<SEC-DOCUMENT>0000721994-19-000023.txt : 20190409
<SEC-HEADER>0000721994-19-000023.hdr.sgml : 20190409
<ACCEPTANCE-DATETIME>20190409144235
ACCESSION NUMBER:		0000721994-19-000023
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20190409
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190409
DATE AS OF CHANGE:		20190409

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LAKELAND FINANCIAL CORP
		CENTRAL INDEX KEY:			0000721994
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351559596
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-11487
		FILM NUMBER:		19739308

	BUSINESS ADDRESS:	
		STREET 1:		202 E CENTER ST
		STREET 2:		P O BOX 1387
		CITY:			WARSAW
		STATE:			IN
		ZIP:			46581-1387
		BUSINESS PHONE:		5742676144

	MAIL ADDRESS:	
		STREET 1:		202 E CENTER ST
		STREET 2:		PO BOX 1387
		CITY:			WARSAW
		STATE:			IN
		ZIP:			46581
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>lkfn8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 18pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">WASHINGTON, D.C. 20549</font></div>
    <div style="text-align: center; margin-top: 3pt; margin-bottom: 3pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">______________</font></font></div>
    <div style="text-align: center; margin-top: 12pt;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FORM 8-K</font></div>
    <div style="text-align: center; margin-top: 3pt; margin-bottom: 3pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">______________</font></font></div>
    <div style="text-align: center; margin-top: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">CURRENT REPORT</font></div>
    <div style="text-align: center; margin-top: 16pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to Section 13 or
          15(d) o</font>f <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">the</font></font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Securities Exchange Act of 1934</font></div>
    <div style="text-align: center; margin-top: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Date of Report (Date of earliest event reported) April 9, 2019</font></div>
    <div style="text-align: center; margin-top: 3pt; margin-bottom: 3pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">______________</font></font></div>
    <div style="text-align: center; margin-top: 8pt;"><font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 24pt; font-weight: bold;">Lakeland Financial Corporation</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(Exact name of Registrant as specified in its charter)</font></div>
    <div style="text-align: center; margin-top: 3pt; margin-bottom: 3pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">______________</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font></font><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zf7858073832c45099e9094386d645400" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

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            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Indiana</font></font></div>
          </td>
          <td style="width: 33.33%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">0-11487</font></font></div>
          </td>
          <td style="width: 33.33%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">35-1559596</font></font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.33%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(State or other jurisdiction</font></font></div>
          </td>
          <td style="width: 33.33%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Commission File Number)</font></font></div>
          </td>
          <td style="width: 33.33%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(IRS Employer</font></font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.33%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Of incorporation)</font></font></div>
          </td>
          <td style="width: 33.33%; vertical-align: middle;">&#160;</td>
          <td style="width: 33.33%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Identification No.)</font></font></div>
          </td>
        </tr>

    </table>
    <div style="margin-top: 3pt; margin-bottom: 3pt;"><br>
    </div>
    <div style="text-align: center; margin-top: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">202 East Center Street, P.O.
          Box 1387, Warsaw, Indiana 46581-1387</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>(Address of principal executive offices) (Zip Code)</font></div>
    <div style="text-align: center; margin-top: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(574) 267-6144</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>(Registrant&#8217;s telephone number, including area code)</font></div>
    <div style="text-align: center; margin-top: 16pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Not Applicable</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(Former name or former address, if changed since last report)</font></div>
    <div style="text-align: left; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the
        registrant under any of the following provisions:</font></div>
    <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[&#160; ]&#160; Written communications pursuant to Rule 425 under the Securities Act (17 CFR
        230.425)</font></div>
    <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[&#160; ]&#160; Solicitation material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
        240.14a-12)</font></div>
    <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[&#160; ]&#160; Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
        (17 CFR&#160; 240.14d-2(b)</font></div>
    <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[&#160; ]&#160; Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
        (17 CFR 240.13e-4(c)</font></div>
    <div>
      <div><br>
      </div>
      <div style="margin-top: 8pt;"><br>
      </div>
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    <div style="text-align: left; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 7.01.&#160; &#160; Regulation FD Disclosure.</font></div>
    <div style="text-align: left; text-indent: 36pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">On April 9, 2019 Lakeland Financial Corporation issued a news release announcing that on April 9, 2019,
        the Board of Directors (the &#8220;Board&#8221;) of Lakeland Financial Corporation (the &#8220;Company&#8221;) declared a quarterly cash dividend of $0.30 per share of Company common stock for the first quarter of 2019, payable on May 6, 2019, to shareholders of record as
        of April 25, 2019.&#160; The news release is attached as Exhibit 99.1.</font></div>
    <div style="text-align: justify; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 9.01.&#160;&#160; Financial Statements and Exhibits.</font></div>
    <div style="text-align: justify; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="zaddc5b6b69a045ecb7d2d10662ebf2e9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

