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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)

12 Months Ended

Dec. 31, 2025

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable

The loan portfolio balances, net of unearned income and fees, consist of various types of loans primarily all made to borrowers located within Texas and segregated by class of loan were as follows:

			December 31,
			2025						2024
			(In thousands)
Commercial and industrial			$	1,476,559					$	1,362,260
Real estate:
Commercial real estate (including multi-family residential)			3,766,294						3,868,218
Commercial real estate construction and land development			720,779						845,494
1-4 family residential (including home equity)			1,136,227						1,115,484
Residential construction			124,653						157,977
Consumer and other			76,079						90,421
Total loans			7,300,591						7,439,854
Allowance for credit losses on loans			(83,629)						(81,058)
Loans, net			$	7,216,962					$	7,358,796

Schedule of Related Party Transactions

Related party loans activity for the year ended December 31, 2025 was as follows (in thousands):

Beginning balance on January 1			$	106,234
New loans and additions			52,127
Repayments			(43,687)
Ending balance on December 31			$	114,674

Schedule of Past Due Financing Receivables

An aging analysis of the recorded investment in past due loans, segregated by class of loans, is included below. The Company defines recorded investment as the outstanding loan balances including net deferred loan fees and excluding accrued interest receivable of $27.6 million and $30.4 million as of December 31, 2025 and 2024, respectively, due to immateriality.

			December 31, 2025
			Loans Past Due and Still Accruing																		Nonaccrual Loans						Current Loans						Total Loans
			30-89 Days						90 or More Days						Total Past Due Loans
			(In thousands)
Commercial and industrial			$	6,789					$	—					$	6,789					$	7,616					$	1,462,154					$	1,476,559
Real estate:
Commercial real estate (including multi-family residential)			8,790						—						8,790						29,271						3,728,233						3,766,294
Commercial real estate construction and land development			2,129						—						2,129						1,838						716,812						720,779
1-4 family residential (including home equity)			9,285						—						9,285						13,333						1,113,609						1,136,227
Residential construction			—						—						—						448						124,205						124,653
Consumer and other			35						—						35						42						76,002						76,079
Total loans			$	27,028					$	—					$	27,028					$	52,548					$	7,221,015					$	7,300,591

			December 31, 2024
			Loans Past Due and Still Accruing																		Nonaccrual Loans						Current Loans						Total Loans
			30-89 Days						90 or More Days						Total Past Due Loans
			(In thousands)
Commercial and industrial			$	6,814					$	—					$	6,814					$	8,500					$	1,346,946					$	1,362,260
Real estate:
Commercial real estate (including multi-family residential)			15,128						—						15,128						16,459						3,836,631						3,868,218
Commercial real estate construction and land development			1,614						—						1,614						3,061						840,819						845,494
1-4 family residential (including home equity)			10,684						—						10,684						9,056						1,095,744						1,115,484
Residential construction			478						—						478						—						157,499						157,977
Consumer and other			37						—						37						136						90,248						90,421
Total loans			$	34,755					$	—					$	34,755					$	37,212					$	7,367,887					$	7,439,854

Schedule of Financing Receivable Credit Quality Indicators

The following summarizes the amortized cost basis of loans by year of origination/renewal and credit quality indicator by class of loan as of December 31, 2025 and 2024:

