<SEC-DOCUMENT>0000721994-19-000027.txt : 20190425
<SEC-HEADER>0000721994-19-000027.hdr.sgml : 20190425
<ACCEPTANCE-DATETIME>20190425082231
ACCESSION NUMBER:		0000721994-19-000027
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20190425
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190425
DATE AS OF CHANGE:		20190425

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LAKELAND FINANCIAL CORP
		CENTRAL INDEX KEY:			0000721994
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351559596
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-11487
		FILM NUMBER:		19765460

	BUSINESS ADDRESS:	
		STREET 1:		202 E CENTER ST
		STREET 2:		P O BOX 1387
		CITY:			WARSAW
		STATE:			IN
		ZIP:			46581-1387
		BUSINESS PHONE:		5742676144

	MAIL ADDRESS:	
		STREET 1:		202 E CENTER ST
		STREET 2:		PO BOX 1387
		CITY:			WARSAW
		STATE:			IN
		ZIP:			46581
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>lkfn8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Lakeland Financial Corp
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
  <div>
    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center;"><font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="text-align: center; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Washington, DC 20549</font></div>
    <div><br>
    </div>
    <div style="text-align: center; margin-top: 12pt; margin-bottom: 3pt;"><font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FORM 8-K</font></div>
    <div style="margin-bottom: 6pt;"><br>
    </div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">CURRENT REPORT PURSUANT TO<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>SECTION 13 OR 15(d) OF THE<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
        </font>SECURITIES EXCHANGE ACT OF 1934</font></div>
    <div><br>
    </div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Date of Report (Date of earliest event reported)<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight:
          bold;"> April 25, 2019</font></font></div>
    <div><br>
    </div>
    <div style="text-align: center;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Lakeland Financial Corporation</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Exact name of registrant as specified in its charter)</font></div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z59117a32533f4905935f1ef0e7a9dc30" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Indiana</font></div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">000-11487</font></div>
          </td>
          <td style="width: 33.32%; vertical-align: top;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">35-1559596</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.33%; vertical-align: top;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(State or other jurisdiction of incorporation)</font></div>
          </td>
          <td style="width: 33.34%; vertical-align: top;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Commission File Number)</font></div>
          </td>
          <td style="width: 33.32%; vertical-align: top;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(IRS Employer Identification No.)</font></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">202 East Center Street</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Warsaw, Indiana&#160; 46581-1387</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Address of principal executive offices, including zip code)</font></div>
    <div><br>
    </div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(574) 267-6144</font></div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Registrant's telephone number, including area code)</font></div>
    <div><br>
    </div>
    <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">N/A</font></div>
    <div style="text-align: center; margin-right: 4.3pt; margin-left: 4.3pt; margin-bottom: 6pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Former name or former address, if changed since last report)</font></div>
    <div style="text-align: left; text-indent: 31.5pt; margin-right: 4.5pt; margin-left: 4.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Check the appropriate box below if the Form 8-K filing is intended to
        simultaneously satisfy the filing obligation of the registrant under any of the following provisions (<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">see</font> General Instruction A.2 below):</font></div>
    <div><br>
    </div>
    <div style="text-align: justify;">
      <div>
        <table cellspacing="0" cellpadding="0" id="zf7966370036c44c884586c8c30735650" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[&#160; ]</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify;">
      <div>
        <table cellspacing="0" cellpadding="0" id="z9ba8ebd0147a4448bd62d15d72ce468a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[&#160; ]</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify;">
      <div>
        <table cellspacing="0" cellpadding="0" id="zffa1e80463f94a0b8b3142a9fd9bb44c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[&#160; ]</font></td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                    </font>Act (17 CFR 240.14d-2(b))</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 6pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">[&#160; ]</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px;
        width: 18pt">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange<font style="font-size: 10pt; font-family: 'Times New Roman', Times,
          serif;"><br>
        </font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 54pt">&#160;</font>Act (17 CFR 240.13e-4(c))</font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 6pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405
        under the Securities Act (17 CFR 230.405) or Rule 12b-2 under the Exchange Act (17 CFR 240.12b-2).</font></div>
    <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Emerging growth company&#160; [&#160; ]</font></div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 6pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the
        extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160; [&#160; ]</font></div>
    <div>
      <div><br>
      </div>
      <div style="margin-top: 8pt;"><br>
      </div>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 2.02.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Results of Operations and Financial Condition</font></div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">On April 25, 2019, Lakeland Financial Corporation (the &#8220;Company&#8221;) issued a press release announcing its earnings for the three months ended
        March 31, 2019. The press release is furnished herewith as Exhibit 99.1.</font></div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The disclosure in this Item 2.02 and the related exhibit under Item 9.01 are being furnished and shall not be deemed &#8220;filed&#8221; for the purposes of
        Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section. The disclosure in this Item 2.02 and the related exhibit under Item 9.01 shall not be incorporated by reference into any
        registration statement or other document pursuant to the Securities Act of 1933, as amended.</font></div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
    <div style="text-align: left; margin-top: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Item 9.01. Financial Statements and Exhibits</font></div>
    <div style="text-align: left; margin-top: 8pt;">
      <div>
        <table cellspacing="0" cellpadding="0" id="zf67f945c471c4066915e4dc47878fb76" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(d)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Exhibits</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">99.1&#160; Press Release dated April 25, 2019</font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div><br>
    </div>
    <div style="margin-top: 8pt;"><br>
    </div>
    <div style="text-align: center; margin-top: 16pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">SIGNATURES</font></div>
    <div style="text-align: left; text-indent: 36pt; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this
        report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div>
    <div style="text-align: center; margin-top: 16pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LAKELAND FINANCIAL CORPORATION</font></div>
    <div style="margin-top: 16pt;"><br>
    </div>
    <div style="text-align: left; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dated:&#160; April 25, 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width:
        215.05pt">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">By:&#160;&#160; /s/Lisa M. O&#8217;Neill</font></div>
    <div style="text-align: left; text-indent: 252pt; margin-top: 8pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Lisa M. O&#8217;Neill</font></div>
    <div style="text-align: left; text-indent: 252pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Executive Vice President</font></div>
    <div style="text-align: left; text-indent: 252pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; and Chief Financial Officer</font></div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex991.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Lakeland Financial Corp
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
  <!--PROfilePageNumberReset%Num%1%%%-->
  <div>
