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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Schedule of Activity in the Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 66,552 | $ 80,711 | $ 85,960 | $ 71,972 | $ 71,972
Provision for credit losses | 2,000 | 3,059 | 11,800 | 13,059 |
Loans charged-off | (573) | (231) | (30,193) | (1,811) | (3,468)
Recoveries | 189 | 88 | 601 | 407 |
Net loans (charged-off) recovered | (384) | (143) | (29,592) | (1,404) |
Ending balance | 68,168 | 83,627 | 68,168 | 83,627 | 85,960
Unallocated |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 400 | 399 | 383 | 372 | 372
Provision for credit losses | (29) | (36) | (12) | (9) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 371 | 363 | 371 | 363 | 383
Total commercial loans | Commercial and Industrial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 25,882 | 39,161 | 45,539 | 30,338 | 30,338
Provision for credit losses | 1,447 | 3,498 | 10,335 | 12,452 |
Loans charged-off | (222) | (72) | (28,848) | (278) |
Recoveries | 42 | 18 | 123 | 93 |
Net loans (charged-off) recovered | (180) | (54) | (28,725) | (185) |
Ending balance | 27,149 | 42,605 | 27,149 | 42,605 | 45,539
Total commercial loans | Commercial Real Estate and Multifamily Residential |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 31,082 | 31,687 | 30,865 | 31,335 | 31,335
Provision for credit losses | (197) | (355) | (32) | 784 |
Loans charged-off | 0 | 0 | 0 | (840) |
Recoveries | 27 | 26 | 79 | 79 |
Net loans (charged-off) recovered | 27 | 26 | 79 | (761) |
Ending balance | 30,912 | 31,358 | 30,912 | 31,358 | 30,865
Total commercial loans | Agri-business and Agricultural |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,299 | 3,668 | 3,541 | 4,150 | 4,150
Provision for credit losses | (80) | (254) | (322) | (736) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 3,219 | 3,414 | 3,219 | 3,414 | 3,541
Total commercial loans | Other Commercial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 720 | 820 | 743 | 1,129 | 1,129
Provision for credit losses | (29) | (86) | (52) | (395) |
Loans charged-off | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net loans (charged-off) recovered | 0 | 0 | 0 | 0 |
Ending balance | 691 | 734 | 691 | 734 | 743
Total consumer loans | Consumer 1-4 Family Mortgage |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,590 | 3,586 | 3,358 | 3,474 | 3,474
Provision for credit losses | 460 | (16) | 878 | 73 |
Loans charged-off | (4) | (3) | (226) | (25) |
Recoveries | 16 | 4 | 52 | 49 |
Net loans (charged-off) recovered | 12 | 1 | (174) | 24 |
Ending balance | 4,062 | 3,571 | 4,062 | 3,571 | 3,358
Total consumer loans | Other Consumer |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 1,579 | 1,390 | 1,531 | 1,174 | 1,174
Provision for credit losses | 428 | 308 | 1,005 | 890 |
Loans charged-off | (347) | (156) | (1,119) | (668) |
Recoveries | 104 | 40 | 347 | 186 |
Net loans (charged-off) recovered | (243) | (116) | (772) | (482) |
Ending balance | $ 1,764 | $ 1,582 | $ 1,764 | $ 1,582 | $ 1,531

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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