<SEC-DOCUMENT>0001193125-26-234433-index.html : 20260521
<SEC-HEADER>0001193125-26-234433.hdr.sgml : 20260521
<ACCEPTANCE-DATETIME>20260521161440
ACCESSION NUMBER:		0001193125-26-234433
CONFORMED SUBMISSION TYPE:	DEFM14A
PUBLIC DOCUMENT COUNT:		20
FILED AS OF DATE:		20260521
DATE AS OF CHANGE:		20260521

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Columbia Financial, Inc.
		CENTRAL INDEX KEY:			0001723596
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		EIN:				223504946
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFM14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38456
		FILM NUMBER:		261008595

	BUSINESS ADDRESS:	
		STREET 1:		19-01 ROUTE 208 NORTH
		CITY:			FAIR LAWN
		STATE:			NJ
		ZIP:			07410
		BUSINESS PHONE:		800-522-4167

	MAIL ADDRESS:	
		STREET 1:		19-01 ROUTE 208 NORTH
		CITY:			FAIR LAWN
		STATE:			NJ
		ZIP:			07410
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFM14A
<SEQUENCE>1
<FILENAME>d147282ddefm14a.htm
<DESCRIPTION>DEFM14A
<TEXT>
Document 1 - file: d147282ddefm14a.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>2 <FILENAME>g147282dsp002.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 2 - file: g147282dsp002.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>3 <FILENAME>g147282dsp003.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 3 - file: g147282dsp003.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>4 <FILENAME>g92655columbiamed.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 4 - file: g92655columbiamed.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>5 <FILENAME>g92655g06y01.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 5 - file: g92655g06y01.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>6 <FILENAME>g92655g06y02.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 6 - file: g92655g06y02.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>7 <FILENAME>g92655g06y03.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 7 - file: g92655g06y03.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>8 <FILENAME>g92655g18c81.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 8 - file: g92655g18c81.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>9 <FILENAME>g92655g20f40.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 9 - file: g92655g20f40.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>10 <FILENAME>g92655g54a54.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 10 - file: g92655g54a54.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>11 <FILENAME>g92655g55a55.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 11 - file: g92655g55a55.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>12 <FILENAME>g92655g58m50.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 12 - file: g92655g58m50.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>13 <FILENAME>g92655g69a91.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 13 - file: g92655g69a91.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>14 <FILENAME>g92655g72x30.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 14 - file: g92655g72x30.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>15 <FILENAME>g92655g77k40.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 15 - file: g92655g77k40.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>16 <FILENAME>g92655kenly.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 16 - file: g92655kenly.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>17 <FILENAME>g92655klein.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 17 - file: g92655klein.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>18 <FILENAME>g92655northfieldmed.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 18 - file: g92655northfieldmed.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>19 <FILENAME>g92655peters.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 19 - file: g92655peters.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>20 <FILENAME>g92655rinaldi.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 20 - file: g92655rinaldi.jpg
</DOCUMENT> </SEC-DOCUMENT>