    <div style="text-align: left; margin-left: 31.5pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;"> <img src="image00006.jpg"></div>
    <div style="text-align: left; margin-left: 31.5pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt; font-family: 'Times New Roman', Times, serif; font-size: 14pt; font-weight: bold;">NEWS FROM LAKELAND FINANCIAL CORPORATION</div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">FOR IMMEDIATE RELEASE</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Contact</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Lisa M. O&#8217;Neill</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Executive Vice President and Chief Financial Officer</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(574) 267-9125</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">lisa.oneill@lakecitybank.com</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 18pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Lakeland Financial Reports Record Quarterly Performance</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 14pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Net Income Increases 18% and Dividend Increases 16%</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Warsaw, Indiana (April 25, 2019) &#8211; Lakeland Financial Corporation (Nasdaq Global Select/LKFN), parent company of Lake City
        Bank, today reported record quarterly net income of $21.7 million for the three months ended March 31, 2019, an increase of 18% versus $18.3 million for the first quarter of 2018.&#160;&#160; Diluted earnings per share also increased 18% to $0.84 for the
        first quarter of 2019, versus $0.71 for the first quarter of 2018, also representing a record quarter for the company and its shareholders. On a linked quarter basis, net income increased $319,000, or 1% from the fourth quarter ended December 31,
        2018, which had net income of $21.4 million and $0.83 diluted earnings per share.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">David M. Findlay, President &amp; CEO commented, &#8220;Our record results reflect our continued strong revenue growth, a healthy
        asset quality environment and stable economic trends in our Lake City Bank footprint. The opening of our 50<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> office in downtown Indianapolis this quarter highlights our continued organic growth strategy. &#8220;</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Highlights for the quarter are noted below.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1st Quarter 2019 versus 1st Quarter 2018 highlights:</font></div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z00902e2da4d3401c8f555b554b3cb467" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Return on average equity of 16.6%, up from 15.8%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z406af875be794b4a8669aa1e7ff99d27" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Return on average assets of 1.80%, up from 1.58%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zf8e666602e414c2eaebf5dc5ebcb42e3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Organic average loan growth of $126 million, or 3%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z4517fc4d222b48dc8b3cfc40e96cfe29" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Core deposit growth of $129 million, or 3%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z6662a2bbe6e246d4b374f8cd9ab62109" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Net interest income increase of $2.0 million, or 5%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="za88ad5b5d9374365bf4598d14ced044d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Net interest margin increase of 9 basis points to 3.45%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zd48ac217a57543a9bce7775f544cd79d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Noninterest income increase of $1.6 million, or 17%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zeef7e9e8035e480db403a44a54e2bf1b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Revenue growth of $3.6 million, or 8%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z96ee3c865b654a85901af82a5efe7b82" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Nonperforming assets to total assets of 0.14% versus 0.24% a year ago</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="ze2ae36baa66440338e190491f012a495" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total equity and tangible common equity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> increase of $70 million,&#160; or 15%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> Non-GAAP financial measure &#8211; see &#8220;Reconciliation of Non-GAAP Financial Measures.&#8221;</font></div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div><br>
    </div>
    <div><img src="image00006.jpg"></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">1st Quarter 2019 versus 4th Quarter 2018 highlights:</font></div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z833d17a9b7e9462daaffd28bd5c321ab" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Return on average assets of 1.80%, up from 1.75%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z7556651820a7411eb409fc8d43246f2e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Return on average equity of 16.6% compared to 16.8%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zf5d042ef8a0d47bbb999c09c5f6ebdc1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Organic loan growth of $24 million or 1%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z56d8d6bc4557474493d1349d53e05231" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Core deposit growth of $128 million, or 3%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z1f3339cc33eb40d783382ce72a817cb6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Net interest income decrease of $1.4 million, or 3%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z98f5572f16ca4d44bb193739761386ba" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Net interest margin decrease of 7 basis points to 3.45%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zc39caca43166431da05511e98fb2c7df" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Noninterest income increase of $1.4 million, or 14%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z02e9569f2ee94faca55ed1d1ca919652" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Nonperforming assets to total assets of 0.14% versus 0.16%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z4db759e8259d40ecb19cb603b12c267d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 54pt; vertical-align: top; align: right;">
              <div style="text-align: left; margin-left: 36pt;"><font style="font-size: 10pt; font-family: Symbol, serif;">&#183;</font></div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total equity and tangible common equity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> increase of $22 million,&#160; or 4%</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">As announced on April 9, 2019, the board of directors approved a cash dividend for the first quarter of $0.30 per share,
        payable on May 6, 2019, to shareholders of record as of April 25, 2019. The 2019 dividend rate per share approved in April represents a 16% increase over the accumulated quarterly dividends paid in 2018.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Return on average total equity for the first quarter of 2019 was 16.59%, compared to 15.82% in the first quarter of 2018
        and 16.76% in the linked fourth quarter of 2018. Return on average assets for the first quarter of 2018 was 1.80%, compared to 1.58% in the first quarter of 2018 and 1.75% in the linked fourth quarter of 2018. The company&#8217;s total capital as a
        percent of risk-weighted assets was 14.38% at March 31, 2019, compared to 13.41% at March 31, 2018 and 14.20% at December 31, 2018. The company&#8217;s tangible common equity to tangible assets ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> was 11.04% at March 31, 2019, compared to
        9.94% at March 31, 2018 and 10.63% at December 31, 2018.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Findlay added, &#8220;The strength of our balance sheet is demonstrated by our strong capital position. We are pleased to
        continue our history of double digit dividend increases for our shareholders. The dividend increase is the outcome of consistent long-term growth in earnings and its positive impact to our capital base. Over the last five years, we have increased
        our dividend by 21% annually on a compound annual growth basis.&#8221;</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Average total loans for the first quarter of 2019 were $3.92 billion, an increase of $126.1 million, or 3%, versus $3.79
        billion for the first quarter 2018. On a linked quarter basis, total average loans grew $12.5 million from $3.91 billion at December 31, 2018. Total loans outstanding grew $93.3 million, or 2%, from $3.85 billion as of March 31, 2018 to $3.94
        billion as of March 31, 2019.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Average total deposits were $4.09 billion for the first quarters of 2019 and 2018. Total deposits grew $47.9 million, or
        1%, from $4.10 billion as of March 31, 2018 to $4.15 billion as of March 31, 2019. In addition, total core deposits, which exclude brokered deposits, increased $128.8 million, or 3%, from $3.88 billion at March 31, 2018 to $4.01 billion at March