			December 31, 2025																																																						December 31, 2024
			Term Loans Amortized Cost Basis by Origination Year																																				Revolving Loans						Revolving Loans Converted to Term Loans						Total						Total
			2025						2024						2023						2022						2021						Prior
			(In thousands)
Commercial and industrial
Pass			$	341,957					$	176,253					$	132,921					$	97,544					$	67,133					$	16,667					$	560,236					$	45,930					$	1,438,641					$	1,321,977
Special Mention			21						1,298						1,459						149						625						545						712						19						4,828						6,266
Substandard			1,491						1,656						2,448						7,886						445						9,813						4,915						4,436						33,090						34,017
Doubtful			—						—						—						—						—						—						—						—						—						—
Total commercial and industrial loans			$	343,469					$	179,207					$	136,828					$	105,579					$	68,203					$	27,025					$	565,863					$	50,385					$	1,476,559					$	1,362,260
Current period gross charge-offs			$	—					$	1,108					$	252					$	577					$	57					$	70					$	—					$	1,106					$	3,170
Commercial real estate (including multi-family residential)
Pass			$	666,669					$	274,149					$	331,691					$	1,133,697					$	605,637					$	426,785					$	117,971					$	23,665					$	3,580,264					$	3,671,749
Special Mention			15,986						148						9,620						27,453						6,573						16,482						298						—						76,560						99,165
Substandard			12,939						12,919						10,317						23,889						32,027						16,749						145						485						109,470						97,304
Doubtful			—						—						—						—						—						—						—						—						—						—
Total commercial real estate (including multi-family residential)			$	695,594					$	287,216					$	351,628					$	1,185,039					$	644,237					$	460,016					$	118,414					$	24,150					$	3,766,294					$	3,868,218
Current period gross charge-offs			$	—					$	—					$	116					$	—					$	363					$	111					$	—					$	—					$	590
Commercial real estate construction and land development
Pass			$	308,092					$	158,585					$	55,588					$	91,579					$	38,571					$	4,878					$	40,824					$	5,618					$	703,735					$	828,418
Special Mention			9,785						—						798						810						530						628						—						—						12,551						8,911
Substandard			898						937						1,738						342						327						77						—						174						4,493						8,165
Doubtful			—						—						—						—						—						—						—						—						—						—
Total commercial real estate construction and land development			$	318,775					$	159,522					$	58,124					$	92,731					$	39,428					$	5,583					$	40,824					$	5,792					$	720,779					$	845,494
Current period gross charge-offs			$	—					$	—					$	—					$	309					$	—					$	—					$	24					$	129					$	462

			December 31, 2025																																																						December 31, 2024
			Term Loans Amortized Cost Basis by Origination Year																																				Revolving Loans						Revolving Loans Converted to Term Loans						Total						Total
			2025						2024						2023						2022						2021						Prior
			(In thousands)
1-4 family residential (including home equity)
Pass			$	148,638					$	142,890					$	151,362					$	247,872					$	169,704					$	142,464					$	75,383					$	17,276					$	1,095,589					$	1,073,277
Special Mention			533						793						3,158						2,591						1,612						480						2,088						150						11,405						10,326
Substandard			1,257						417						1,517						7,145						6,425						7,720						3,720						1,032						29,233						31,881
Doubtful			—						—						—						—						—						—						—						—						—						—
Total 1-4 family residential (including home equity)			$	150,428					$	144,100					$	156,037					$	257,608					$	177,741					$	150,664					$	81,191					$	18,458					$	1,136,227					$	1,115,484
Current period gross charge-offs			$	—					$	273					$	32					$	—					$	68					$	—					$	—					$	—					$	373
Residential construction
Pass			$	72,186					$	22,320					$	29,322					$	—					$	—					$	—					$	—					$	—					$	123,828					$	151,742
Special Mention			—						—						—						—						377						—						—						—						377						321
Substandard			154						294						—						—						—						—						—						—						448						5,914
Doubtful			—						—						—						—						—						—						—						—						—						—
Total residential construction			$	72,340					$	22,614					$	29,322					$	—					$	377					$	—					$	—					$	—					$	124,653					$	157,977
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Consumer and other
Pass			$	40,295					$	7,957					$	5,568					$	3,374					$	2,425					$	111					$	14,812					$	1,437					$	75,979					$	90,143
Special Mention			—						—						—						—						6						—						—						—						6						16
Substandard			7						25						21						29						—						—						—						12						94						262
Doubtful			—						—						—						—						—						—						—						—						—						—
Total consumer and other			$	40,302					$	7,982					$	5,589					$	3,403					$	2,431					$	111					$	14,812					$	1,449					$	76,079					$	90,421
Current period gross charge-offs			$	57					$	10					$	19					$	59					$	—					$	—					$	—					$	—					$	145
Total loans
Pass			$	1,577,837					$	782,154					$	706,452					$	1,574,066					$	883,470					$	590,905					$	809,226					$	93,926					$	7,018,036					$	7,137,306
Special Mention			26,325						2,239						15,035						31,003						9,723						18,135						3,098						169						105,727						125,005
Substandard			16,746						16,248						16,041						39,291						39,224						34,359						8,780						6,139						176,828						177,543
Doubtful			—						—						—						—						—						—						—						—						—						—
Total loans			$	1,620,908					$	800,641					$	737,528					$	1,644,360					$	932,417					$	643,399					$	821,104					$	100,234					$	7,300,591					$	7,439,854
Total current period gross charge-offs			$	57					$	1,391					$	419					$	945					$	488					$	181					$	24					$	1,235					$	4,740

