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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables) | 12 Months Ended
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Dec. 31, 2020
COMMITMENTS, OFF BALANCE SHEET RISKS AND CONTINGENCIES |
Schedule of Financial Instruments Commitments | These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2020 and 2019, were as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2020 |  | 2019
​ |  | Fixed |  | Variable | ​ | Fixed |  | Variable
(dollars in thousands) | ​ | Rate | ​ | Rate | ​ | Rate | ​ | Rate
Commercial loan lines of credit | ​ | $ | 52,568 | ​ | $ | 1,646,539 | ​ | $ | 39,104 | ​ | $ | 1,451,704
Standby letters of credit | ​ |  | — | ​ |  | 53,796 | ​ |  | — | ​ |  | 70,932
Real estate mortgage loans | ​ |  | 11,984 | ​ |  | 3,921 | ​ |  | 4,448 | ​ |  | 1,488
Real estate construction mortgage loans | ​ |  | 767 | ​ |  | 3,051 | ​ |  | 478 | ​ |  | 2,139
Home equity mortgage open-ended revolving lines | ​ |  | — | ​ |  | 267,530 | ​ |  | — | ​ |  | 247,562
Consumer loan open-ended revolving lines | ​ |  | — | ​ |  | 19,918 | ​ |  | 180 | ​ |  | 17,116
Total | ​ | $ | 65,319 | ​ | $ | 1,994,755 | ​ | $ | 44,210 | ​ | $ | 1,790,941
Schedule Of Rate Of Interest Percentage Financial Instruments | Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2020 and 2019, were as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | 2020 | ​ | 2019 |
​ | ​ | Fixed | ​ | Variable | ​ | Fixed | ​ | Variable |
​ |  | Rate |  | Rate |  | Rate |  | Rate |
Commercial loan |  | 1.00-14.50 | % | 1.16-9.25 | % | 0.75-14.50 | % | 2.65-9.25 | %
Real estate mortgage loan |  | 2.63-3.75 | % | 3.00-5.75 | % | 3.13-4.00 | % | 3.75-4.25 | %
Consumer loan open-ended revolving line |  | 15.00 | % | 3.00-15.00 | % | 15.00 | % | 3.88-15.00 | %

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