XML 83 R61.htm IDEA: XBRL DOCUMENT v3.25.4
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Risk Ratings by Category of Loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Accounts Notes And Loans Receivable [Line Items]    
2024 $ 1,620,908  
2023 800,641  
2022 737,528  
2021 1,644,360  
2020 932,417  
Prior 643,399  
Revolving Loans 821,104  
Revolving Loans Converted to Term Loans 100,234  
Total loans 7,300,591 $ 7,439,854
Current period gross charge-offs    
2024 57  
2023 1,391  
2022 419  
2021 945  
2020 488  
Prior 181  
Revolving Loans 24  
Revolving Loans Converted to Term Loans 1,235  
Total 4,740  
Pass    
Accounts Notes And Loans Receivable [Line Items]    
2024 1,577,837  
2023 782,154  
2022 706,452  
2021 1,574,066  
2020 883,470  
Prior 590,905  
Revolving Loans 809,226  
Revolving Loans Converted to Term Loans 93,926  
Total loans 7,018,036 7,137,306
Special Mention    
Accounts Notes And Loans Receivable [Line Items]    
2024 26,325  
2023 2,239  
2022 15,035  
2021 31,003  
2020 9,723  
Prior 18,135  
Revolving Loans 3,098  
Revolving Loans Converted to Term Loans 169  
Total loans 105,727 125,005
Substandard    
Accounts Notes And Loans Receivable [Line Items]    
2024 16,746  
2023 16,248  
2022 16,041  
2021 39,291  
2020 39,224  
Prior 34,359  
Revolving Loans 8,780  
Revolving Loans Converted to Term Loans 6,139  
Total loans 176,828 177,543
Doubtful    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 0 0
Commercial and industrial    
Accounts Notes And Loans Receivable [Line Items]    
2024 343,469  
2023 179,207  
2022 136,828  
2021 105,579  
2020 68,203  
Prior 27,025  
Revolving Loans 565,863  
Revolving Loans Converted to Term Loans 50,385  
Total loans 1,476,559 1,362,260
Current period gross charge-offs    
2024 0  
2023 1,108  
2022 252  
2021 577  
2020 57  
Prior 70  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 1,106  
Total 3,170  
Commercial and industrial | Pass    
Accounts Notes And Loans Receivable [Line Items]    
2024 341,957  
2023 176,253  
2022 132,921  
2021 97,544  
2020 67,133  
Prior 16,667  
Revolving Loans 560,236  
Revolving Loans Converted to Term Loans 45,930  
Total loans 1,438,641 1,321,977
Commercial and industrial | Special Mention    
Accounts Notes And Loans Receivable [Line Items]    
2024 21  
2023 1,298  
2022 1,459  
2021 149  
2020 625  
Prior 545  
Revolving Loans 712  
Revolving Loans Converted to Term Loans 19  
Total loans 4,828 6,266
Commercial and industrial | Substandard    
Accounts Notes And Loans Receivable [Line Items]    
2024 1,491  
2023 1,656  
2022 2,448  
2021 7,886  
2020 445  
Prior 9,813  
Revolving Loans 4,915  
Revolving Loans Converted to Term Loans 4,436  
Total loans 33,090 34,017
Commercial and industrial | Doubtful    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 0 0
Real estate | Commercial real estate (including multi-family residential)    
Accounts Notes And Loans Receivable [Line Items]    
2024 695,594  
2023 287,216  
2022 351,628  
2021 1,185,039  
2020 644,237  
Prior 460,016  
Revolving Loans 118,414  
Revolving Loans Converted to Term Loans 24,150  
Total loans 3,766,294 3,868,218
Current period gross charge-offs    
2024 0  
2023 0  
2022 116  
2021 0  
2020 363  
Prior 111  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total 590  
Real estate | Commercial real estate (including multi-family residential) | Pass    
Accounts Notes And Loans Receivable [Line Items]    
2024 666,669  
2023 274,149  
2022 331,691  
2021 1,133,697  
2020 605,637  
Prior 426,785  
Revolving Loans 117,971  
Revolving Loans Converted to Term Loans 23,665  
Total loans 3,580,264 3,671,749
Real estate | Commercial real estate (including multi-family residential) | Special Mention    
Accounts Notes And Loans Receivable [Line Items]    
2024 15,986  
2023 148  
2022 9,620  
2021 27,453  
2020 6,573  
Prior 16,482  
Revolving Loans 298  
Revolving Loans Converted to Term Loans 0  
Total loans 76,560 99,165
Real estate | Commercial real estate (including multi-family residential) | Substandard    
Accounts Notes And Loans Receivable [Line Items]    
2024 12,939  
2023 12,919  
2022 10,317  
2021 23,889  
2020 32,027  
Prior 16,749  
Revolving Loans 145  
Revolving Loans Converted to Term Loans 485  
Total loans 109,470 97,304
Real estate | Commercial real estate (including multi-family residential) | Doubtful    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 0 0
Real estate | Commercial real estate construction and land development    
Accounts Notes And Loans Receivable [Line Items]    
2024 318,775  
2023 159,522  
2022 58,124  
2021 92,731  
2020 39,428  
Prior 5,583  
Revolving Loans 40,824  
Revolving Loans Converted to Term Loans 5,792  
Total loans 720,779 845,494
Current period gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 309  
2020 0  
Prior 0  
