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INCOME TAXES (Tables)

12 Months Ended

Dec. 31, 2025

Income Tax Disclosure [Abstract]

Schedule of Income Tax Expense from Continuing Operations

The amount of the Company’s income tax expense from continuing operations was as follows for the dates indicated below:

			Years Ended December 31,
			2025						2024						2023
			(In thousands)
Current income tax expense			$	26,651					$	26,659					$	21,137
Deferred income tax (benefit) expense			(1,741)						3,298						10,250
Income tax expense, as reported			$	24,910					$	29,957					$	31,387

Schedule of Effective Income Tax Rate Reconciliation

A reconciliation between reported income tax expense and the amounts computed by applying the U.S. federal statutory income tax rate of 21% to income before income taxes is presented in the following table. There were no activities or transactions that

had foreign income taxes or cross-border tax effects during the reported periods. State income/franchise taxes are primarily related to the State of Texas, while amounts related to other jurisdictions were not significant, in the aggregate, during the reported periods.

			Years Ended December 31,
			2025												2024												2023
			Amount						Percent						Amount						Percent						Amount						Percent
			(Dollars in thousands)
U.S. federal income tax expense computed at statutory rate			$	26,835					21.0%						$	30,444					21.0%						$	33,995					21.0%
State income/franchise taxes, net of U.S. federal income tax effects			—						0.0%						—						0.0%						—						0.0%
Effect of changes in tax laws or rates enacted during the year			—						0.0%						—						0.0%						—						0.0%
Transferable energy tax credits			(938)						(0.7%)						—						0.0%						—						0.0%
Non-taxable or non-deductible items:
Effect of tax-exempt income			(1,514)						(1.2%)						(1,510)						(1.0)%						(1,943)						(1.2)%
Non-deductible merger expenses			—						0.0%						—						0.0%						10						0.0%
Bank-owned life insurance			(606)						(0.5%)						(507)						(0.3%)						(457)						(0.3%)
Executive compensation limitation			807						0.6%						231						0.1%						152						0.1%
FDIC assessment limitation			26						0.0%						23						0.0%						26						0.0%
Excise tax on share repurchases			134						0.1%						—						0.0%						—						0.0%
Other, net			59						0.1%						1,140						0.8%			—			(335)						(0.2%)
Net tax benefit from stock-based compensation			107						0.1%						136						0.1%						(61)						0.0%
Income tax expense and effective tax rate, as reported			$	24,910					19.5%						$	29,957					20.7%						$	31,387					19.4%

Schedule of Deferred Tax Assets and Liabilities

Deferred tax assets and liabilities were as follows:

			December 31,
			2025						2024
			(In thousands)
Deferred tax assets:
Allowance for credit losses on loans and unfunded commitments			$	21,969					$	20,457
Deferred loan fees			62						62
Deferred compensation			2,367						2,621
Loans and securities purchase accounting adjustments			11,415						15,485
Net unrealized loss on available for sale securities			19,393						33,322
Other deferred assets			1,647						1,760
Total deferred tax assets			56,853						73,707
Deferred tax liabilities:
Core deposit intangible and other purchase accounting adjustments			(15,409)						(19,922)
Premises and equipment basis difference			(2,336)						(2,633)
Total deferred tax liabilities			(17,745)						(22,555)
Net deferred tax assets			$	39,108					$	51,152

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Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.

+ References

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-Topic 740
-SubTopic 10
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-Section 50
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Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.

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Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.

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