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              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">Exhibits</font>.&#160; The following exhibits are filed herewith:</font></div>
              </td>
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    <div style="text-align: justify; margin-bottom: 12pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="zb0e99e4f6fea47c5be2d22a596cb0190" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

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              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">99.1</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Press Release issued by Lakeland Financial Corporation on April 9, 2019.</font></div>
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    <div style="text-align: center; margin-top: 16pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SIGNATURES</font></div>
    <div style="text-align: left; text-indent: 36pt; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this
        report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div>
    <div style="text-align: center; margin-top: 16pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LAKELAND FINANCIAL CORPORATION</font></div>
    <div style="margin-top: 16pt;"><br>
    </div>
    <div style="text-align: left; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dated:&#160; April 9, 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width:
        215.05pt">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:&#160; /s/Lisa M. O&#8217;Neill</font></div>
    <div style="text-align: left; text-indent: 252pt; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Lisa M. O&#8217;Neill</font></div>
    <div style="text-align: left; text-indent: 252pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Executive Vice President and</font></div>
    <div style="text-align: left; text-indent: 252pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; Chief Financial Officer</font></div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex991.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
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    <p class="MsoNoSpacing" style="margin-left:31.5pt"><b style="mso-bidi-font-weight: normal"><font style="font-size:14.0pt"> <br>
        </font></b></p>
    <p class="MsoNoSpacing" style="margin-left:31.5pt"><b style="mso-bidi-font-weight: normal"><font style="font-size:14.0pt"> Exhibit 99.1<br>
        </font></b></p>
    <p class="MsoNoSpacing" style="margin-left:31.5pt"><br>
      <img src="image00001.jpg"></p>
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    </p>
    <div style="text-align: left; margin-left: 31.5pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;">NEWS FROM LAKELAND FINANCIAL CORPORATION</div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">FOR IMMEDIATE RELEASE</font></div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Contact</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Lisa M. O&#8217;Neill</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive Vice President and Chief Financial Officer</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(574) 267-9125 office</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">lisa.oneill@lakecitybank.com</font></font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 36pt; margin-top: 12pt; margin-bottom: 12pt;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Lake City Bank Parent Announces</font></div>
    <div style="text-align: left; margin-left: 36pt; margin-top: 12pt; margin-bottom: 12pt;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">16% Increase in Quarterly Dividend</font></div>
    <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Warsaw, Indiana (April 9, 2019) &#8211; Lakeland Financial Corporation (Nasdaq Global Select/LKFN), parent company of Lake City
        Bank, announced that the Board of Directors approved a quarterly cash dividend for the first quarter of 2019 of $0.30 per share, payable on May 6, 2019 to shareholders of record as of April 25, 2019. <font style="font-size: 10pt; font-family:
          'Times New Roman', Times, serif;">The quarterly dividend</font> represents a 16% increase over the quarterly dividend rate paid in 2018.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;We are pleased to continue our history of double digit dividend increases for our shareholders. The dividend increase is the
        outcome of consistent long-term growth in earnings and its positive impact to our capital base. Over the last decade, we have increased our dividend by 190%,&#8221; said David M. Findlay, President and Chief Executive Officer.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;Lake City Bank, a $4.9 billion bank headquartered in Warsaw, Indiana, is the fourth largest bank in the state, and the
        largest bank 100% invested in Indiana. Lake City Bank operates 50 branch offices in northern and central Indiana, delivering technology-driven solutions in a client-centric way to individuals and businesses. The bank is the single bank subsidiary
        of Lakeland Financial Corporation (Nasdaq Global Select/LKFN). For more information visit <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">www.lakecitybank.com</font>.</font></div>
    <div style="text-align: left; margin-left: 36pt; margin-top: 12pt; margin-bottom: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">This document contains, and future oral and written statements of
        the Company and its management may contain, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 with respect to the financial condition, results of operations, plans, objectives, future performance
        and business of the Company. Forward-looking statements, which may be based upon beliefs, expectations and assumptions of the Company&#8217;s management and on information currently available to management, are generally identifiable by the use of words
        such as &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;plan,&#8221; &#8220;intend,&#8221; &#8220;estimate,&#8221; &#8220;may,&#8221; &#8220;will,&#8221; &#8220;would,&#8221; &#8220;could,&#8221; &#8220;should&#8221; or other similar expressions. Additionally, all statements in this document, including forward-looking statements, speak only as of
        the date they are made, and the Company undertakes no obligation to update any statement in light of new information or future events.&#160;&#160;Additional information concerning the Company and its business, including factors that could materially affect
        the Company&#8217;s financial results, is included in the Company&#8217;s filings with the Securities and Exchange Commission, including the Company&#8217;s Annual Report on Form 10-K.</font></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