        31, 2019 due to growth in commercial deposits of $238.1 million or 25%, offset by decreases in public fund deposits of $80.0 million or 6%, and decreases in retail deposits of $29.3 million, or 2%.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Findlay noted, &#8220;We are pleased with the growth momentum reflected in the increase in commercial deposits. We are
        particularly pleased that the total number of commercial noninterest bearing checking accounts have increased by 11% over a two-year period. This increase in accounts has been accompanied by a 23% increase in balances over the same timeframe.&#8221;</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The company&#8217;s net interest margin increased nine basis points to 3.45% for the first quarter of 2019 compared to 3.36% for
        the first quarter of 2018. The higher margin in the first quarter of 2019 was due to higher yields on loans, partially offset by a higher cost of funds, driven by the Federal Reserve Bank increasing the target Federal Funds Rate in March, June,
        September and December of 2018.</font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><br>
      <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> Non-GAAP financial measure &#8211; see &#8220;Reconciliation of Non-GAAP Financial Measures.&#8221;</font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><br>
      <div><img src="image00006.jpg"></div>
    </div>
  </div>
  <div><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
    </font>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Linked quarter net interest margin declined by seven basis points due to an increase of five basis points in earning asset
        yields and an offsetting increase in cost of funds of twelve basis points. The net interest margin was 3.52% for the linked fourth quarter of 2018, and was positively impacted by four basis points due to the payoff of a nonaccrual loan and other
        nonaccrual loan adjustments. Thus, the net interest margin run rate for the fourth quarter excluding those adjustments was 3.48%. As a result, net interest margin in the first quarter declined by three basis points when compared to the fourth
        quarter core run rate net interest margin.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Earning asset yields were negatively impacted by a decline in investment security yields during the first quarter 2019 due
        to the combined effect of the flattening yield curve and the corresponding increase in the fair value of the investment securities portfolio, as well as the impact of the adoption of the FASB accounting standard update, which amended the
        amortization period for certain purchased callable debt securities held at a premium. The decline in investment security portfolio yields reduced net interest margin by two basis points during the quarter. In addition, loan yields were elevated by
        four basis points in the fourth quarter of 2018 as previously noted.&#160; On a linked fourth quarter basis, cost of funds increased by twelve basis points versus a thirteen basis point increase in the prior third linked quarter of 2018.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#8220;With the widening expectation that the Federal Reserve may be in a holding pattern with respect to future rates changes,
        we have taken steps to maintain our net interest margin. Deposit rates have remained generally unchanged during the quarter in our markets and we believe that our net interest margin will be stable moving into the second quarter,&#8221; commented
        Findlay.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The company recorded a provision for loan losses of $1.2 million in the first quarter of 2019, compared to $3.3 million in
        the first quarter of 2018 and $300,000 in the linked fourth quarter of 2018. The lower provision in the first quarter of 2019 was primarily due to lower net charge offs compared to the first quarter of 2018. Net charge offs in the first quarter of
        2019 were $91,000 versus net charge offs of $4.8 million in the first quarter of 2018 and net charge offs of $189,000 during the linked fourth quarter of 2018. Annualized net charge offs to average loans were 0.01% for the first quarter of 2019
        versus 0.51% for the first quarter of 2018. Annualized net charge offs to average loans were 0.02% for the linked fourth quarter of 2018.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Nonperforming assets decreased $4.2 million, or 37%, to $7.0 million as of March 31, 2019 versus $11.2 million as of March
        31, 2018 due to a decrease in nonaccrual loans. On a linked quarter basis, nonperforming assets were $604,000 or 8% lower than the $7.6 million reported as of December 31, 2018. The ratio of nonperforming assets to total assets at March 31, 2019
        decreased to 0.14% from 0.24% at March 31, 2018 and 0.16% at December 31, 2018. Loan loss reserve to total loans increased to 1.26% as of March 31, 2019 as compared with 1.19% as of March 31, 2018 and up from 1.24% as of December 31, 2018.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The company&#8217;s noninterest income increased $1.6 million, or 17%, to $11.5 million for the first quarter of 2019, compared
        to $9.9 million for the first quarter of 2018. Noninterest income was positively impacted by an 18% increase over the prior year first quarter in recurring fee income for service charges on deposit accounts, primarily due to growth in treasury
        management fees from business accounts. In addition, loan and service fees increased 10% and wealth advisory fees increased by 8% compared to the first quarter 2018 due to continued growth of client relationships. Noninterest income increased by
        $1.4 million or 14% on a linked quarter basis to $11.5 million due to increases in bank owned life insurance income, swap fees generated from commercial lending transactions and improvement in mortgage banking income.</font></div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><br>
      <div><img src="image00006.jpg"></div>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The company&#8217;s noninterest expense increased $1.3 million, or 6%, to $22.5 million in the first quarter of 2019, compared to
        $21.2 million in the first quarter of 2018 and decreased by $79,000 on a linked quarter basis. Salaries and employee benefits increased on a year over year basis primarily due to higher employee health insurance expense, staffing increases in
        revenue producing areas and normal merit increases.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Findlay commented, &#8220;Continued investment in our people and our technology-driven financial services solutions for clients
        is a critical part of our long term success. The Lake City Bank team is our defining difference, but we must remain committed to delivering innovative technology solutions as well. We continue to invest heavily in technology to ensure that we can
        deliver innovative, technology-driven solutions to our customers.&#8221;</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">The company&#8217;s efficiency ratio was 45.2% for the first quarter of 2019, compared to 46.0% for the first quarter of 2018 and
        45.4% for the linked fourth quarter of 2018.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Lakeland Financial Corporation is a $4.9 billion bank holding company headquartered in Warsaw, Indiana. Lake City Bank, its
        single bank subsidiary, is the fourth largest bank headquartered in the state and the largest bank 100% invested in Indiana. Lake City Bank operates 50 offices in Northern and Central Indiana, delivering technology-driven and client-centric
        financial services solutions to individuals and businesses.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Information regarding Lakeland Financial Corporation may be accessed on the home page of its subsidiary, Lake City Bank, at
        <font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">lakecitybank.com</font>. The company&#8217;s common stock is traded on the Nasdaq Global Select Market under &#8220;LKFN.&#8221; In addition to the results presented in accordance with
        generally accepted accounting principles in the United States, this earnings release contains certain non-GAAP financial measures. The company believes that providing non-GAAP financial measures provides investors with information useful to
        understanding the company&#8217;s financial performance. Additionally, these non-GAAP measures are used by management for planning and forecasting purposes, including measures based on &#8220;tangible common equity&#8221; which is &#8220;total equity&#8221; excluding intangible
        assets, net of deferred tax, and &#8220;tangible assets&#8221; which is &#8220;total assets&#8221; excluding intangible assets, net of deferred tax. A reconciliation of these non-GAAP measures to the most comparable GAAP equivalents is included in the attached financial
        tables where the non-GAAP measures are presented.</font></div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-style: italic;">This document contains, and future oral and written statements of the company and its management may
        contain, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 with respect to the financial condition, results of operations, plans, objectives, future performance and business of the company.
