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FAIR VALUE (Tables)

12 Months Ended

Dec. 31, 2025

Fair Value Disclosures [Abstract]

Schedule of Carrying Amounts and Estimated Fair Values of Financial Instruments

The carrying amounts and estimated fair values of financial instruments on the balance sheet were as follows:

			December 31, 2025
			Carrying Amount						Estimated Fair Value
									Level 1						Level 2						Level 3						Total
			(In thousands)
Financial assets:
Cash and cash equivalents			$	419,453					$	419,453					$	—					$	—					$	419,453
Available for sale securities			2,198,459						—						2,198,459						—						2,198,459
Loans held for investment, net of allowance			7,216,962						—						—						7,203,747						7,203,747
Accrued interest receivable			35,869						294						7,950						27,625						35,869
Financial liabilities:
Deposits			$	9,021,466					$	—					$	9,019,219					$	—					$	9,019,219
Accrued interest payable			5,508						—						5,508						—						5,508
Subordinated debt			40,226						—						40,473						—						40,473

			December 31, 2024
			Carrying Amount						Estimated Fair Value
									Level 1						Level 2						Level 3						Total
			(In thousands)
Financial assets:
Cash and cash equivalents			$	911,216					$	911,216					$	—					$	—					$	911,216
Available for sale securities			1,673,016						—						1,673,016						—						1,673,016
Loans held for investment, net of allowance			7,358,796						—						—						7,223,895						7,223,895
Accrued interest receivable			37,884						330						7,197						30,357						37,884
Financial liabilities:
Deposits			$	9,128,384					$	—					$	9,128,234					$	—					$	9,128,234
Accrued interest payable			17,052						—						17,052						—						17,052
Borrowed funds			—						—						—						—						—
Subordinated debt			70,105						—						68,963						—						68,963

Schedule of Financial Assets and Liabilities Measured at Fair Value on Recurring Basis

Financial assets and liabilities measured at fair value on a recurring basis were as follows:

			December 31, 2025
			Level 1						Level 2						Level 3						Total
			(In thousands)
Financial assets:
Available for sale securities:
U.S. government and agency securities			$	—					$	392,475					$	—					$	392,475
Municipal securities			—						196,201						—						196,201
Agency mortgage-backed pass-through securities			—						807,986						—						807,986
Agency collateralized mortgage obligations			—						697,065						—						697,065
Corporate bonds and other			—						104,732						—						104,732
Interest rate swaps and caps			—						4,252						—						4,252
Credit risk participation agreements			—						—						6						6
Total fair value of financial assets			$	—					$	2,202,711					$	6					$	2,202,717
Financial liabilities:
Interest rate swaps and caps			$	—					$	4,252					$	—					$	4,252
Total fair value of financial liabilities			$	—					$	4,252					$	—					$	4,252

			December 31, 2024
			Level 1						Level 2						Level 3						Total
			(In thousands)
Financial assets:
Available for sale securities:
U.S. government and agency securities			$	—					$	193,603					$	—					$	193,603
Municipal securities			—						191,453						—						191,453
Agency mortgage-backed pass-through securities			—						521,376						—						521,376
Agency collateralized mortgage obligations			—						660,363						—						660,363
Corporate bonds and other			—						106,221						—						106,221
Interest rate swaps			—						6,277						—						6,277
Credit risk participation agreements			—						—						8						8
Total fair value of financial assets			$	—					$	1,679,293					$	8					$	1,679,301
Financial liabilities:
Interest rate swaps			$	—					$	6,277					$	—					$	6,277
Total fair value of financial liabilities			$	—					$	6,277					$	—					$	6,277

Schedule of Fair Value on Nonrecurring Basis

There were no

liabilities measured at fair value on a nonrecurring basis at December 31, 2025 and 2024. Assets measured on a nonrecurring basis for the periods noted are summarized in the table below.

			December 31, 2025
			Level 1						Level 2						Level 3
			(In thousands)
Loans:
Commercial and industrial			$	—					$	—					$	10,528
Commercial real estate (including multi-family residential)			—						—						—
Commercial real estate construction and land development			—						—						10,377
1-4 family residential (including home equity)			—						—						—
Consumer and other			—						—						6,203
Foreclosed assets			—						—						7,492
Total			$	—					$	—					$	34,600

			December 31, 2024
			Level 1						Level 2						Level 3
			(In thousands)
Loans:
Commercial and industrial			$	—					$	—					$	9,391
Commercial real estate (including multi-family residential)			—						—						3,722
Commercial real estate construction and land development			—						—						1,866
1-4 family residential (including home equity)			—						—						4,278
Consumer and other			—						—						—
Total			$	—					$	—					$	19,257

X

- Definition

Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

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Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Name Accounting Standards Codification
-Section 55
-Paragraph 10
-SubTopic 10
-Topic 825
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482881/825-10-55-10

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
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-Section 50
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-Publisher FASB
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Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

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-Publisher FASB
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