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Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2025

Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]

Schedule of changes in allowance for loan and lease losses, segregated by portfolio segment

The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the three months ended September 30, 2025, and 2024.

(Dollars in thousands)						Commercial and agricultural						Renewable energy						Auto and light truck						Medium  and heavy duty  truck						Aircraft						Construction equipment						Commercial real estate						Residential real estate and home equity						Consumer						Total
September 30, 2025
Balance, beginning of period						$	24,339					$	10,044					$	20,865					$	6,522					$	36,706					$	29,075					$	25,002					$	8,766					$	2,165					$	163,484
Charge-offs						1,269						—						526						—						—						390						4						14						277						2,480
Recoveries						92						—						253						—						150						10						38						1						61						605
Net charge-offs (recoveries)						1,177						—						273						—						(150)						380						(34)						13						216						1,875
Provision (recovery of provision)						(1,730)						583						404						180						(619)						681						(174)						175						321						(179)
Balance, end of period						$	21,432					$	10,627					$	20,996					$	6,702					$	36,237					$	29,376					$	24,862					$	8,928					$	2,270					$	161,430
September 30, 2024
Balance, beginning of period						$	18,637					$	7,653					$	17,726					$	9,221					$	35,166					$	26,944					$	24,847					$	7,792					$	2,081					$	150,067
Charge-offs						2,004						—						302						—						—						—						—						—						323						2,629
Recoveries						217						—						719						—						214						28						538						2						60						1,778
Net charge-offs (recoveries)						1,787						—						(417)						—						(214)						(28)						(538)						(2)						263						851
Provision (recovery of provision)						2,812						304						(188)						(559)						332						1,051						(1,118)						43						431						3,108
Balance, end of period						$	19,662					$	7,957					$	17,955					$	8,662					$	35,712					$	28,023					$	24,267					$	7,837					$	2,249					$	152,324

The following table shows the changes in the allowance for loan and lease losses, segregated by portfolio segment, for the nine months ended September 30, 2025, and 2024.

(Dollars in thousands)						Commercial and agricultural						Renewable energy						Auto and light truck						Medium and heavy duty truck						Aircraft						Construction equipment						Commercial real estate						Residential real estate and home equity						Consumer						Total
September 30, 2025
Balance, beginning of period						$	21,316					$	8,562					$	18,437					$	7,292					$	36,663					$	28,258					$	24,821					$	7,976					$	2,215					$	155,540
Charge-offs						2,123						—						2,366						—						485						1,407						10						49						1,029						7,469
Recoveries						893						—						1,507						—						565						307						59						19						192						3,542
Net charge-offs (recoveries)						1,230						—						859						—						(80)						1,100						(49)						30						837						3,927
Provision (recovery of provision)						1,346						2,065						3,418						(590)						(506)						2,218						(8)						982						892						9,817
Balance, end of period						$	21,432					$	10,627					$	20,996					$	6,702					$	36,237					$	29,376					$	24,862					$	8,928					$	2,270					$	161,430
September 30, 2024
Balance, beginning of period						$	17,385					$	6,610					$	16,858					$	8,965					$	37,653					$	26,510					$	23,690					$	7,698					$	2,183					$	147,552
Charge-offs						9,115						—						318						—						68						598						—						13						935						11,047
Recoveries						356						—						2,281						—						1,063						1,434						722						24						180						6,060
Net charge-offs (recoveries)						8,759						—						(1,963)						—						(995)						(836)						(722)						(11)						755						4,987
Provision (recovery of provision)						11,036						1,347						(866)						(303)						(2,936)						677						(145)						128						821						9,759
Balance, end of period						$	19,662					$	7,957					$	17,955					$	8,662					$	35,712					$	28,023					$	24,267					$	7,837					$	2,249					$	152,324

Schedule of changes in allowance for credit losses on unfunded loan commitments

The following table shows the changes in the liability for credit losses on unfunded loan commitments.

			Three Months Ended September 30,												Nine Months Ended September 30,
(Dollars in thousands)			2025						2024						2025						2024
Balance, beginning of period			$	7,944					$	8,694					$	6,985					$	8,182
Provision (recovery of provision)			1,075						(1,385)						2,034						(873)
Balance, end of period			$	9,019					$	7,309					$	9,019					$	7,309

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- Definition

Tabular disclosure of allowance for credit losses on unfunded loan commitments

+ References

No definition available.

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- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

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