        Forward-looking statements, which may be based upon beliefs, expectations and assumptions of the company&#8217;s management and on information currently available to management, are generally identifiable by the use of words such as &#8220;believe,&#8221; &#8220;expect,&#8221;
        &#8220;anticipate,&#8221; &#8220;continue,&#8221; &#8220;plan,&#8221; &#8220;intend,&#8221; &#8220;estimate,&#8221; &#8220;may,&#8221; &#8220;will,&#8221; &#8220;would,&#8221; &#8220;could,&#8221; &#8220;should&#8221; or other similar expressions. The company&#8217;s ability to predict results or the actual effect of future plans or strategies is inherently uncertain and,
        accordingly, the reader is cautioned not to place undue reliance on any forward-looking statements made by the company. Additionally, all statements in this document, including forward-looking statements, speak only as of the date they are made,
        and the company undertakes no obligation to update any statement in light of new information or future events. Numerous factors could cause the company&#8217;s actual results to differ from those reflected in forward-looking statements, including trade
        policy and those identified in the company&#8217;s filings with the Securities and Exchange Commission, including the company&#8217;s Annual Report on Form 10-K.</font></div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div>
      <div><img src="image00006.jpg"></div>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z7c0011306f214ddd8ef367a519b205a9" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 100%; vertical-align: middle;" colspan="7">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LAKELAND FINANCIAL CORPORATION</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: middle;" colspan="7">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FIRST QUARTER 2019 FINANCIAL HIGHLIGHTS</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle;">&#160;</td>
          <td style="width: 33.12%; vertical-align: middle; border-bottom: #000000 2px solid;" colspan="5">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Three Months Ended</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; border-bottom: 2px solid black;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(Unaudited &#8211; Dollars in thousands, except per share data)</font></font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Mar. 31,</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle;">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dec. 31,</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle;">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Mar. 31,</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; border-bottom: 2px solid black;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">END OF PERIOD BALANCES</font></font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;">2019</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle;">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2018</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle;">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;">2018</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$4,891,885</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,875,254</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,726,948</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Deposits</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4,147,437</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,044,065</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,099,488</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Brokered Deposits</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;140,078</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;164,888</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;220,906</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Core Deposits (3)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4,007,359</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,879,177</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,878,582</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3,939,010</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,914,745</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,845,668</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Allowance for Loan Losses</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;49,562</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;48,453</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;45,627</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Equity</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;543,267</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;521,704</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;473,333</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Goodwill net of deferred tax assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3,779</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,779</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,796</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tangible Common Equity (1)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;539,488</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;517,925</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;469,537</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; border-bottom: 2px solid black; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">AVERAGE BALANCES</font></font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$4,881,572</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,837,604</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,706,726</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Earning Assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4,550,950</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,523,304</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,421,461</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Investments - available for sale</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;587,026</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;573,073</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;546,042</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3,918,024</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,905,511</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,791,922</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Deposits</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4,090,330</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,163,118</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,094,917</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Interest Bearing Deposits</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3,205,204</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,256,930</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,253,309</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Interest Bearing Liabilities</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3,426,250</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,390,159</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,367,104</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Equity</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;529,989</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;505,570</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;469,998</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; border-bottom: 2px solid black; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">INCOME STATEMENT DATA</font></font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Net Interest Income</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$38,209</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$39,590</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$36,223</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Net Interest Income-Fully Tax Equivalent</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;38,708</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;40,089</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;36,632</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Provision for Loan Losses</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,200</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;300</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,300</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Noninterest Income</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;11,525</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;10,105</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9,879</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Noninterest Expense</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;22,473</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;22,552</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;21,202</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Net Income</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;21,682</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;21,363</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;18,336</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; border-bottom: 2px solid black; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">PER SHARE DATA</font></font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Basic Net Income Per Common Share</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$0.85</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$0.84</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$0.73</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Diluted Net Income Per Common Share</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;0.84</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.83</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.71</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Cash Dividends Declared Per Common Share</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;0.26</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.26</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.22</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Dividend Payout</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;30.95</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;31.33</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;30.99</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Book Value Per Common Share (equity per share issued)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;21.21</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;20.62</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;18.71</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tangible Book Value Per Common Share (1)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;21.06</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;20.47</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;18.56</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Market Value &#8211; High</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;48.99</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;47.41</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;51.76</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Market Value &#8211; Low</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;39.78</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;37.79</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;45.01</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Basic Weighted Average Common Shares Outstanding</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;25,491,093</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;25,301,732</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;25,257,414</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Diluted Weighted Average Common Shares Outstanding</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;25,665,287</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;25,746,490</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;25,696,864</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; border-bottom: 2px solid black; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">KEY RATIOS</font></font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Return on Average Assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1.80</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.75</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.58</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Return on Average Total Equity</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;16.59</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;16.76</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;15.82</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Average Equity to Average Assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;10.86</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;10.45</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9.99</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Net Interest Margin</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3.45</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.52</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.36</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Efficiency&#160; (Noninterest Expense / Net Interest Income plus Noninterest Income)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;45.19</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;45.38</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;45.99</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tier 1 Leverage (2)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;11.59</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;11.44</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;10.77</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tier 1 Risk-Based Capital (2)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;13.22</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;13.05</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;12.30</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Common Equity Tier 1 (CET1) (2)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;12.52</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;12.35</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;11.57</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Capital (2)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;14.38</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;14.20</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;13.41</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tangible Capital (1) (2)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;11.04</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;10.63</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9.94</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; border-bottom: 2px solid black; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">ASSET QUALITY</font></font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loans Past Due 30 - 89 Days</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$9,694</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$10,020</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$2,168</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loans Past Due 90 Days or More</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;481</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;26</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Non-accrual Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;6,093</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;7,260</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;11,002</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Nonperforming Loans (includes nonperforming TDR's)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;6,574</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;7,260</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;11,028</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Other Real Estate Owned</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;316</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;316</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;10</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Other Nonperforming Assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;83</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;114</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Nonperforming Assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;6,973</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;7,576</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;11,152</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Performing Troubled Debt