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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
Post adoption of ASC 326 |  |  |
Beginning balance | $ 72,606 | $ 67,773 | $ 61,408
Provision for credit losses | 5,850 | 9,375 | 1,077
Loans charged-off | (7,332) | (5,134) | (5,983)
Recoveries | 848 | 592 | 2,221
Net loans (charged-off) recovered | (6,484) | (4,542) | (3,762)
Ending balance | 71,972 | 72,606 | 67,773
Cumulative Effect, Period of Adoption, Adjustment |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance |  |  | 9,050
Commercial and Industrial | Total commercial loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 35,290 | 30,595 | 28,333
Provision for credit losses | 1,209 | 8,646 | 1,966
Loans charged-off | (6,341) | (4,022) | (5,575)
Recoveries | 180 | 71 | 1,559
Net loans (charged-off) recovered | (6,161) | (3,951) | (4,016)
Ending balance | 30,338 | 35,290 | 30,595
Commercial and Industrial | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance |  |  | 4,312
Commercial Real Estate and Multi-family Residential | Total commercial loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 27,394 | 26,535 | 22,907
Provision for credit losses | 3,619 | 1,179 | (632)
Loans charged-off | 0 | (597) | (70)
Recoveries | 322 | 277 | 14
Net loans (charged-off) recovered | 322 | (320) | (56)
Ending balance | 31,335 | 27,394 | 26,535
Commercial Real Estate and Multi-family Residential | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance |  |  | 4,316
Agri-business and Agricultural | Total commercial loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 4,429 | 5,034 | 3,043
Provision for credit losses | (279) | (605) | 611
Loans charged-off | 0 | 0 | 0
Recoveries | 0 | 0 | 320
Net loans (charged-off) recovered | 0 | 0 | 320
Ending balance | 4,150 | 4,429 | 5,034
Agri-business and Agricultural | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance |  |  | 1,060
Other Commercial | Total commercial loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 917 | 1,146 | 416
Provision for credit losses | 212 | (229) | (211)
Loans charged-off | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Net loans (charged-off) recovered | 0 | 0 | 0
Ending balance | 1,129 | 917 | 1,146
Other Commercial | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance |  |  | 941
Consumer 1-4 Family Mortgage | Other consumer loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 3,001 | 2,866 | 2,619
Provision for credit losses | 598 | 125 | (777)
Loans charged-off | (163) | (42) | (51)
Recoveries | 38 | 52 | 122
Net loans (charged-off) recovered | (125) | 10 | 71
Ending balance | 3,474 | 3,001 | 2,866
Consumer 1-4 Family Mortgage | Other consumer loans | Cumulative Effect, Period of Adoption, Adjustment |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance |  |  | 953
Other Consumer | Other consumer loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 1,021 | 1,147 | 951
Provision for credit losses | 673 | 155 | (72)
Loans charged-off | (828) | (473) | (287)
Recoveries | 308 | 192 | 206
Net loans (charged-off) recovered | (520) | (281) | (81)
Ending balance | 1,174 | 1,021 | 1,147
Other Consumer | Other consumer loans | Cumulative Effect, Period of Adoption, Adjustment |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance |  |  | 349
Unallocated |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 554 | 450 | 3,139
Provision for credit losses | (182) | 104 | 192
Loans charged-off | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Net loans (charged-off) recovered | 0 | 0 | 0
Ending balance | $ 372 | $ 554 | 450
Unallocated | Cumulative Effect, Period of Adoption, Adjustment |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance |  |  | $ (2,881)

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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