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FAIR VALUE - Schedule of Estimated Fair Values and Related Carrying Values of Financial Instruments (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024
--- | --- | ---
Financial Assets: |  |
Securities available-for-sale, at fair value | $ 1,000,875 | $ 991,426
Securities held-to-maturity | 109,481 | 113,107
Carrying Value |  |
Financial Assets: |  |
Cash and cash equivalents | 235,224 | 168,205
Securities available-for-sale, at fair value | 1,000,875 | 991,426
Securities held-to-maturity | 131,979 | 131,568
Real estate mortgages held-for-sale | 1,295 | 1,700
Loans, net | 5,130,788 | 5,031,988
Mortgage banking derivative | 86 | 94
Interest rate swap derivative | 20,247 | 25,403
Federal Reserve and Federal Home Loan Bank Stock | 21,420 | 21,420
Accrued interest receivable | 28,818 | 28,446
Financial Liabilities: |  |
Certificates of deposit | 815,209 | 855,876
All other deposits | 5,144,985 | 5,045,090
Federal Home Loan Bank advances: |  |
Short-term advance | 107,000 |
Long-term advance | 1,200 |
Mortgage banking derivative | 23 |
Interest rate swap derivative | 20,247 | 25,403
Standby letters of credit | 251 | 294
Accrued interest payable | 14,699 | 15,117
Estimated Fair Value |  |
Financial Assets: |  |
Cash and cash equivalents | 235,224 | 168,205
Securities available-for-sale, at fair value | 1,000,875 | 991,426
Securities held-to-maturity | 109,481 | 113,107
Real estate mortgages held-for-sale | 1,326 | 1,733
Loans, net | 5,039,975 | 4,916,231
Mortgage banking derivative | 86 | 94
Interest rate swap derivative | 20,247 | 25,403
Accrued interest receivable | 28,818 | 28,446
Financial Liabilities: |  |
Certificates of deposit | 811,881 | 851,933
All other deposits | 5,144,985 | 5,045,090
Federal Home Loan Bank advances: |  |
Short-term advance | 107,000 |
Long-term advance | 754 |
Mortgage banking derivative | 23 |
Interest rate swap derivative | 20,247 | 25,403
Standby letters of credit | 251 | 285
Accrued interest payable | 14,699 | 15,117
Level 1 | Estimated Fair Value |  |
Financial Assets: |  |
Cash and cash equivalents | 235,224 | 168,205
Securities available-for-sale, at fair value | 0 | 0
Securities held-to-maturity | 0 | 0
Real estate mortgages held-for-sale | 0 | 0
Loans, net | 0 | 0
Mortgage banking derivative | 0 | 0
Interest rate swap derivative | 0 | 0
Accrued interest receivable | 0 | 0
Financial Liabilities: |  |
Certificates of deposit | 0 | 0
All other deposits | 5,144,985 | 5,045,090
Federal Home Loan Bank advances: |  |
Short-term advance | 107,000 |
Long-term advance | 754 |
Mortgage banking derivative | 0 |
Interest rate swap derivative | 0 | 0
Standby letters of credit | 0 | 0
Accrued interest payable | 406 | 425
Level 2 | Estimated Fair Value |  |
Financial Assets: |  |
Cash and cash equivalents | 0 | 0
Securities available-for-sale, at fair value | 996,295 | 986,766
Securities held-to-maturity | 109,481 | 113,107
Real estate mortgages held-for-sale | 1,326 | 1,733
Loans, net | 0 | 0
Mortgage banking derivative | 86 | 94
Interest rate swap derivative | 20,247 | 25,403
Accrued interest receivable | 7,763 | 8,178
Financial Liabilities: |  |
Certificates of deposit | 811,881 | 851,933
All other deposits | 0 | 0
Federal Home Loan Bank advances: |  |
Short-term advance | 0 |
Long-term advance | 0 |
Mortgage banking derivative | 23 |
Interest rate swap derivative | 20,247 | 25,403
Standby letters of credit | 0 | 0
Accrued interest payable | 14,293 | 14,692
Level 3 | Estimated Fair Value |  |
Financial Assets: |  |
Cash and cash equivalents | 0 | 0
Securities available-for-sale, at fair value | 4,580 | 4,660
Securities held-to-maturity | 0 | 0
Real estate mortgages held-for-sale | 0 | 0
Loans, net | 5,039,975 | 4,916,231
Mortgage banking derivative | 0 | 0
Interest rate swap derivative | 0 | 0
Accrued interest receivable | 21,055 | 20,268
Financial Liabilities: |  |
Certificates of deposit | 0 | 0
All other deposits | 0 | 0
Federal Home Loan Bank advances: |  |
Short-term advance | 0 |
Long-term advance | 0 |
Mortgage banking derivative | 0 |
Interest rate swap derivative | 0 | 0
Standby letters of credit | 251 | 285
Accrued interest payable | $ 0 | $ 0

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- Definition Fair value of a savings certificate entitling the Entity (that is, bearer) to receive interest at an established maturity date, based upon a fixed interest rate. A certificate of deposit may be issued in any denomination. Certificates of deposit are generally issued by commercial banks and, therefore, insured by the FDIC (up to the prescribed limit). Certificates of deposit generally restrict holders from withdrawing funds on demand without the incurrence of penalties. Generally, only certificates of deposit with original maturities of three months or less qualify as cash equivalents. Original maturity means original maturity to the entity holding the investment. As a related example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months. + References No definition available. + Details
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