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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Schedule of Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 92,433 | $ 73,180 | $ 85,960 | $ 71,972 | $ 71,972
Provision for credit losses | 3,000 | 8,480 | 9,800 | 10,000 |
Loans charged-off | (29,111) | (1,076) | (29,619) | (1,580) | (3,468)
Recoveries | 230 | 127 | 411 | 319 |
Net loans (charged-off) recovered | (28,881) | (949) | (29,208) | (1,261) |
Ending balance | 66,552 | 80,711 | 66,552 | 80,711 | 85,960
Unallocated |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 459 | 501 | 383 | 372 | 372
Provision for credit losses | (59) | (102) | 17 | 27 |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 400 | 399 | 400 | 399 | 383
Commercial Portfolio Segment | Commercial and Industrial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 52,302 | 30,720 | 45,539 | 30,338 | 30,338
Provision for credit losses | 2,148 | 8,412 | 8,889 | 8,954 |
Loans charged-off | (28,616) | (12) | (28,626) | (206) |
Recoveries | 48 | 41 | 80 | 75 |
Net loans (charged-off) recovered | (28,568) | 29 | (28,546) | (131) |
Ending balance | 25,882 | 39,161 | 25,882 | 39,161 | 45,539
Commercial Portfolio Segment | Commercial Real Estate and Multifamily Residential |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 30,468 | 32,078 | 30,865 | 31,335 | 31,335
Provision for credit losses | 588 | 422 | 165 | 1,139 |
Loans charged-off | 0 | (840) | 0 | (840) |
Recoveries | 26 | 27 | 52 | 53 |
Net loans (charged-off) recovered | 26 | (813) | 52 | (787) |
Ending balance | 31,082 | 31,687 | 31,082 | 31,687 | 30,865
Commercial Portfolio Segment | Agri-business and Agricultural |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,500 | 4,112 | 3,541 | 4,150 | 4,150
Provision for credit losses | (201) | (444) | (242) | (482) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 3,299 | 3,668 | 3,299 | 3,668 | 3,541
Commercial Portfolio Segment | Other Commercial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 723 | 1,022 | 743 | 1,129 | 1,129
Provision for credit losses | (3) | (202) | (23) | (309) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 720 | 820 | 720 | 820 | 743
Consumer Portfolio Segment | Consumer 1-4 Family Mortgage |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,464 | 3,518 | 3,358 | 3,474 | 3,474
Provision for credit losses | 294 | 68 | 418 | 89 |
Loans charged-off | (198) | (22) | (222) | (22) |
Recoveries | 30 | 22 | 36 | 45 |
Net loans (charged-off) recovered | (168) | 0 | (186) | 23 |
Ending balance | 3,590 | 3,586 | 3,590 | 3,586 | 3,358
Consumer Portfolio Segment | Other Consumer |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,517 | 1,229 | 1,531 | 1,174 | 1,174
Provision for credit losses | 233 | 326 | 576 | 582 |
Loans charged-off | (297) | (202) | (771) | (512) |
Recoveries | 126 | 37 | 243 | 146 |
Net loans (charged-off) recovered | (171) | (165) | (528) | (366) |
Ending balance | $ 1,579 | $ 1,390 | $ 1,579 | $ 1,390 | $ 1,531

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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