethodologyAndUnobservableInputsForLevel3AssetsMeasuredAtFairValueLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_ValuationMethodologyAndUnobservableInputsForLevel3AssetsMeasuredAtFairValueLineItems" substitutionGroup="xbrli:item" />
  <element name="UnobservableInputs" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_UnobservableInputs" substitutionGroup="xbrli:item" />
  <element name="EstimatedFairValueAndRelatedCarryingValueOfFinancialInstrumentsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_EstimatedFairValueAndRelatedCarryingValueOfFinancialInstrumentsAbstract" substitutionGroup="xbrli:item" />
  <element name="InvestmentInFederalReserveAndFederalHomeLoanBankStockFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_InvestmentInFederalReserveAndFederalHomeLoanBankStockFairValueDisclosure" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AccruedInterestReceivableFairValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_AccruedInterestReceivableFairValue" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CertificatesOfDepositFairValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_CertificatesOfDepositFairValue" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AllOtherDepositsFairValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_AllOtherDepositsFairValue" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AccruedInterestPayableFairValueCurrent" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_AccruedInterestPayableFairValueCurrent" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AssetsPledgedAsCollateralForLoansReceivableTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AssetsPledgedAsCollateralForLoansReceivableTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="AssetsPledgedAsCollateralByTypeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AssetsPledgedAsCollateralByTypeAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="AssetsPledgedAsCollateralByTypeDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AssetsPledgedAsCollateralByTypeDomain" substitutionGroup="xbrli:item" />
  <element id="lkfn_CommercialRealEstatesMember" name="CommercialRealEstatesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element name="InventoryFinishedGoodsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_InventoryFinishedGoodsMember" substitutionGroup="xbrli:item" />
  <element name="FinishedGoodsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_FinishedGoodsMember" substitutionGroup="xbrli:item" />
  <element name="InventoryWorkInProcessMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_InventoryWorkInProcessMember" substitutionGroup="xbrli:item" />
  <element name="MarketableSecuritiesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_MarketableSecuritiesMember" substitutionGroup="xbrli:item" />
  <element name="ImpairedLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_ImpairedLoansMember" substitutionGroup="xbrli:item" />
  <element name="AssetsPledgedAsCollateralForLoansReceivableLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AssetsPledgedAsCollateralForLoansReceivableLineItems" substitutionGroup="xbrli:item" />
  <element name="PercentageOfDiscountFromAppraisedValue" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_PercentageOfDiscountFromAppraisedValue" substitutionGroup="xbrli:item" />
  <element name="WeightedAverageMaturityOfResidentialMortgages" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_WeightedAverageMaturityOfResidentialMortgages" substitutionGroup="xbrli:item" />
  <element name="DefinedBenefitPlanActuarialNetGainLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_DefinedBenefitPlanActuarialNetGainLosses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OffsettingAssetsAndLiabilitiesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_OffsettingAssetsAndLiabilitiesTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="OffsettingAssetsAndLiabilitiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_OffsettingAssetsAndLiabilitiesLineItems" substitutionGroup="xbrli:item" />
  <element id="lkfn_OffsettingDerivativeAssetAbstract" name="OffsettingDerivativeAssetAbstract" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element name="DerivativeAssetGrossValueOffset" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_DerivativeAssetGrossValueOffset" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="DerivativeAssetNetValueOffset" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="lkfn_DerivativeAssetNetValueOffset" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element id="lkfn_OffsettingDerivativesLiabilitiesAbstract" name="OffsettingDerivativesLiabilitiesAbstract" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="lkfn_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesReclassificationAdjustmentIncludedInNetIncomeNetOfTax" name="AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesReclassificationAdjustmentIncludedInNetIncomeNetOfTax" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="lkfn_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionReclassificationAdjustmentIncludedInNetIncomeNetOfTax" name="AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionReclassificationAdjustmentIncludedInNetIncomeNetOfTax" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element