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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Schedule of Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Post adoption of ASC 326 |  |  |
Beginning balance | $ 71,972 | $ 72,606 | $ 67,773
Provision for credit losses | 16,750 | 5,850 | 9,375
Loans charged-off | (3,468) | (7,332) | (5,134)
Recoveries | 706 | 848 | 592
Net loans (charged-off) recovered | (2,762) | (6,484) | (4,542)
Ending balance | 85,960 | 71,972 | 72,606
Commercial and Industrial | Total commercial loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 30,338 | 35,290 | 30,595
Provision for credit losses | 16,639 | 1,209 | 8,646
Loans charged-off | (1,615) | (6,341) | (4,022)
Recoveries | 177 | 180 | 71
Net loans (charged-off) recovered | (1,438) | (6,161) | (3,951)
Ending balance | 45,539 | 30,338 | 35,290
Commercial Real Estate and Multi-family Residential | Total commercial loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 31,335 | 27,394 | 26,535
Provision for credit losses | 264 | 3,619 | 1,179
Loans charged-off | (840) | 0 | (597)
Recoveries | 106 | 322 | 277
Net loans (charged-off) recovered | (734) | 322 | (320)
Ending balance | 30,865 | 31,335 | 27,394
Agri-business and Agricultural | Total commercial loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 4,150 | 4,429 | 5,034
Provision for credit losses | (609) | (279) | (605)
Loans charged-off | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Net loans (charged-off) recovered | 0 | 0 | 0
Ending balance | 3,541 | 4,150 | 4,429
Other Commercial | Total commercial loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 1,129 | 917 | 1,146
Provision for credit losses | (386) | 212 | (229)
Loans charged-off | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Net loans (charged-off) recovered | 0 | 0 | 0
Ending balance | 743 | 1,129 | 917
Consumer 1-4 Family Mortgage | Other consumer loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 3,474 | 3,001 | 2,866
Provision for credit losses | (75) | 598 | 125
Loans charged-off | (94) | (163) | (42)
Recoveries | 53 | 38 | 52
Net loans (charged-off) recovered | (41) | (125) | 10
Ending balance | 3,358 | 3,474 | 3,001
Other Consumer | Other consumer loans |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 1,174 | 1,021 | 1,147
Provision for credit losses | 906 | 673 | 155
Loans charged-off | (919) | (828) | (473)
Recoveries | 370 | 308 | 192
Net loans (charged-off) recovered | (549) | (520) | (281)
Ending balance | 1,531 | 1,174 | 1,021
Unallocated |  |  |
Post adoption of ASC 326 |  |  |
Beginning balance | 372 | 554 | 450
Provision for credit losses | 11 | (182) | 104
Loans charged-off | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Net loans (charged-off) recovered | 0 | 0 | 0
Ending balance | $ 383 | $ 372 | $ 554

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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