Restructurings</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;6,196</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;8,016</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,085</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Nonperforming Troubled Debt Restructurings (included in nonperforming loans)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3,812</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,384</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;7,945</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Troubled Debt Restructurings</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;10,008</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;12,400</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;12,030</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Impaired Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;24,501</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;26,661</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;15,824</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Non-Impaired Watch List Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;179,636</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;159,938</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;166,205</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Impaired and Watch List Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;204,137</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;186,599</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;182,029</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Gross Charge Offs</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;284</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;424</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,977</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Recoveries</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;193</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;235</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;183</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Net Charge Offs/(Recoveries)</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;91</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;189</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,794</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Net Charge Offs/(Recoveries)&#160; to Average Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;0.01</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.02</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.51</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loan Loss Reserve to Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1.26</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.24</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.19</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loan Loss Reserve to Nonperforming Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;753.91</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;667.40</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;413.75</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loan Loss Reserve to Nonperforming Loans and Performing TDR's</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;388.11</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;317.17</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;301.92</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Nonperforming Loans to Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;0.17</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.19</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.29</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Nonperforming Assets to Assets</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;0.14</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.16</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.24</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Impaired and Watch List Loans to Total Loans</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;5.18</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.77</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.73</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; border-bottom: 2px solid black; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">OTHER DATA</font></font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Full Time Equivalent Employees</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;556</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;553</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;539</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Offices</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;50</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;49</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;49</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 74.86%; vertical-align: middle; background-color: rgb(255, 255, 255);" colspan="2">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;(1) Non-GAAP financial measure - see "Reconciliation of Non-GAAP Financial Measures"</font></div>
          </td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;(2) Capital ratios for March 31, 2019 are preliminary until the Call Report is filed.</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 65.04%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;(3) Core deposits equals deposits less brokered deposits</font></div>
          </td>
          <td style="width: 9.82%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.8%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1.85%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div>
      <div>
        <div><img src="image00006.jpg"></div>
      </div>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z95eb92ce7d4e42df92c99c3fbef2fd64" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 100%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;" colspan="4">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">CONSOLIDATED BALANCE SHEETS (in thousands, except share data)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: top; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: top; background-color: #FFFFFF;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">March 31,</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: top; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: top; background-color: #FFFFFF;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">December 31,</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: middle; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;">2019</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: middle; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2018</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(Unaudited)</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">ASSETS</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Cash and due from banks</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$143,081</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$192,290</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Short-term investments</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">45,672</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">24,632</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total cash and cash equivalents</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">188,753</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">216,922</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Securities available for sale (carried at fair value)</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">595,553</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">585,549</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Real estate mortgage loans held for sale</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">3,047</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2,293</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Loans, net of allowance for loan losses of $49,562 and $48,453</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">3,889,448</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3,866,292</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Land, premises and equipment, net</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">58,760</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">58,097</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Bank owned life insurance</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">82,253</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">77,106</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Federal Reserve and Federal Home Loan Bank stock</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">13,772</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">13,772</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Accrued interest receivable</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">17,387</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">15,518</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Goodwill</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">4,970</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4,970</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other assets</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">37,942</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">34,735</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total assets</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 4px double;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$4,891,885</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 4px double;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,875,254</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LIABILITIES AND STOCKHOLDERS' EQUITY</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LIABILITIES</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Noninterest bearing deposits</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$931,832</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$946,838</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest bearing deposits</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">3,215,605</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">3,097,227</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total deposits</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">4,147,437</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4,044,065</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Borrowings</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Federal funds purchased</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">122,000</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">0</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Securities sold under agreements to repurchase</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">0</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">75,555</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Federal Home Loan Bank advances</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">0</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">170,000</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Subordinated debentures</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">30,928</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">30,928</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Total borrowings</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">152,928</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">276,483</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Accrued interest payable</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">11,794</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">10,404</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other liabilities</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">36,459</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">22,598</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Total liabilities</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">4,348,618</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">4,353,550</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">STOCKHOLDERS' EQUITY</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Common stock:&#160; 90,000,000 shares authorized, no par value</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;25,614,665 shares issued and 25,442,827 outstanding as of March 31, 2019</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;25,301,732 shares issued and 25,128,773 outstanding as of December 31, 2018</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">111,571</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">112,383</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Retained earnings</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">432,953</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">419,179</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Accumulated other comprehensive income (loss)</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2,487</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(6,191)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Treasury stock, at cost (2019 - 171,838 shares, 2018 - 172,959 shares)</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(3,833)</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3,756)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total stockholders' equity</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">543,178</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">521,615</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Noncontrolling interest</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">89</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">89</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total equity</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">543,267</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">521,704</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 73.27%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Total liabilities and equity</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 4px double;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$4,891,885</font></div>
          </td>
          <td style="width: 2.43%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 12.15%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 4px double;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,875,254</font></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div>
      <div>
        <div>
          <div><img src="image00006.jpg"></div>
        </div>
