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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables) | 12 Months Ended
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Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract] |
Schedule of Financial Instruments Commitments | These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2021 and 2020, were as follows:
| 2021 |  | 2020
(dollars in thousands) | Fixed Rate |  | Variable Rate |  | Fixed Rate |  | Variable Rate
Commercial loan lines of credit | $ | 79,792 |  |  | $ | 1,850,719 |  |  | $ | 52,568 |  |  | $ | 1,646,539 |
Standby letters of credit | 0 |  |  | 55,336 |  |  | 0 |  |  | 53,796 |
Real estate mortgage loans | 7,906 |  |  | 14,216 |  |  | 11,984 |  |  | 3,921 |
Real estate construction mortgage loans | 2,402 |  |  | 3,213 |  |  | 767 |  |  | 3,051 |
Home equity mortgage open-ended revolving lines | 0 |  |  | 306,124 |  |  | 0 |  |  | 267,530 |
Consumer loan open-ended revolving lines | 0 |  |  | 23,287 |  |  | 0 |  |  | 19,918 |
Total | $ | 90,100 |  |  | $ | 2,252,895 |  |  | $ | 65,319 |  |  | $ | 1,994,755 |
Schedule Of Rate Of Interest Percentage Financial Instruments | The index on variable rate commercial loan commitments is principally the national prime rate. Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2021 and 2020, were as follows:
| 2021 |  | 2020
| Fixed Rate |  | Variable Rate |  | Fixed Rate |  | Variable Rate
Commercial loan | 1.99-14.50% |  | 1.11-10.00% |  | 1.00-14.50% |  | 1.16-9.25%
Real estate mortgage loan | 2.50-3.75% |  | 3.00-8.25% |  | 2.63-3.75% |  | 3.00-5.75%
Consumer loan open-ended revolving line | 15.00% |  | 3.25-15.00% |  | 15.00% |  | 3.00-15.00%

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- Definition Tabular disclosure of financial instrument commitments, by loan type and rate type. + References No definition available. + Details
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- Definition Tabular disclosure of percentage of rate of interest both fixed and variable for the financial instruments during the period. + References No definition available. + Details
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