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Variable Interest Entity (Tables) | 12 Months Ended
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Jul. 31, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract] |
Schedule of Net Income and Aggregate Funding Repaid to the Company by VIE | The Disbursement Payments VIE’s net income and aggregate funding provided by the Company were as follows: Schedule of Net Income and Aggregate Funding Repaid to the Company by VIE
Year ended July 31 (in thousands) |  | 2025 |  |  | 2024 |  |  | 2023 |
Net income of the Disbursement Payments VIE |  | $ | 940 |  |  | $ | 513 |  |  | $ | 322 |
Aggregate funding provided by the Company, net |  | $ | 488 |  |  | $ | 215 |  |  | $ | 112 |
VIE’s Summarized Consolidated Balance Sheet | The Disbursement Payments VIE’s summarized consolidated balance sheet amounts are as follows: VIE’s Summarized Consolidated Balance Sheet
July 31 (in thousands) |  | 2025 |  |  | 2024 |
ASSETS |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 3,116 |  |  | $ | 2,626 |
Restricted cash |  |  | 11,000 |  |  |  | 7,426 |
Trade accounts receivable, net |  |  | 244 |  |  |  | 74 |
Disbursement prefunding |  |  | 1,400 |  |  |  | 2,587 |
Prepaid expenses |  |  | 431 |  |  |  | 258 |
Other current assets |  |  | 224 |  |  |  | 294 |
Property, plant, and equipment, net |  |  | 204 |  |  |  | 179 |
Other intangibles, net |  |  | 432 |  |  |  | 584 |
TOTAL ASSETS |  | $ | 17,051 |  |  | $ | 14,028 |
LIABILITIES AND NONCONTROLLING INTERESTS |  |  |  |  |  |  |  |
Trade accounts payable |  | $ | 27 |  |  | $ | 4 |
Accrued expenses |  |  | 159 |  |  |  | 124 |
Customer funds deposits |  |  | 10,701 |  |  |  | 9,195 |
Due to the Company |  |  | 729 |  |  |  | 241 |
Accumulated other comprehensive income |  |  | 58 |  |  |  | 27 |
Noncontrolling interests |  |  | 5,377 |  |  |  | 4,437 |
TOTAL LIABILITIES AND NONCONTROLLING INTERESTS |  | $ | 17,051 |  |  | $ | 14,028 |

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- Definition Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-X (SX) -Number 210 -Section 12 -Subsection 04 -Paragraph a -Publisher SEC Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 235 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 3 -Subparagraph (SX 210.12-04(a)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3 + Details
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- Definition Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name Regulation S-X (SX) -Number 210 -Section 12 -Subsection 04 -Paragraph a -Publisher SEC Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 235 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 3 -Subparagraph (SX 210.12-04(a)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3 + Details
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