      </div>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z132095d7ac1a432fba3e88e234c1dede" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 100%; vertical-align: middle; background-color: #FFFFFF; border-bottom: #000000 2px solid;" colspan="4">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">CONSOLIDATED STATEMENTS OF INCOME (unaudited - in thousands, except share and per share data)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 33.14%; vertical-align: bottom; background-color: #FFFFFF;" colspan="3">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Three Months Ended</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: middle; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 33.14%; vertical-align: bottom; border-bottom: #000000 2px solid;" colspan="3">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">March 31,</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: middle; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif; font-weight: bold;">2019</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: middle; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2018</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NET INTEREST INCOME</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest and fees on loans</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Taxable</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$48,866</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$41,794</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tax exempt</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;251</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;217</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest and dividends on securities</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Taxable</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;2,497</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;2,434</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tax exempt</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,642</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,331</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other interest income</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;238</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;292</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Total interest income</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;53,494</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;46,068</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest on deposits</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;13,883</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9,367</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest on borrowings</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Short-term</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;950</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;111</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Long-term</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;452</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;367</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Total interest expense</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;15,285</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9,845</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NET INTEREST INCOME</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;38,209</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;36,223</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Provision for loan losses</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,200</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,300</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NET INTEREST INCOME AFTER PROVISION FOR</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;LOAN LOSSES</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;37,009</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;32,923</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NONINTEREST INCOME</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Wealth advisory fees</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,620</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,505</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Investment brokerage fees</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;386</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;290</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Service charges on deposit accounts</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4,287</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,628</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Loan and service fees</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;2,404</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;2,177</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Merchant card fee income</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;622</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;642</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Bank owned life insurance income</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;444</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;363</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Mortgage banking income</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;222</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;241</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Net securities gains (losses)</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;23</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(6)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255); padding-bottom: 2px;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other income</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,517</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255); padding-bottom: 2px;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,039</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total noninterest income</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;11,525</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9,879</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NONINTEREST EXPENSE</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Salaries and employee benefits</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;12,559</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;12,019</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Net occupancy expense</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,366</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,426</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Equipment costs</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,349</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,274</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Data processing fees and supplies</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;2,425</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;2,513</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Corporate and business development</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,206</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,133</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">FDIC insurance and other regulatory fees</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;406</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;461</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Professional fees</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;937</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;872</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other expense</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;2,225</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,504</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total noninterest expense</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;22,473</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;21,202</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">INCOME BEFORE INCOME TAX EXPENSE</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;26,061</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;21,600</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Income tax expense</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4,379</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 2px solid;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,264</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">NET INCOME</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$21,682</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$18,336</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">BASIC WEIGHTED AVERAGE COMMON SHARES</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;25,491,093</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;25,257,414</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">BASIC EARNINGS PER COMMON SHARE</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 4px double;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$0.85</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 4px double;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$0.73</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">DILUTED WEIGHTED AVERAGE COMMON SHARES</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;25,665,287</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;25,696,864</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 66.86%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">DILUTED EARNINGS PER COMMON SHARE</font></div>
          </td>
          <td style="width: 15.99%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 4px double;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$0.84</font></div>
          </td>
          <td style="width: 1.23%; vertical-align: bottom; background-color: #FFFFFF;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;</font></div>
          </td>
          <td style="width: 15.93%; vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 4px double;">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$0.71</font></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div><br>
    </div>
    <div>
      <div>
        <div>
          <div>
            <div><img src="image00006.jpg"></div>
          </div>
        </div>
      </div>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z9e76b157f1434926acadb0582962581f" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 100%; vertical-align: bottom;" colspan="10">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LAKELAND FINANCIAL CORPORATION</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: bottom;" colspan="10">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LOAN DETAIL</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: bottom;" colspan="10">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FIRST QUARTER 2019</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: bottom;" colspan="10">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(unaudited, in thousands)</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom;">&#160;</td>
          <td style="width: 16.32%; vertical-align: bottom;" colspan="3">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">March 31,</font></div>
          </td>
          <td style="width: 18.03%; vertical-align: bottom;" colspan="3">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">December 31,</font></div>
          </td>
          <td style="width: 16.32%; vertical-align: bottom;" colspan="3">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">March 31,</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom;">&#160;</td>
          <td style="width: 16.32%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="3">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2019</font></div>
          </td>
          <td style="width: 18.03%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="3">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2018</font></div>
          </td>
          <td style="width: 16.32%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;" colspan="3">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2018</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Commercial and industrial loans:</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Working capital lines of credit loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$726,895</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;18.4</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;%</font></div>
          </td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$690,620</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;17.6</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;%</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$778,779</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;20.2</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Non-working capital loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;700,447</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;17.8</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;714,759</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;18.3</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;706,228</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;18.4</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Total commercial and industrial loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,427,342</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;36.2</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,405,379</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;35.9</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,485,007</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;38.6</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Commercial real estate and multi-family residential loans:</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Construction and land development loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;293,818</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;7.5</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;266,805</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;6.8</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;237,887</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;6.2</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Owner occupied loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;557,296</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;14.1</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;586,325</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;15.0</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;543,192</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;14.1</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Nonowner occupied loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;537,569</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;13.7</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;520,901</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;13.3</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;507,041</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;13.2</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Multifamily loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;240,939</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;6.1</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;195,604</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;5.0</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;193,956</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;5.0</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Total commercial real estate and multi-family residential loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,629,622</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;41.4</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,569,635</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;40.1</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,482,076</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;38.5</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Agri-business and agricultural loans:</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loans secured by farmland</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">139,645</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.6</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">177,503</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.6</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">145,363</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.8</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loans for agricultural production</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">162,662</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.1</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">193,010</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.9</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">171,607</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.5</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Total agri-business and agricultural loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">302,307</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;7.7</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">370,513</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9.5</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">316,970</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;8.3</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other commercial loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;112,021</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;2.8</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;95,657</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;2.4</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;116,657</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.0</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total commercial loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,471,292</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;88.1</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,441,184</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;87.9</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,400,710</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;88.4</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Consumer 1-4 family mortgage loans:</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Closed end first mortgage loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;188,777</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.8</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;185,822</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.7</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;180,542</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.7</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Open end and junior lien loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;182,791</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.7</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;187,030</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.8</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;179,065</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.7</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Residential construction and land development loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;13,142</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.3</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;16,226</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.4</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;13,342</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.3</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total consumer 1-4 family mortgage loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;384,710</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9.8</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;389,078</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9.9</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;372,949</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9.7</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Other consumer loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;84,650</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;2.1</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;86,064</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;2.2</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;73,277</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.9</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total consumer loans</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;469,360</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;11.9</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;475,142</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;12.1</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;446,226</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;11.6</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Subtotal</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,940,652</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;100.0</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;%</font></div>
