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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Schedule of Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | $ 85,960 | $ 71,972 | $ 71,972
Provision for credit losses | 6,800 | 1,520 |
Loans charged-off | (508) | (504) | (3,468)
Recoveries | 181 | 192 |
Net loans (charged-off) recovered | (327) | (312) |
Ending balance | 92,433 | 73,180 | 85,960
Unallocated |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 383 | 372 | 372
Provision for credit losses | 76 | 129 |
Loans charged-off | 0 | 0 |
Recoveries | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 |
Ending balance | 459 | 501 | 383
Commercial Portfolio Segment | Commercial and Industrial |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 45,539 | 30,338 | 30,338
Provision for credit losses | 6,741 | 542 |
Loans charged-off | (10) | (194) |
Recoveries | 32 | 34 |
Net loans (charged-off) recovered | 22 | (160) |
Ending balance | 52,302 | 30,720 | 45,539
Commercial Portfolio Segment | Commercial Real Estate and Multifamily Residential |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 30,865 | 31,335 | 31,335
Provision for credit losses | (423) | 717 |
Loans charged-off | 0 | 0 |
Recoveries | 26 | 26 |
Net loans (charged-off) recovered | 26 | 26 |
Ending balance | 30,468 | 32,078 | 30,865
Commercial Portfolio Segment | Agri-business and Agricultural |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 3,541 | 4,150 | 4,150
Provision for credit losses | (41) | (38) |
Loans charged-off | 0 | 0 |
Recoveries | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 |
Ending balance | 3,500 | 4,112 | 3,541
Commercial Portfolio Segment | Other Commercial |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 743 | 1,129 | 1,129
Provision for credit losses | (20) | (107) |
Loans charged-off | 0 | 0 |
Recoveries | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 |
Ending balance | 723 | 1,022 | 743
Consumer Portfolio Segment | Consumer 1-4 Family Mortgage |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 3,358 | 3,474 | 3,474
Provision for credit losses | 124 | 21 |
Loans charged-off | (24) | 0 |
Recoveries | 6 | 23 |
Net loans (charged-off) recovered | (18) | 23 |
Ending balance | 3,464 | 3,518 | 3,358
Consumer Portfolio Segment | Other Consumer |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,531 | 1,174 | 1,174
Provision for credit losses | 343 | 256 |
Loans charged-off | (474) | (310) |
Recoveries | 117 | 109 |
Net loans (charged-off) recovered | (357) | (201) |
Ending balance | $ 1,517 | $ 1,229 | $ 1,531

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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