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ALLOWANCE FOR LOAN LOSSES (Tables)

12 Months Ended

Dec. 31, 2017

ALLOWANCE FOR LOAN LOSSES

Allowance for loan losses segregated by loan class

					Real Estate
		Commercial						Construction
		and			Commercial			and			1-4 family			Multi-family
(Dollars in thousands)		industrial			real estate			development			residential			residential			Consumer			Agriculture			Other			Total
December 31, 2017
Beginning balance		$	6,409		$	10,770		$	4,598		$	1,286		$	916		$	353		$	79		$	595		$	25,006
Provision (recapture) for loan loss			642			(284)			(1,116)			35			503			263			(63)			(318)			(338)
Charge-offs			(904)			(120)			—			(8)			—			(93)			—			—			(1,125)
Recoveries			1,110			9			—			13			—			43			52			8			1,235
Net (charge-offs) recoveries			206			(111)			—			5			—			(50)			52			8			110
Ending balance		$	7,257		$	10,375		$	3,482		$	1,326		$	1,419		$	566		$	68		$	285		$	24,778
Period-end amount allocated to:
Specific reserve		$	852		$	64		$	—		$	119		$	—		$	—		$	—		$	—		$	1,035
General reserve			6,405			10,311			3,482			1,207			1,419			566			68			285			23,743
Total		$	7,257		$	10,375		$	3,482		$	1,326		$	1,419		$	566		$	68		$	285		$	24,778

											Real Estate
					Commercial												Construction
					and						Commercial						and						1-4 family						Multi-family
(Dollars in thousands)					industrial						real estate						development						residential						residential						Consumer						Agriculture						Other						Total
December 31, 2016
Beginning balance					$	4,746					$	7,058					$	4,504					$	2,295					$	762					$	363					$	93					$	5,494					$	25,315
Provision (recapture) for loan loss						5,537						4,193						94						(1,012)						154						222						227						(4,840)						4,575
Charge-offs						(4,884)						(589)						—						(3)						—						(277)						(267)						(59)						(6,079)
Recoveries						1,010						108						—						6						—						45						26						—						1,195
Net (charge-offs) recoveries						(3,874)						(481)						—						3						—						(232)						(241)						(59)						(4,884)
Ending balance					$	6,409					$	10,770					$	4,598					$	1,286					$	916					$	353					$	79					$	595					$	25,006
Period-end amount allocated to:
Specific reserve					$	462					$	206					$	—					$	—					$	—					$	—					$	—					$	—					$	668
General reserve						5,947						10,564						4,598						1,286						916						353						79						595						24,338
Total					$	6,409					$	10,770					$	4,598					$	1,286					$	916					$	353					$	79					$	595					$	25,006

										Real Estate
				Commercial												Construction
				and						Commercial						and						1-4 family						Multi-family
(Dollars in thousands)				industrial						real estate						development						residential						residential						Consumer						Agriculture						Other						Total
December 31, 2015
Beginning balance				$		7,160				$		6,985				$		2,991				$		1,843				$		500				$		423				$		118				$		4,932				$		24,952
Provision (recapture) for loan loss						4,272						(189)						1,513						573						262						(18)						(25)						562						6,950
Charge-offs						(7,210)						(27)						—						(263)						—						(102)						—						—						(7,602)
Recoveries						524						289						—						142						—						60						—						—						1,015
Net (charge-offs) recoveries						(6,686)						262						—						(121)						—						(42)						—						—						(6,587)
Ending balance				$		4,746				$		7,058				$		4,504				$		2,295				$		762				$		363				$		93				$		5,494				$		25,315
Period-end amount allocated to:
Specific reserve				$		357				$		—				$		26				$		—				$		—				$		6				$		—				$		—				$		389
General reserve						4,389						7,058						4,478						2,295						762						357						93						5,494						24,926
Total				$		4,746				$		7,058				$		4,504				$		2,295				$		762				$		363				$		93				$		5,494				$		25,315

