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    CONFORMED SUBMISSION TYPE:	DEFM14A
    PUBLIC DOCUMENT COUNT:		20
    FILED AS OF DATE:		20260521
    DATE AS OF CHANGE:		20260521

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			Columbia Financial, Inc.
    		CENTRAL INDEX KEY:			0001723596
    		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
    		ORGANIZATION NAME:           	02 Finance
    		EIN:				223504946
    		STATE OF INCORPORATION:			DE
    		FISCAL YEAR END:			1231

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    		FORM TYPE:		DEFM14A
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	001-38456
    		FILM NUMBER:		261008595

    	BUSINESS ADDRESS:
    		STREET 1:		19-01 ROUTE 208 NORTH
    		CITY:			FAIR LAWN
    		STATE:			NJ
    		ZIP:			07410
    		BUSINESS PHONE:		800-522-4167

    	MAIL ADDRESS:
    		STREET 1:		19-01 ROUTE 208 NORTH
    		CITY:			FAIR LAWN
    		STATE:			NJ
    		ZIP:			07410
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