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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
ASSETS    
Cash and due from banks $ 75,316 $ 76,837
Federal funds sold and interest bearing deposits with other banks 138,942 47,989
Investment securities, available-for-sale, at fair value (amortized cost of $1,555,564 and $1,650,684 at September 30, 2025 and December 31, 2024, respectively) 1,495,117 1,536,299
Other investments 22,140 23,855
Mortgages held for sale 7,110 2,569
Loans and leases - net of unearned discount    
Total loans and leases 6,964,454 6,854,808
Allowance for loan and lease losses (161,430) (155,540)
Net loans and leases 6,803,024 6,699,268
Equipment owned under operating leases, net 7,649 11,483
Premises and equipment, net 57,852 53,456
Goodwill and intangible assets 83,895 83,897
Accrued income and other assets 365,646 396,285
Total assets 9,056,691 8,931,938
Deposits:    
Noninterest-bearing demand 1,633,786 1,639,101
Interest-bearing deposits:    
Interest-bearing demand 2,512,205 2,544,839
Savings 1,396,931 1,256,370
Time 1,866,897 1,789,725
Total interest-bearing deposits 5,776,033 5,590,934
Total deposits 7,409,819 7,230,035
Short-term borrowings:    
Federal funds purchased and securities sold under agreements to repurchase 72,190 72,346
Other short-term borrowings 1,384 176,852
Total short-term borrowings 73,574 249,198
Long-term debt and mandatorily redeemable securities 42,234 39,156
Subordinated notes 58,764 58,764
Accrued expenses and other liabilities 180,869 173,279
Total liabilities 7,765,260 7,750,432
SHAREHOLDERS' EQUITY    
Preferred stock; no par value Authorized 10,000,000 shares; none issued or outstanding 0 0
Common stock; no par value Authorized 40,000,000 shares; issued 28,205,674 at September 30, 2025 and December 31, 2024 436,538 436,538
Retained earnings 983,615 890,937
Cost of common stock in treasury (3,771,570 shares at September 30, 2025 and 3,685,512 shares at December 31, 2024) (137,818) (129,175)
Accumulated other comprehensive loss (45,863) (87,232)
Total shareholders’ equity 1,236,472 1,111,068
Noncontrolling interests 54,959 70,438
Total equity 1,291,431 1,181,506
Total liabilities and equity $ 9,056,691 $ 8,931,938
Preferred stock, authorized shares (in shares) 10,000,000 10,000,000
Preferred stock, issued shares (in shares) 0 0
Preferred stock, issued shares 0 0
Commercial and agricultural    
Loans and leases - net of unearned discount    
Total loans and leases $ 759,167 $ 772,974
Allowance for loan and lease losses (21,432) (21,316)
Renewable energy    
Loans and leases - net of unearned discount    
Total loans and leases 603,715 487,266
Allowance for loan and lease losses (10,627) (8,562)
Auto and light truck    
Loans and leases - net of unearned discount    
Total loans and leases 924,992 948,435
Allowance for loan and lease losses (20,996) (18,437)
Medium and heavy duty truck    
Loans and leases - net of unearned discount    
Total loans and leases 280,302 289,623
Allowance for loan and lease losses (6,702) (7,292)
Aircraft    
Loans and leases - net of unearned discount    
Total loans and leases 1,095,423 1,123,797
Allowance for loan and lease losses (36,237) (36,663)
Construction equipment    
Loans and leases - net of unearned discount    
Total loans and leases 1,207,446 1,203,912
Allowance for loan and lease losses (29,376) (28,258)
Commercial real estate    
Loans and leases - net of unearned discount    
Total loans and leases 1,244,306 1,215,265
Allowance for loan and lease losses (24,862) (24,821)
Residential real estate and home equity    
Loans and leases - net of unearned discount    
Total loans and leases 726,585 680,071
Allowance for loan and lease losses (8,928) (7,976)
Consumer    
Loans and leases - net of unearned discount    
Total loans and leases 122,518 133,465
Allowance for loan and lease losses $ (2,270) $ (2,215)