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Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2025

Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]

Schedule of changes in allowance for loan and lease losses, segregated by portfolio segment

The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the three months ended June 30, 2025 and 2024.

(Dollars in thousands)						Commercial and agricultural						Renewable energy						Auto and light truck						Medium  and heavy duty  truck						Aircraft						Construction equipment						Commercial real estate						Residential real estate and home equity						Consumer						Total
June 30, 2025
Balance, beginning of period						$	21,912					$	8,865					$	18,657					$	6,884					$	36,832					$	28,721					$	24,973					$	8,438					$	2,188					$	157,470
Charge-offs						439						—						1,500						—						485						335						1						29						276						3,065
Recoveries						519						—						364						—						206						16						18						2						70						1,195
Net charge-offs (recoveries)						(80)						—						1,136						—						279						319						(17)						27						206						1,870
Provision (recovery of provision)						2,347						1,179						3,344						(362)						153						673						12						355						183						7,884
Balance, end of period						$	24,339					$	10,044					$	20,865					$	6,522					$	36,706					$	29,075					$	25,002					$	8,766					$	2,165					$	163,484
June 30, 2024
Balance, beginning of period						$	17,263					$	6,858					$	17,584					$	8,788					$	36,924					$	26,804					$	23,844					$	7,808					$	2,151					$	148,024
Charge-offs						43						—						15						—						—						306						—						—						383						747
Recoveries						53						—						909						—						481						1,207						3						14						67						2,734
Net charge-offs (recoveries)						(10)						—						(894)						—						(481)						(901)						(3)						(14)						316						(1,987)
Provision (recovery of provision)						1,364						795						(752)						433						(2,239)						(761)						1,000						(30)						246						56
Balance, end of period						$	18,637					$	7,653					$	17,726					$	9,221					$	35,166					$	26,944					$	24,847					$	7,792					$	2,081					$	150,067

The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the six months ended June 30, 2025, and 2024.

(Dollars in thousands)						Commercial and agricultural						Renewable energy						Auto and light truck						Medium and heavy duty truck						Aircraft						Construction equipment						Commercial real estate						Residential real estate and home equity						Consumer						Total
June 30, 2025
Balance, beginning of period						$	21,316					$	8,562					$	18,437					$	7,292					$	36,663					$	28,258					$	24,821					$	7,976					$	2,215					$	155,540
Charge-offs						854						—						1,840						—						485						1,017						6						35						752						4,989
Recoveries						801						—						1,254						—						415						297						21						18						131						2,937
Net charge-offs (recoveries)						53						—						586						—						70						720						(15)						17						621						2,052
Provision (recovery of provision)						3,076						1,482						3,014						(770)						113						1,537						166						807						571						9,996
Balance, end of period						$	24,339					$	10,044					$	20,865					$	6,522					$	36,706					$	29,075					$	25,002					$	8,766					$	2,165					$	163,484
June 30, 2024
Balance, beginning of period						$	17,385					$	6,610					$	16,858					$	8,965					$	37,653					$	26,510					$	23,690					$	7,698					$	2,183					$	147,552
Charge-offs						7,111						—						16						—						68						598						—						13						612						8,418
Recoveries						139						—						1,562						—						849						1,406						184						22						120						4,282
Net charge-offs (recoveries)						6,972						—						(1,546)						—						(781)						(808)						(184)						(9)						492						4,136
Provision (recovery of provision)						8,224						1,043						(678)						256						(3,268)						(374)						973						85						390						6,651
Balance, end of period						$	18,637					$	7,653					$	17,726					$	9,221					$	35,166					$	26,944					$	24,847					$	7,792					$	2,081					$	150,067

Schedule of changes in allowance for credit losses on unfunded loan commitments

The following table shows the changes in the liability for credit losses on unfunded loan commitments.

			Three Months Ended June 30,												Six Months Ended June 30,
(Dollars in thousands)			2025						2024						2025						2024
Balance, beginning of period			$	8,138					$	9,064					$	6,985					$	8,182
(Recovery of provision) provision			(194)						(370)						959						512
Balance, end of period			$	7,944					$	8,694					$	7,944					$	8,694

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- Definition

Tabular disclosure of allowance for credit losses on unfunded loan commitments

+ References

No definition available.

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- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

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