Revolving Loans 24  
Revolving Loans Converted to Term Loans 129  
Total 462  
Real estate | Commercial real estate construction and land development | Pass    
Accounts Notes And Loans Receivable [Line Items]    
2024 308,092  
2023 158,585  
2022 55,588  
2021 91,579  
2020 38,571  
Prior 4,878  
Revolving Loans 40,824  
Revolving Loans Converted to Term Loans 5,618  
Total loans 703,735 828,418
Real estate | Commercial real estate construction and land development | Special Mention    
Accounts Notes And Loans Receivable [Line Items]    
2024 9,785  
2023 0  
2022 798  
2021 810  
2020 530  
Prior 628  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 12,551 8,911
Real estate | Commercial real estate construction and land development | Substandard    
Accounts Notes And Loans Receivable [Line Items]    
2024 898  
2023 937  
2022 1,738  
2021 342  
2020 327  
Prior 77  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 174  
Total loans 4,493 8,165
Real estate | Commercial real estate construction and land development | Doubtful    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 0 0
Real estate | 1-4 family residential (including home equity)    
Accounts Notes And Loans Receivable [Line Items]    
2024 150,428  
2023 144,100  
2022 156,037  
2021 257,608  
2020 177,741  
Prior 150,664  
Revolving Loans 81,191  
Revolving Loans Converted to Term Loans 18,458  
Total loans 1,136,227 1,115,484
Current period gross charge-offs    
2024 0  
2023 273  
2022 32  
2021 0  
2020 68  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total 373  
Real estate | 1-4 family residential (including home equity) | Pass    
Accounts Notes And Loans Receivable [Line Items]    
2024 148,638  
2023 142,890  
2022 151,362  
2021 247,872  
2020 169,704  
Prior 142,464  
Revolving Loans 75,383  
Revolving Loans Converted to Term Loans 17,276  
Total loans 1,095,589 1,073,277
Real estate | 1-4 family residential (including home equity) | Special Mention    
Accounts Notes And Loans Receivable [Line Items]    
2024 533  
2023 793  
2022 3,158  
2021 2,591  
2020 1,612  
Prior 480  
Revolving Loans 2,088  
Revolving Loans Converted to Term Loans 150  
Total loans 11,405 10,326
Real estate | 1-4 family residential (including home equity) | Substandard    
Accounts Notes And Loans Receivable [Line Items]    
2024 1,257  
2023 417  
2022 1,517  
2021 7,145  
2020 6,425  
Prior 7,720  
Revolving Loans 3,720  
Revolving Loans Converted to Term Loans 1,032  
Total loans 29,233 31,881
Real estate | 1-4 family residential (including home equity) | Doubtful    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 0 0
Real estate | Residential construction    
Accounts Notes And Loans Receivable [Line Items]    
2024 72,340  
2023 22,614  
2022 29,322  
2021 0  
2020 377  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 124,653 157,977
Current period gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total 0  
Real estate | Residential construction | Pass    
Accounts Notes And Loans Receivable [Line Items]    
2024 72,186  
2023 22,320  
2022 29,322  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 123,828 151,742
Real estate | Residential construction | Special Mention    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 377  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 377 321
Real estate | Residential construction | Substandard    
Accounts Notes And Loans Receivable [Line Items]    
2024 154  
2023 294  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 448 5,914
Real estate | Residential construction | Doubtful    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 0 0
Consumer and other    
Accounts Notes And Loans Receivable [Line Items]    
2024 40,302  
2023 7,982  
2022 5,589  
2021 3,403  
2020 2,431  
Prior 111  
Revolving Loans 14,812  
Revolving Loans Converted to Term Loans 1,449  
Total loans 76,079 90,421
Current period gross charge-offs    
2024 57  
2023 10  
2022 19  
2021 59  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total 145  
Consumer and other | Pass    
Accounts Notes And Loans Receivable [Line Items]    
2024 40,295  
2023 7,957  
2022 5,568  
2021 3,374  
2020 2,425  
Prior 111  
Revolving Loans 14,812  
Revolving Loans Converted to Term Loans 1,437  
Total loans 75,979 90,143
Consumer and other | Special Mention    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 6  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans 6 16
Consumer and other | Substandard    
Accounts Notes And Loans Receivable [Line Items]    
2024 7  
2023 25  
2022 21  
2021 29  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 12  
Total loans 94 262
Consumer and other | Doubtful    
Accounts Notes And Loans Receivable [Line Items]    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Revolving Loans Converted to Term Loans 0  
Total loans $ 0 $ 0