    <SEC-DOCUMENT>0001462120-23-000028-index.html : 20230331
    <SEC-HEADER>0001462120-23-000028.hdr.sgml : 20230331
    <ACCEPTANCE-DATETIME>20230331104056
    ACCESSION NUMBER:		0001462120-23-000028
    CONFORMED SUBMISSION TYPE:	ARS
    PUBLIC DOCUMENT COUNT:		1
    CONFORMED PERIOD OF REPORT:	20221231
    FILED AS OF DATE:		20230331
    DATE AS OF CHANGE:		20230331
    EFFECTIVENESS DATE:		20230331

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			Live Oak Bancshares, Inc.
    		CENTRAL INDEX KEY:			0001462120
    		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
    		IRS NUMBER:				264596286
    		STATE OF INCORPORATION:			NC
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		ARS
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	001-37497
    		FILM NUMBER:		23784234

    	BUSINESS ADDRESS:
    		STREET 1:		1741 TIBURON DRIVE
    		CITY:			WILMINGTON
    		STATE:			NC
    		ZIP:			28403
    		BUSINESS PHONE:		910-790-5867

    	MAIL ADDRESS:
    		STREET 1:		1741 TIBURON DRIVE
    		CITY:			WILMINGTON
    		STATE:			NC
    		ZIP:			28403
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>ARS
    <SEQUENCE>1
    <FILENAME>a23-lobx2022xannualxreport.pdf
    <DESCRIPTION>ARS
    <TEXT>
    Document 1 - file: a23-lobx2022xannualxreport.pdf

    </DOCUMENT>
    </SEC-DOCUMENT>