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DEPOSITS

12 Months Ended

Dec. 31, 2025

Deposit Liabilities [Abstract]

DEPOSITS

DEPOSITS

Time deposits that met or exceeded the Federal Deposit Insurance Corporation (the “FDIC”) insurance limit of $250 thousand at December 31, 2025 and 2024 were $638.0 million and $605.6 million, respectively.

Scheduled maturities of time deposits as of December 31, 2025 were as follows (in thousands):

2026			$	979,292
2027			25,822
2028			7,635
2029			6,081
Thereafter			9,929
Total			$	1,028,759

The Company had brokered deposits of $12.5 million, or 0.1% of total deposits and $481.8 million, or 5.3% of total deposits as of December 31, 2025 and 2024, respectively. Also included within deposits are public funds which are deposits from governments and municipalities that are subject to seasonality and are fully collateralized by either securities pledged or Federal Home Loan Bank of Dallas (“FHLB”) letters of credit. Public funds totaled $1.22 billion, or 13.6% of total deposits, as of December 31, 2025 compared to $1.56 billion, or 17.1% of total deposits, as of December 31, 2024.

Related party deposits from principal officers, directors and their affiliates at December 31, 2025 and 2024 were $138.9 million and $206.4 million, respectively.

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- Definition

Deposit Liabilities [Abstract]

+ References

No definition available.

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- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

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