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v3.25.1

LOANS - Schedule of Total Loans Outstanding (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |  |
--- | --- | --- | --- | ---
Mar. 31, 2025 | Dec. 31, 2024 | Mar. 31, 2024 | Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 5,225,534 | $ 5,120,635 |  |
Percentage of loans receivable | 100.00% | 100.00% |  |
Less: Allowance for credit losses | $ (92,433) | $ (85,960) | $ (73,180) | $ (71,972)
Net deferred loan fees | (2,313) | (2,687) |  |
Loans, net | 5,130,788 | 5,031,988 |  |
Total commercial loans | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 4,623,085 | $ 4,526,365 |  |
Percentage of loans receivable | 88.50% | 88.40% |  |
Total consumer loans | Consumer Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 602,449 | $ 594,270 |  |
Percentage of loans receivable | 11.50% | 11.60% |  |
Other consumer loans | Consumer Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 102,254 | $ 104,041 |  |
Percentage of loans receivable | 1.90% | 2.00% |  |
Commercial and industrial loans: | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 1,523,570 | $ 1,450,865 |  |
Percentage of loans receivable | 29.20% | 28.30% |  |
Less: Allowance for credit losses | $ (52,302) | $ (45,539) | (30,720) | (30,338)
Commercial and industrial loans: | Working capital lines of credit loans | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 716,522 | $ 649,609 |  |
Percentage of loans receivable | 13.70% | 12.70% |  |
Commercial and industrial loans: | Non-working capital loans | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 807,048 | $ 801,256 |  |
Percentage of loans receivable | 15.50% | 15.60% |  |
Commercial real estate and multi-family residential loans: | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 2,620,817 | $ 2,592,520 |  |
Percentage of loans receivable | 50.20% | 50.60% |  |
Commercial real estate and multi-family residential loans: | Construction and land development loans | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 623,905 | $ 567,781 |  |
Percentage of loans receivable | 12.00% | 11.10% |  |
Commercial real estate and multi-family residential loans: | Owner occupied loans | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 804,933 | $ 807,090 |  |
Percentage of loans receivable | 15.40% | 15.80% |  |
Commercial real estate and multi-family residential loans: | Nonowner occupied loans | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 852,033 | $ 872,671 |  |
Percentage of loans receivable | 16.30% | 17.00% |  |
Commercial real estate and multi-family residential loans: | Multifamily loans | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 339,946 | $ 344,978 |  |
Percentage of loans receivable | 6.50% | 6.70% |  |
Agri-business and agricultural loans: | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 383,771 | $ 387,396 |  |
Percentage of loans receivable | 7.30% | 7.60% |  |
Less: Allowance for credit losses | $ (3,500) | $ (3,541) | $ (4,112) | $ (4,150)
Agri-business and agricultural loans: | Loans secured by farmland | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 156,112 | $ 156,609 |  |
Percentage of loans receivable | 3.00% | 3.10% |  |
Agri-business and agricultural loans: | Loans for agricultural production | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 227,659 | $ 230,787 |  |
Percentage of loans receivable | 4.30% | 4.50% |  |
Other commercial loans | Commercial Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 94,927 | $ 95,584 |  |
Percentage of loans receivable | 1.80% | 1.90% |  |
Consumer 1-4 family mortgage loans: | Consumer Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 500,195 | $ 490,229 |  |
Percentage of loans receivable | 9.60% | 9.60% |  |
Consumer 1-4 family mortgage loans: | Closed end first mortgage loans | Consumer Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 265,855 | $ 259,286 |  |
Percentage of loans receivable | 5.10% | 5.10% |  |
Consumer 1-4 family mortgage loans: | Open end and junior lien loans | Consumer Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 217,981 | $ 214,125 |  |
Percentage of loans receivable | 4.20% | 4.20% |  |
Consumer 1-4 family mortgage loans: | Residential construction and land development loans | Consumer Portfolio Segment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable before allowance for credit loss | $ 16,359 | $ 16,818 |  |
Percentage of loans receivable | 0.30% | 0.30% |  |

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