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Reserve for Loan and Lease Losses (Tables)
3 Months Ended
Mar. 31, 2018
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Schedule of changes in reserve for loan and lease losses, segregated by class
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table shows the changes in the reserve for loan and lease losses, segregated by class, for the three months ended March 31, 2018 and 2017.
(Dollars in thousands)
 
Commercial and
agricultural loans
 
Auto and
light truck
 
Medium and
heavy duty truck
 
Aircraft
 
Construction
equipment
 
Commercial
real estate
 
Residential
real estate
and home
equity
 
Consumer
loans
 
Total
March 31, 2018
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of period
 
$
16,228

 
$
10,103

 
$
4,844

 
$
34,619

 
$
9,343

 
$
14,792

 
$
3,666

 
$
1,288

 
$
94,883

Charge-offs
 
25

 
316

 

 
29

 
5

 
7

 
11

 
163

 
556

Recoveries
 
49

 
6

 

 
44

 
19

 
21

 
6

 
73

 
218

Net charge-offs (recoveries)
 
(24
)
 
310

 

 
(15
)
 
(14
)
 
(14
)
 
5

 
90

 
338

Provision (recovery of provision)
 
1,357

 
1,017

 
(351
)
 
202

 
1,560

 
(36
)
 
(96
)
 
133

 
3,786

Balance, end of period
 
$
17,609

 
$
10,810

 
$
4,493

 
$
34,836

 
$
10,917

 
$
14,770

 
$
3,565

 
$
1,331

 
$
98,331

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2017
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Balance, beginning of period
 
$
14,668

 
$
8,064

 
$
4,740

 
$
34,352

 
$
8,207

 
$
13,677

 
$
3,550

 
$
1,285

 
$
88,543

Charge-offs
 
208

 
21

 

 
1,103

 

 
2

 
4

 
220

 
1,558

Recoveries
 
595

 
1,127

 

 
183

 
22

 
50

 
71

 
85

 
2,133

Net charge-offs (recoveries)
 
(387
)
 
(1,106
)
 

 
920

 
(22
)
 
(48
)
 
(67
)
 
135

 
(575
)
Provision (recovery of provision)
 
934

 
602

 
(64
)
 
(1,424
)
 
703

 
143

 
(25
)
 
131

 
1,000

Balance, end of period
 
$
15,989

 
$
9,772

 
$
4,676

 
$
32,008

 
$
8,932

 
$
13,868

 
$
3,592

 
$
1,281

 
$
90,118

The following table shows the reserve for loan and lease losses and recorded investment in loans and leases, segregated by class, separated between individually and collectively evaluated for impairment as of March 31, 2018 and December 31, 2017.
(Dollars in thousands)
 
Commercial and
agricultural loans
 
Auto and
light truck
 
Medium and
heavy duty truck
 
Aircraft
 
Construction
equipment
 
Commercial
real estate
 
Residential
real estate
and home
equity
 
Consumer
loans
 
Total
March 31, 2018
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$

 
$
360

 
$

 
$
431

 
$
101

 
$
173

 
$
132

 
$

 
$
1,197

Ending balance, collectively evaluated for impairment
 
17,609

 
10,450

 
4,493

 
34,405

 
10,816

 
14,597

 
3,433

 
1,331

 
97,134

Total reserve for loan and lease losses
 
$
17,609

 
$
10,810

 
$
4,493

 
$
34,836

 
$
10,917

 
$
14,770

 
$
3,565

 
$
1,331

 
$
98,331

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
3,013

 
$
8,885

 
$
337

 
$
5,752

 
$
945

 
$
3,809

 
$
350

 
$

 
$
23,091

Ending balance, collectively evaluated for impairment
 
1,008,687

 
502,166

 
279,673

 
862,667

 
618,274

 
745,117

 
517,780

 
133,642

 
4,668,006

Total recorded investment in loans
 
$
1,011,700

 
$
511,051

 
$
280,010

 
$
868,419

 
$
619,219

 
$
748,926

 
$
518,130

 
$
133,642

 
$
4,691,097

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Reserve for loan and lease losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$

 
$
243

 
$

 
$

 
$
108

 
$
181

 
$
134

 
$

 
$
666

Ending balance, collectively evaluated for impairment
 
16,228

 
9,860

 
4,844

 
34,619

 
9,235

 
14,611

 
3,532

 
1,288

 
94,217

Total reserve for loan and lease losses
 
$
16,228

 
$
10,103

 
$
4,844

 
$
34,619

 
$
9,343

 
$
14,792

 
$
3,666

 
$
1,288

 
$
94,883

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment in loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance, individually evaluated for impairment
 
$
2,439

 
$
7,780

 
$
371

 
$
1,901

 
$
928

 
$
3,346

 
$
352

 
$

 
$
17,117

Ending balance, collectively evaluated for impairment
 
927,558

 
489,036

 
296,564

 
842,756

 
562,509

 
738,222

 
525,770

 
128,146

 
4,510,561

Total recorded investment in loans
 
$
929,997

 
$
496,816

 
$
296,935

 
$
844,657

 
$
563,437

 
$
741,568

 
$
526,122

 
$
128,146

 
$
4,527,678