          </td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,916,326</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;100.0</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;%</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,846,936</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;100.0</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Less:&#160; Allowance for loan losses</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(49,562)</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(48,453)</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(45,627)</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net deferred loan fees</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(1,642)</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(1,581)</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(1,268)</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Loans, net</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$3,889,448</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$3,866,292</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$3,800,041</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 97.92%; vertical-align: bottom;" colspan="9">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">LAKELAND FINANCIAL CORPORATION</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 100%; vertical-align: bottom; background-color: rgb(255, 255, 255);" colspan="10">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">DEPOSITS AND BORROWINGS</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 97.92%; vertical-align: bottom;" colspan="9">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">FIRST QUARTER 2019</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 97.92%; vertical-align: bottom; background-color: rgb(255, 255, 255);" colspan="9">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">(unaudited, in thousands)</font></div>
          </td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom;">&#160;</td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">March 31,</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">December 31,</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">March 31,</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2019</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 10.95%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2018</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
          <td style="width: 9.24%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">
            <div><font style="font-size: 10pt; font-family: &quot;Times New Roman&quot;,Times,serif;">2018</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Non-interest bearing demand deposits</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$931,832</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$946,838</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$858,950</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Savings and transaction accounts:</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Savings deposits</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;246,936</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;247,903</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;272,472</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Interest bearing demand deposits</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,562,089</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,429,570</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,491,220</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Time deposits:</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Deposits of $100,000 or more</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,131,326</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,146,221</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,216,802</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Other time deposits</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;275,254</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;273,533</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;260,044</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total deposits</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,147,437</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,044,065</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,099,488</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">FHLB advances and other borrowings</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;152,928</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;276,483</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;125,644</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 49.32%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total funding sources</font></div>
          </td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,300,365</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 10.95%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,320,548</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 9.24%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,225,132</font></div>
          </td>
          <td style="width: 5%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2.08%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: center; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="text-align: center; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: center; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"> <br>
      </font></div>
  </div>
  <div><br>
    <div>
      <div>
        <div>
          <div>
            <div><img src="image00006.jpg"></div>
          </div>
        </div>
      </div>
    </div>
    <div style="text-align: center; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">LAKELAND FINANCIAL CORPORATION</font></div>
    <div style="text-align: center; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">AVERAGE BALANCE SHEET AND NET INTEREST ANALYSIS</font></div>
    <div style="text-align: center; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(UNAUDITED)</font></div>
    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="ze00c7bbc3d5d418da47931bd00dce333" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 28%; vertical-align: bottom;">&#160;</td>
          <td style="vertical-align: bottom;" colspan="5">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Three Months Ended</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="vertical-align: bottom;" colspan="5">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Three Months Ended</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="vertical-align: bottom;" colspan="5">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Three Months Ended</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom;">&#160;</td>
          <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="5">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">March 31, 2019</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="5">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">December 31, 2018</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="5">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">March 31, 2018</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Average</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Interest</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Yield (1)/</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Average</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Yield (1)/</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Average</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Yield (1)/</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; border-bottom: 2px solid black;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(fully tax equivalent basis, dollars in thousands)</font></font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Balance</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Income</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Rate</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Balance</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Income</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Rate</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Balance</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Income</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Rate</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Earning Assets</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Loans:</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 8%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom;">&#160;</td>
          <td style="width: 6%; vertical-align: bottom;">&#160;</td>
          <td style="width: 2%; vertical-align: bottom;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Taxable (2)(3)</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$3,893,035</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$48,866</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;5.09</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$3,884,500</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$49,091</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;5.01</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$3,767,300</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$41,794</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.50</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Tax exempt (1)</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;24,989</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;314</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;5.10</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;21,011</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;234</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.42</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;24,622</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;272</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.48</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Investments: (1)</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;Available for sale</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;587,026</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4,575</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3.16</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;573,073</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,682</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.24</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;546,042</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,119</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.06</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Short-term investments</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4,696</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;26</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;2.25</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,350</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;15</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.78</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,579</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;9</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.80</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Interest bearing deposits</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;41,204</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;212</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;2.09</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;41,370</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;207</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.99</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;78,918</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;283</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.45</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total earning assets</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$4,550,950</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$53,993</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4.81</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,523,304</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$54,229</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.76</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,421,461</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$46,477</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.26</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Less:&#160; Allowance for loan losses</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;(48,768)</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(49,045)</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;(47,189)</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Nonearning Assets</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Cash and due from banks</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;164,820</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;156,681</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;137,738</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Premises and equipment</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;58,599</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;57,516</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;56,192</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Other nonearning assets</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;155,971</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;149,148</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;138,524</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total assets</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$4,881,572</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,837,604</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,706,726</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest Bearing Liabilities</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Savings deposits</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$247,309</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$71</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;0.12</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$250,755</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$76</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.12</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$268,091</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$89</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.13</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Interest