Schedule of Allowance for Credit Losses on Financing Receivables

The following table presents the activity in the allowance for credit losses on loans by portfolio type for the years ended December 31, 2025, 2024 and 2023:

			Commercial and Industrial						Commercial Real Estate (including Multi-Family Residential)						Commercial Real Estate Construction and Land Development						1-4 Family Residential (including Home Equity)						Residential Construction						Consumer and Other						Total
			(In thousands)
Allowance for credit losses on loans:
Balance December 31, 2024			$	28,847					$	29,833					$	16,383					$	3,320					$	1,565					$	1,110					$	81,058
Provision for (reversal of) credit losses on loans			6,799						2,616						(2,701)						267						(343)						(304)						6,334
Charge-offs			(3,170)						(590)						(462)						(373)						—						(145)						(4,740)
Recoveries			706						14						—						—						—						257						977
Net charge-offs			(2,464)						(576)						(462)						(373)						—						112						(3,763)
Balance December 31, 2025			$	33,182					$	31,873					$	13,220					$	3,214					$	1,222					$	918					$	83,629
Allowance for credit losses on loans:
Balance December 31, 2023			$	31,979					$	38,187					$	13,627					$	4,785					$	2,623					$	483					$	91,684
Provision for (reversal of) credit losses on loans			2,719						(7,698)						2,756						(1,469)						(1,058)						786						(3,964)
Charge-offs			(7,300)						(786)						—						(2)						—						(171)						(8,259)
Recoveries			1,449						130						—						6						—						12						1,597
Net charge-offs			(5,851)						(656)						—						4						—						(159)						(6,662)
Balance December 31, 2024			$	28,847					$	29,833					$	16,383					$	3,320					$	1,565					$	1,110					$	81,058
Allowance for credit losses on loans:
Balance December 31, 2022			$	41,236					$	32,970					$	14,121					$	2,709					$	1,796					$	348					$	93,180
Provision for (reversal of) credit losses on loans			120						5,201						(494)						3,592						827						379						9,625
Charge-offs			(10,600)						—						—						(1,525)						—						(291)						(12,416)
Recoveries			1,223						16						—						9						—						47						1,295
Net charge-offs			(9,377)						16						—						(1,516)						—						(244)						(11,121)
Balance December 31, 2023			$	31,979					$	38,187					$	13,627					$	4,785					$	2,623					$	483					$	91,684

Schedule of Amortized Cost Basis of Collateral Dependent Loans Individually Evaluated to Determine Expected Credit Losses

The following tables present the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses as of December 31, 2025 and 2024:

			December 31, 2025
			Real Estate						Business Assets						Other						Total
			(In thousands)
Commercial and industrial			$	—					$	4,390					$	—					$	4,390
Real estate:
Commercial real estate (including multi-family residential)			28,194						—						—						28,194
Commercial real estate construction and land development			1,838						—						—						1,838
1-4 family residential (including home equity)			10,944						—						—						10,944
Residential construction			448						—						—						448
Consumer and other			—						—						—						—
Total			$	41,424					$	4,390					$	—					$	45,814

			December 31, 2024
			Real Estate						Business Assets						Other						Total
			(In thousands)
Commercial and industrial			$	—					$	13,654					$	—					$	13,654
Real estate:
Commercial real estate (including multi-family residential)			3,552						—						—						3,552
Commercial real estate construction and land development			577						—						—						577
1-4 family residential (including home equity)			13,412						—						—						13,412
Residential construction			—						—						—						—
Consumer and other			—						—						56						56
Total			$	17,541					$	13,654					$	56					$	31,251

Schedule of Nonaccrual Loans

The following table presents additional information regarding nonaccrual loans. No interest income was recognized on nonaccrual loans for the years ended December 31, 2025 and 2024, respectively.

