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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 73,180 | $ 71,215 | $ 71,972 | $ 72,606 | $ 72,606
Provision for credit losses | 8,480 | 800 | 10,000 | 5,150 |
Loans charged-off | (1,076) | (390) | (1,580) | (6,286) | (7,332)
Recoveries | 127 | 433 | 319 | 588 |
Net loans (charged-off) recovered | (949) | 43 | (1,261) | (5,698) |
Ending balance | 80,711 | 72,058 | 80,711 | 72,058 | 71,972
Unallocated |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 501 | 840 | 372 | 554 | 554
Provision for credit losses | (102) | (489) | 27 | (203) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 399 | 351 | 399 | 351 | 372
Commercial Portfolio Segment | Commercial and Industrial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 30,720 | 31,190 | 30,338 | 35,290 | 35,290
Provision for credit losses | 8,412 | (272) | 8,954 | 1,232 |
Loans charged-off | (12) | (7) | (206) | (5,651) |
Recoveries | 41 | 67 | 75 | 107 |
Net loans (charged-off) recovered | 29 | 60 | (131) | (5,544) |
Ending balance | 39,161 | 30,978 | 39,161 | 30,978 | 30,338
Commercial Portfolio Segment | Commercial Real Estate and Multifamily Residential |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 32,078 | 29,036 | 31,335 | 27,394 | 27,394
Provision for credit losses | 422 | 1,593 | 1,139 | 3,235 |
Loans charged-off | (840) | 0 | (840) | 0 |
Recoveries | 27 | 284 | 53 | 284 |
Net loans (charged-off) recovered | (813) | 284 | (787) | 284 |
Ending balance | 31,687 | 30,913 | 31,687 | 30,913 | 31,335
Commercial Portfolio Segment | Agri-business and Agricultural |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 4,112 | 4,621 | 4,150 | 4,429 | 4,429
Provision for credit losses | (444) | (219) | (482) | (27) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 3,668 | 4,402 | 3,668 | 4,402 | 4,150
Commercial Portfolio Segment | Other Commercial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,022 | 1,034 | 1,129 | 917 | 917
Provision for credit losses | (202) | 86 | (309) | 203 |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 820 | 1,120 | 820 | 1,120 | 1,129
Consumer Portfolio Segment | Consumer 1-4 Family Mortgage |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,518 | 3,398 | 3,474 | 3,001 | 3,001
Provision for credit losses | 68 | 51 | 89 | 445 |
Loans charged-off | (22) | (14) | (22) | (14) |
Recoveries | 22 | 13 | 45 | 16 |
Net loans (charged-off) recovered | 0 | (1) | 23 | 2 |
Ending balance | 3,586 | 3,448 | 3,586 | 3,448 | 3,474
Consumer Portfolio Segment | Other Consumer |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,229 | 1,096 | 1,174 | 1,021 | 1,021
Provision for credit losses | 326 | 50 | 582 | 265 |
Loans charged-off | (202) | (369) | (512) | (621) |
Recoveries | 37 | 69 | 146 | 181 |
Net loans (charged-off) recovered | (165) | (300) | (366) | (440) |
Ending balance | $ 1,390 | $ 846 | $ 1,390 | $ 846 | $ 1,174

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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