bearing checking accounts</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,496,893</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;5,954</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1.61</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,476,013</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;5,498</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.48</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,491,820</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3,575</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.97</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Time deposits:</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;In denominations under $100,000</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;276,006</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,232</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1.81</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;272,192</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,168</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.70</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;255,209</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;848</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.35</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;In denominations over $100,000</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1,184,996</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;6,626</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;2.27</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,257,970</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;6,683</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;2.11</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1,238,189</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4,855</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.59</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Miscellaneous short-term borrowings</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;190,118</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;950</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;2.03</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;102,301</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;282</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.09</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;82,862</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;111</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.54</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Long-term borrowings and</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;subordinated debentures</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;30,928</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;452</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;5.93</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;30,928</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;431</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;5.53</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;30,933</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;367</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.81</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total interest bearing liabilities</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$3,426,250</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$15,285</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1.81</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$3,390,159</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$14,138</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.65</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$3,367,104</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$9,845</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.19</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Noninterest Bearing Liabilities</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Demand deposits</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;885,126</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;906,188</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;841,608</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Other liabilities</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;40,207</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;35,687</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;28,016</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Stockholders' Equity</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;529,989</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;505,570</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;469,998</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Total liabilities and stockholders' equity</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$4,881,572</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,837,604</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$4,706,726</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest Margin Recap</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest income/average earning assets</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">53,993</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;4.81</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">54,229</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.76</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">46,477</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;4.26</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Interest expense/average earning assets</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">15,285</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;1.36</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">14,138</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;1.24</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">9,845</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;0.90</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 28%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Net interest income and margin</font></div>
          </td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$38,708</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;3.45</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$40,091</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.52</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 8%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$36,632</font></div>
          </td>
          <td style="width: 0.53%; vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 6%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;3.36</font></div>
          </td>
          <td style="width: 2%; vertical-align: bottom; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z0e8c67ce827b4c9992cb980c5b25ab9b" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 5.44%; vertical-align: top;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(1)</font></div>
          </td>
          <td style="width: 94.56%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Tax exempt income was converted to a fully taxable equivalent basis at a 21 percent tax rate. The tax equivalent rate for tax exempt
                loans and tax exempt securities acquired after January 1, 1983 included the Tax Equity and Fiscal Responsibility Act of 1982 (&#8220;TEFRA&#8221;) adjustment applicable to nondeductible interest expenses.&#160; Taxable equivalent basis adjustments were
                $499,000, $501,000 and $409,000 in the three-month periods ended March 31, 2019, December 31, 2018 and March 31, 2018, respectively.</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 5.44%; vertical-align: top;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(2)</font></div>
          </td>
          <td style="width: 94.56%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Loan fees, which are immaterial in relation to total taxable loan interest income for 2019 and 2018, are included as taxable loan
                interest income.</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 5.44%; vertical-align: top;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">(3)</font></div>
          </td>
          <td style="width: 94.56%; vertical-align: top;">
            <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Nonaccrual loans are included in the average balance of taxable loans.</font></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div>
      <div>
        <div>
          <div>
            <div>
              <div><img src="image00006.jpg"></div>
            </div>
          </div>
        </div>
      </div>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Reconciliation of Non-GAAP Financial
          Measures</font></font></div>
    <table cellspacing="0" cellpadding="0" id="z0c74aab9ff054e829a51596a457074d4" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 0.06%; vertical-align: middle;">&#160;</td>
          <td style="width: 3.62%; vertical-align: top;">&#160;</td>
          <td style="width: 0.06%; vertical-align: middle;">&#160;</td>
          <td style="width: 96.26%; vertical-align: top;">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Tangible common equity, tangible assets, tangible book value per share and the tangible common equity to tangible assets ratio are
                non-GAAP financial measures calculated using GAAP amounts. Tangible common equity is calculated by excluding the balance of goodwill and other intangible assets from the calculation of stockholders&#8217; equity, net of deferred tax. Tangible
                assets are calculated by excluding the balance of goodwill and other intangible assets from the calculation of total assets, net of deferred tax. Tangible book value per share is calculated by dividing tangible common equity by the number
                of shares outstanding.&#160;Because not all companies use the same calculation of tangible common equity and tangible assets, this presentation may not be comparable to other similarly titled measures calculated by other companies. However,
                management considers these measures of the company&#8217;s value including only earning assets as meaningful to an understanding of the company&#8217;s financial information.</font></div>
            <div>&#160;</div>
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">A reconciliation of these non-GAAP financial measures is provided below (dollars in thousands, except per share data).</font></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z955240ac8a964372ac9adeee3873ba35" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

        <tr>
          <td style="width: 53.09%; vertical-align: middle;">&#160;</td>
          <td style="width: 43.58%; vertical-align: middle; border-bottom: #000000 2px solid;" colspan="5">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Three Months Ended</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle;">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">Mar. 31,</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle;">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Dec. 31,</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle;">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Mar. 31,</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle;">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; border-bottom: #000000 2px solid;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">2019</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle;">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; border-bottom: #000000 2px solid;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2018</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle;">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; border-bottom: #000000 2px solid;">
            <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">2018</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Total Equity</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$&#160; &#160; &#160;&#160; 543,267</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$&#160; &#160; &#160;&#160; 521,704</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$&#160; &#160; &#160;&#160; 473,333</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Less: Goodwill</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,970)</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,970)</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,970)</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Plus: Deferred tax assets related to goodwill</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,191</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,191</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,174</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tangible Common Equity</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;539,488</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;517,925</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;469,537</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Assets</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$&#160; 4,891,885</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$&#160; 4,875,254</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$&#160; 4,726,948</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Less: Goodwill</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,970)</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,970)</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,970)</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(255, 255, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Plus: Deferred tax assets related to goodwill</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,191</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,191</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1,174</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tangible Assets</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;4,888,106</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;4,871,475</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;4,723,152</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Ending common shares issued</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;25,614,665</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;25,301,732</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;25,291,582</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tangible Book Value Per Common Share</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160;&#160; 21.06</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160;&#160; 20.47</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;$&#160; &#160; &#160; &#160; &#160; &#160;&#160; 18.56</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;Tangible Common Equity/Tangible Assets</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11.04</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;10.63</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: right;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;9.94</font></div>
          </td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(204, 238, 255);">
            <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">%</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 53.09%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.28%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 12.32%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
          <td style="width: 3.33%; vertical-align: middle; background-color: rgb(255, 255, 255);">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; margin-left: 31.5pt;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">###</font></div>
    <br>
    <br>
  </div>
  <div style="text-align: left;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', Times, serif; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image00006.jpg
<TEXT>
begin 644 image00006.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1" !  =<# 2(  A$! Q$!_\0
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M#MR1Q71_"7XU:?X[U0Z3=6#:9JC(7B3S?,28#D@' (('.,= >:!6/6Z*\/\
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MMPHW9W#MQM->G^+/BAH'@'PIHK30RR7-S9QO:Z?&^7$>T8W,>@'3/4D' /.
M1Z917SG9?M+[;J-M5\*S06,A^66*YW-CU *@-^8KO_&WQ?TKP_X/TCQ'IML=
M6L=2E,4>R7RBA ).<@\@@@B@+'IM%?/NN?M(6T,4#:)X?FO1Y2/<O)/L2%V
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M0X,A8KSGYF(&![?2LGXH0I<7OPXAE&8Y/#U@C#U!9P:[WQ[\/OBGX^TNUO\
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MSX5>($O(8BEO:--#E1^[D093;Z<@#CL<5\A^?,_P=,#Y,$6NAH\]BT!W ?\
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$4 ?_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
