<SEC-DOCUMENT>0001462120-23-000028-index.html : 20230331
<SEC-HEADER>0001462120-23-000028.hdr.sgml : 20230331
<ACCEPTANCE-DATETIME>20230331104056
ACCESSION NUMBER:		0001462120-23-000028
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20221231
FILED AS OF DATE:		20230331
DATE AS OF CHANGE:		20230331
EFFECTIVENESS DATE:		20230331

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Live Oak Bancshares, Inc.
		CENTRAL INDEX KEY:			0001462120
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				264596286
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37497
		FILM NUMBER:		23784234

	BUSINESS ADDRESS:	
		STREET 1:		1741 TIBURON DRIVE
		CITY:			WILMINGTON
		STATE:			NC
		ZIP:			28403
		BUSINESS PHONE:		910-790-5867

	MAIL ADDRESS:	
		STREET 1:		1741 TIBURON DRIVE
		CITY:			WILMINGTON
		STATE:			NC
		ZIP:			28403
</SEC-HEADER>
<DOCUMENT>
<TYPE>ARS
<SEQUENCE>1
<FILENAME>a23-lobx2022xannualxreport.pdf
<DESCRIPTION>ARS
<TEXT>
Document 1 - file: a23-lobx2022xannualxreport.pdf

</DOCUMENT>
</SEC-DOCUMENT>