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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables) | 12 Months Ended
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Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract] |
Schedule of Financial Instruments Include Commitments to Make Loans and Open-Ended Revolving Lines of Credit | These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2024 and 2023, were as follows:
| 2024 |  | 2023
(dollars in thousands) | Fixed Rate |  | Variable Rate |  | Fixed Rate |  | Variable Rate
Commercial loan lines of credit | $ | 60,856 |  |  | $ | 2,150,375 |  |  | $ | 96,814 |  |  | $ | 2,373,830 |
Standby letters of credit | 0 |  |  | 49,558 |  |  | 0 |  |  | 51,383 |
Real estate mortgage loans | 2,032 |  |  | 5,854 |  |  | 302 |  |  | 4,271 |
Real estate construction mortgage loans | 1,010 |  |  | 5,165 |  |  | 0 |  |  | 4,271 |
Home equity mortgage open-ended revolving lines | 0 |  |  | 388,235 |  |  | 0 |  |  | 364,928 |
Consumer loan open-ended revolving lines | 0 |  |  | 26,589 |  |  | 0 |  |  | 26,870 |
Total | $ | 63,898 |  |  | $ | 2,625,776 |  |  | $ | 97,116 |  |  | $ | 2,825,553 |
Schedule of Interest Rate Ranges on Commitments and Open-Ended Revolving Lines of Credit | The index on variable rate commercial loan commitments is principally the national prime rate. Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2024 and 2023, were as follows:
| 2024 |  | 2023
| Fixed Rate |  | Variable Rate |  | Fixed Rate |  | Variable Rate
Commercial loan | 1.00-14.50% |  | 3.35-11.75% |  | 1.00-14.50% |  | 1.63-14.50%
Real estate mortgage loan | 3.00-7.38% |  | 6.00-12.50% |  | 7.38% |  | 4.63-13.50%
Consumer loan open-ended revolving line | 15.00% |  | 7.50-15.00% |  | 15.00% |  | 8.50-15.00%

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- Definition Tabular disclosure of financial instrument commitments, by loan type and rate type. + References No definition available. + Details
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- Definition Tabular disclosure of percentage of rate of interest both fixed and variable for the financial instruments during the period. + References No definition available. + Details
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