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v3.22.2.2

Allowance for Credit Losses (Details) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2022 USD ($) item | Sep. 30, 2021 USD ($) | Sep. 30, 2022 USD ($) item | Sep. 30, 2021 USD ($)
Allowance for credit losses |  |  |  |
Number of classes existing in loan and lease portfolio | item | 9 |  | 9 |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | $ 132,865 | $ 136,361 | $ 127,492 | $ 140,654
Charge-offs | 720 | 1,077 | 1,171 | 6,323
Recoveries | 424 | 1,030 | 1,512 | 2,610
Net charge-offs (recoveries) | 296 | 47 | (341) | 3,713
Provision (recovery of provision) | 3,167 | (2,559) | 7,903 | (3,186)
Balance at the end of the period | 135,736 | 133,755 | 135,736 | 133,755
Commercial and agricultural |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 16,110 | 14,832 | 15,409 | 16,680
Charge-offs | 414 | 21 | 453 | 307
Recoveries | 39 | 176 | 46 | 694
Net charge-offs (recoveries) | 375 | (155) | 407 | (387)
Provision (recovery of provision) | 412 | 179 | 1,145 | (1,901)
Balance at the end of the period | 16,147 | 15,166 | 16,147 | 15,166
Solar |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 6,652 | 5,867 | 6,585 | 5,549
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Net charge-offs (recoveries) | 0 | 0 | 0 | 0
Provision (recovery of provision) | 142 | (15) | 209 | 303
Balance at the end of the period | 6,794 | 5,852 | 6,794 | 5,852
Auto and light truck |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 19,057 | 27,221 | 19,624 | 28,926
Charge-offs | 66 | 407 | 98 | 5,060
Recoveries | 91 | 479 | 212 | 664
Net charge-offs (recoveries) | (25) | (72) | (114) | 4,396
Provision (recovery of provision) | (85) | (1,451) | (741) | 1,312
Balance at the end of the period | 18,997 | 25,842 | 18,997 | 25,842
Medium and heavy duty truck |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 6,709 | 5,888 | 6,015 | 6,400
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Net charge-offs (recoveries) | 0 | 0 | 0 | 0
Provision (recovery of provision) | 304 | (158) | 998 | (670)
Balance at the end of the period | 7,013 | 5,730 | 7,013 | 5,730
Aircraft |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 36,987 | 35,301 | 33,628 | 34,053
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 176 | 153 | 653 | 513
Net charge-offs (recoveries) | (176) | (153) | (653) | (513)
Provision (recovery of provision) | 132 | 975 | 3,014 | 1,863
Balance at the end of the period | 37,295 | 36,429 | 37,295 | 36,429
Construction equipment |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 21,171 | 17,908 | 19,673 | 19,166
Charge-offs | 0 | 551 | 48 | 559
Recoveries | 11 | 170 | 11 | 424
Net charge-offs (recoveries) | (11) | 381 | 37 | 135
Provision (recovery of provision) | 1,667 | (1,083) | 3,213 | (2,587)
Balance at the end of the period | 22,849 | 16,444 | 22,849 | 16,444
Commercial real estate |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 18,416 | 22,578 | 19,691 | 22,758
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 17 | 0 | 43 | 19
Net charge-offs (recoveries) | (17) | 0 | (43) | (19)
Provision (recovery of provision) | 57 | (1,253) | (1,244) | (1,452)
Balance at the end of the period | 18,490 | 21,325 | 18,490 | 21,325
Residential real estate and home equity |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 5,779 | 5,066 | 5,084 | 5,374
Charge-offs | 17 | 0 | 27 | 42
Recoveries | 1 | 3 | 129 | 14
Net charge-offs (recoveries) | 16 | (3) | (102) | 28
Provision (recovery of provision) | 306 | 96 | 883 | (181)
Balance at the end of the period | 6,069 | 5,165 | 6,069 | 5,165
Consumer |  |  |  |
Changes in allowance for loan and lease losses |  |  |  |
Balance at the beginning of the period | 1,984 | 1,700 | 1,783 | 1,748
Charge-offs | 223 | 98 | 545 | 355
Recoveries | 89 | 49 | 418 | 282
Net charge-offs (recoveries) | 134 | 49 | 127 | 73
Provision (recovery of provision) | 232 | 151 | 426 | 127
Balance at the end of the period | $ 2,082 | $ 1,802 | $ 2,082 | $ 1,802

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