name="OtherComprehensiveIncomeLossAdjustmentBeforeReclassificationAdjustmentsAndTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_OtherComprehensiveIncomeLossAdjustmentBeforeReclassificationAdjustmentsAndTax" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AccumulatedOtherComprehensiveIncomeLossReclassificationAdjustmentIncludedInNetIncomeNetOfTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_AccumulatedOtherComprehensiveIncomeLossReclassificationAdjustmentIncludedInNetIncomeNetOfTax" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherComprehensiveIncomeLossAdjustmentNetOfTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="lkfn_OtherComprehensiveIncomeLossAdjustmentNetOfTax" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="UnrealizedGainsAndLossesOnAvailableForSaleSecuritiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_UnrealizedGainsAndLossesOnAvailableForSaleSecuritiesAbstract" substitutionGroup="xbrli:item" />
  <element name="AmortizationOfDefinedBenefitPensionItemsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="lkfn_AmortizationOfDefinedBenefitPensionItemsAbstract" substitutionGroup="xbrli:item" />
  <element id="lkfn_SecuritiesSoldUnderAgreementsToRepurchaseTextBlock" name="SecuritiesSoldUnderAgreementsToRepurchaseTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="lkfn_PercentageOfLoansAndLeasesReceivableGrossCarryingAmountCommercial" name="PercentageOfLoansAndLeasesReceivableGrossCarryingAmountCommercial" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="lkfn_PercentageOfLoansAndLeasesReceivableGrossCarryingAmountConsumer" name="PercentageOfLoansAndLeasesReceivableGrossCarryingAmountConsumer" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="lkfn_PercentageOfLoansAndLeasesReceivableGrossCarryingAmount" name="PercentageOfLoansAndLeasesReceivableGrossCarryingAmount" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="lkfn_ExercisesOfWarrantsValue" name="ExercisesOfWarrantsValue" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="lkfn_ExercisesOfWarrantsShare" name="ExercisesOfWarrantsShare" nillable="true" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="lkfn_NetIncreaseOrDecreaseInShortTermBorrowings" name="NetIncreaseOrDecreaseInShortTermBorrowings" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="lkfn_CollateralBasedMeasurementsMember" name="CollateralBasedMeasurementsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="lkfn_PercentageOfVariance" name="PercentageOfVariance" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="lkfn_AmountOfVariance" name="AmountOfVariance" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="lkfn_CommercialRealEstateBuildingMember" name="CommercialRealEstateBuildingMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="lkfn_CommercialAndIndustrialNonworkingCapitalMember" name="CommercialAndIndustrialNonworkingCapitalMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="lkfn_NumberOfAvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThan12Months" name="NumberOfAvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThan12Months" nillable="true" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="lkfn_NumberOfAvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions12MonthsOrMore" name="NumberOfAvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions12MonthsOrMore" nillable="true" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="lkfn_DerivativeAssetCollateralObligationToReturnCashNotOffset" name="DerivativeAssetCollateralObligationToReturnCashNotOffset" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="lkfn_DerivativeLiabilityGrossValueOffset" name="DerivativeLiabilityGrossValueOffset" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="lkfn_DerivativeLiabilityNetValueOffset" name="DerivativeLiabilityNetValueOffset" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="lkfn_NumberOfWhollyOwnedSubsidiaries" name="NumberOfWhollyOwnedSubsidiaries" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="lkfn_DerivativeLiabilityNet" name="DerivativeLiabilityNet" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="lkfn_PercentageOfIncreaseInAllowanceForCreditLosses" name="PercentageOfIncreaseInAllowanceForCreditLosses" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="lkfn_AllowanceForLoanLossesAndCreditQualityAbstract" name="AllowanceForLoanLossesAndCreditQualityAbstract" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="lkfn_BorrowingsSecuritiesSoldUnderAgreementsToRepurchase" name="BorrowingsSecuritiesSoldUnderAgreementsToRepurchase" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
</schema>
