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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables) | 12 Months Ended
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Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract] |
Schedule of Financial Instruments Commitments | These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2023 and 2022, were as follows:
| 2023 |  | 2022
(dollars in thousands) | Fixed Rate |  | Variable Rate |  | Fixed Rate |  | Variable Rate
Commercial loan lines of credit | $ | 96,814 |  |  | $ | 2,373,830 |  |  | $ | 140,022 |  |  | $ | 2,129,211 |
Standby letters of credit | 0 |  |  | 51,383 |  |  | 0 |  |  | 48,406 |
Real estate mortgage loans | 302 |  |  | 4,271 |  |  | 377 |  |  | 5,668 |
Real estate construction mortgage loans | 0 |  |  | 4,271 |  |  | 2,212 |  |  | 9,043 |
Home equity mortgage open-ended revolving lines | 0 |  |  | 364,928 |  |  | 0 |  |  | 341,622 |
Consumer loan open-ended revolving lines | 0 |  |  | 26,870 |  |  | 0 |  |  | 25,916 |
Total | $ | 97,116 |  |  | $ | 2,825,553 |  |  | $ | 142,611 |  |  | $ | 2,559,866 |
Schedule Of Rate Of Interest Percentage Financial Instruments | The index on variable rate commercial loan commitments is principally the national prime rate. Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2023 and 2022, were as follows:
| 2023 |  | 2022
| Fixed Rate |  | Variable Rate |  | Fixed Rate |  | Variable Rate
Commercial loan | 1.00-14.50% |  | 1.63-14.50% |  | 1.99-14.50% |  | 1.63-13.00%
Real estate mortgage loan | 7.38% |  | 4.63-13.50% |  | 0.00-7.00% |  | 3.13-12.50%
Consumer loan open-ended revolving line | 15.00% |  | 8.50-15.00% |  | 15.00% |  | 7.00-15.00%

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- Definition Tabular disclosure of financial instrument commitments, by loan type and rate type. + References No definition available. + Details
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- Definition Tabular disclosure of percentage of rate of interest both fixed and variable for the financial instruments during the period. + References No definition available. + Details
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