			December 31, 2025
			Nonaccrual Loans with No Related Allowance						Nonaccrual Loans with Related Allowance						Total Nonaccrual Loans
			(In thousands)
Commercial and industrial			$	2,291					$	5,325					$	7,616
Real estate:
Commercial real estate (including multi-family residential)			15,489						13,782						29,271
Commercial real estate construction and land development			1,838						—						1,838
1-4 family residential (including home equity)			8,170						5,163						13,333
Residential construction			448						—						448
Consumer and other			—						42						42
Total loans			$	28,236					$	24,312					$	52,548

			December 31, 2024
			Nonaccrual Loans with No Related Allowance						Nonaccrual Loans with Related Allowance						Total Nonaccrual Loans
			(In thousands)
Commercial and industrial			$	4,835					$	3,665					$	8,500
Real estate:
Commercial real estate (including multi-family residential)			11,711						4,748						16,459
Commercial real estate construction and land development			633						2,428						3,061
1-4 family residential (including home equity)			6,834						2,222						9,056
Residential construction			—						—						—
Consumer and other			80						56						136
Total loans			$	24,093					$	13,119					$	37,212

Schedule of Troubled Debt Restructurings on Financing Receivables

The following table presents information regarding the period-end balance of loans that were modified to borrowers experiencing financial difficulty during the years ended December 31, 2025 and 2024. As of December 31, 2025, the Company had $335 thousand of commitments to lend additional funds to these borrowers.

			Year Ended December 31, 2025
			Interest Rate Reduction						Term Extension						Payment Delay						Principal Forgiveness						Combination Term Extension and Payment Delay						Combination Term Extension and Interest Rate Reduction						Total
			(In thousands)
Commercial and industrial			$	—					$	2,652					$	—					$	—					$	—					$	283					$	2,935
Real estate:
Commercial real estate (including multi-family residential)			—						—						—						—						—						—						—
Commercial real estate construction and land development			—						174						—						—						—						—						174
1-4 family residential (including home equity)			—						—						—						—						—						—						—
Residential construction			—						—						—						—						—						—						—
Consumer and other			—						—						—						—						—						—						—
Total			$	—					$	2,826					$	—					$	—					$	—					$	283					$	3,109

			Year Ended December 31, 2024
			Interest Rate Reduction						Term Extension						Payment Delay						Principal Forgiveness						Combination Term Extension and Payment Delay						Combination Term Extension and Interest Rate Reduction						Total
			(In thousands)
Commercial and industrial			$	—					$	1,091					$	780					$	—					$	—					$	1,389					$	3,260
Real estate:
Commercial real estate (including multi-family residential)			—						—						3,040						—						—						1,467						4,507
Commercial real estate construction and land development			—						1,103						1,428						—						—						2,458						4,989
1-4 family residential (including home equity)			—						1,080						385						—						—						499						1,964
Residential construction			—						412						—						—						—						—						412
Consumer and other			—						—						—						—						—						—						—
Total			$	—					$	3,686					$	5,633					$	—					$	—					$	5,813					$	15,132

The following table summarizes, by loan portfolio, the financial effect of the Company’s loan modifications for the years ended December 31, 2025 and 2024:

						Year Ended December 31, 2025												Year Ended December 31, 2024
						Weighted-Average Term Extension						Weighted-Average Interest Rate Reduction						Weighted-Average Term Extension						Weighted-Average Interest Rate Reduction
						(Months)												(Months)
Commercial and industrial						15						—		%				6						—		%
Real estate:
Commercial real estate (including multi-family residential)						—						—		%				—						—		%
Commercial real estate construction and land development						12						—		%				17						—		%
1-4 family residential (including home equity)						—						—		%				—						—		%
Residential construction												—		%				6						—		%
Consumer and other						—						—		%				—						—		%

The following table summarizes loans that had a payment default, determined as 90 or more days past due, that were modified due to the borrowers experiencing financial difficulty during the twelve-month periods indicated:

			December 31, 2025																		December 31, 2024
			Term Extension						Payment Delay						Combination						Term Extension						Payment Delay						Combination
			(In thousands)
Commercial and industrial			$	402					$	—					$	—					$	—					$	—					$	260
Real estate:
Commercial real estate (including multi-family residential)			—						—						—						—						—						—
Commercial real estate construction and land development			—						—						—						—						—						—
1-4 family residential (including home equity)			—						—						—						—						385						—
Residential construction			—						—						—						—						—						—
Consumer and other			—						—						—						—						—						—
Total			$	402					$	—					$	—					$	—					$	385					$	260

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- Definition

Allowance for credit losses on financing receivables collateral basis.

+ References

No definition available.

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Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

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Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
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