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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 80,711 | $ 72,058 | $ 71,972 | $ 72,606 | $ 72,606
Provision for credit losses | 3,059 | 400 | 13,059 | 5,550 |
Loans charged-off | (231) | (480) | (1,811) | (6,766) | (7,332)
Recoveries | 88 | 127 | 407 | 715 |
Net loans (charged-off) recovered | (143) | (353) | (1,404) | (6,051) |
Ending balance | 83,627 | 72,105 | 83,627 | 72,105 | 71,972
Unallocated |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 399 | 351 | 372 | 554 | 554
Provision for credit losses | (36) | 98 | (9) | (105) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 363 | 449 | 363 | 449 | 372
Commercial Portfolio Segment | Commercial and Industrial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 39,161 | 30,978 | 30,338 | 35,290 | 35,290
Provision for credit losses | 3,498 | (167) | 12,452 | 1,065 |
Loans charged-off | (72) | (193) | (278) | (5,844) |
Recoveries | 18 | 21 | 93 | 128 |
Net loans (charged-off) recovered | (54) | (172) | (185) | (5,716) |
Ending balance | 42,605 | 30,639 | 42,605 | 30,639 | 30,338
Commercial Portfolio Segment | Commercial Real Estate and Multifamily Residential |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 31,687 | 30,913 | 31,335 | 27,394 | 27,394
Provision for credit losses | (355) | 230 | 784 | 3,465 |
Loans charged-off | 0 | 0 | (840) | 0 |
Recoveries | 26 | 12 | 79 | 296 |
Net loans (charged-off) recovered | 26 | 12 | (761) | 296 |
Ending balance | 31,358 | 31,155 | 31,358 | 31,155 | 31,335
Commercial Portfolio Segment | Agri-business and Agricultural |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,668 | 4,402 | 4,150 | 4,429 | 4,429
Provision for credit losses | (254) | (139) | (736) | (166) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 3,414 | 4,263 | 3,414 | 4,263 | 4,150
Commercial Portfolio Segment | Other Commercial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 820 | 1,120 | 1,129 | 917 | 917
Provision for credit losses | (86) | (102) | (395) | 101 |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 734 | 1,018 | 734 | 1,018 | 1,129
Consumer Portfolio Segment | Consumer 1-4 Family Mortgage |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,586 | 3,448 | 3,474 | 3,001 | 3,001
Provision for credit losses | (16) | 197 | 73 | 642 |
Loans charged-off | (3) | (149) | (25) | (163) |
Recoveries | 4 | 3 | 49 | 19 |
Net loans (charged-off) recovered | 1 | (146) | 24 | (144) |
Ending balance | 3,571 | 3,499 | 3,571 | 3,499 | 3,474
Consumer Portfolio Segment | Other Consumer |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,390 | 846 | 1,174 | 1,021 | 1,021
Provision for credit losses | 308 | 283 | 890 | 548 |
Loans charged-off | (156) | (138) | (668) | (759) |
Recoveries | 40 | 91 | 186 | 272 |
Net loans (charged-off) recovered | (116) | (47) | (482) | (487) |
Ending balance | $ 1,582 | $ 1,082 | $ 1,582 | $ 1,082 | $ 1,174

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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