Presentation of risk grades and classified loans by loan class

					Special
(Dollars in thousands)		Pass			Mention			Substandard			Total Loans
December 31, 2017
Commercial and industrial		$	535,589		$	8,403		$	15,371		$	559,363
Real estate:
Commercial real estate			722,503			2,951			12,839			738,293
Construction and development			448,124			565			522			449,211
1-4 family residential			252,317			—			6,267			258,584
Multi-family residential			212,899			7,406			—			220,305
Consumer			40,144			246			43			40,433
Agriculture			11,223			—			33			11,256
Other			33,109			—			7,235			40,344
Total loans		$	2,255,908		$	19,571		$	42,310		$	2,317,789

					Special
(Dollars in thousands)		Pass			Mention			Substandard			Total Loans
December 31, 2016
Commercial and industrial		$	483,399		$	2,207		$	25,948		$	511,554
Real estate:
Commercial real estate			674,445			7,731			15,618			697,794
Construction and development			485,823			933			4,870			491,626
1-4 family residential			234,473			797			1,612			236,882
Multi-family residential			125,553			7,650			7			133,210
Consumer			39,684			10			—			39,694
Agriculture			11,033			—			73			11,106
Other			29,335			—			8,845			38,180
Total loans		$	2,083,745		$	19,328		$	56,973		$	2,160,046

Loan Impairment Assessment

		Unpaid			Recorded												Average
		contractual			investment			Recorded			Total						recorded
		principal			with no			investment			recorded			Related			investment
(Dollars in thousands)		balance			allowance			with allowance			investment			allowance			year-to-date
December 31, 2017
Commercial and industrial		$	11,921		$	6,100		$	1,192		$	7,292		$	852		$	12,090
Real estate:
Commercial real estate			9,646			8,626			667			9,293			64			9,438
Construction and development			296			251			—			251			—			323
1-4 family residential			5,003			3,050			1,874			4,924			119			3,369
Multi-family residential			—			—			—			—			—			2
Consumer			—			—			—			—			—			21
Agriculture			—			—			—			—			—			1
Other			7,152			7,152			—			7,152			—			7,616
Total loans		$	34,018		$	25,179		$	3,733		$	28,912		$	1,035		$	32,860

		Unpaid			Recorded												Average
		contractual			investment			Recorded			Total						recorded
		principal			with no			investment			recorded			Related			investment
(Dollars in thousands)		balance			allowance			with allowance			investment			allowance			year-to-date
December 31, 2016
Commercial and industrial		$	16,483		$	8,088		$	4,227		$	12,315		$	462		$	15,550
Real estate:
Commercial real estate			6,454			4,398			1,866			6,264			206			5,903
Construction and development			506			476			—			476			—			754
1-4 family residential			1,781			1,712			—			1,712			—			1,403
Multi-family residential			13			7			—			7			—			10
Consumer			—			—			—			—			—			8
Agriculture			307			36			—			36			—			34
Other			8,849			8,845			—			8,845			—			5,540
Total loans		$	34,393		$	23,562		$	6,093		$	29,655		$	668		$	29,202

Allowance for loan losses on the basis of the Company’s impairment methodology

								Real Estate
		Commercial												Construction
		and						Commercial						and						1-4 family						Multi-family
(Dollars in thousands)		industrial						real estate						development						residential						residential						Consumer						Agriculture						Other						Total
December 31, 2017
Loans individually evaluated for impairment		$	7,292					$	9,293					$	251					$	4,924					$	—					$	—					$	—					$	7,152					$	28,912
Loans collectively evaluated for impairment			552,071						729,000						448,960						253,660						220,305						40,433						11,256						33,192						2,288,877
Total		$	559,363					$	738,293					$	449,211					$	258,584					$	220,305					$	40,433					$	11,256					$	40,344					$	2,317,789
December 31, 2016
Loans individually evaluated for impairment		$	12,315					$	6,264					$	476					$	1,712					$	7					$	—					$	36					$	8,845					$	29,655
Loans collectively evaluated for impairment			499,239						691,530						491,150						235,170						133,203						39,694						11,070						29,335						2,130,391
Total		$	511,554					$	697,794					$	491,626					$	236,882					$	133,210					$	39,694					$	11,106					$	38,180					$	2,160,046

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Loans And The Related Allowance For Credit Losses.

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- Definition

Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524

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Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524

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