
<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
"THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEC FORM
10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS."
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                          35,951
<INT-BEARING-DEPOSITS>                             102
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    521,117
<INVESTMENTS-CARRYING>                          47,103
<INVESTMENTS-MARKET>                            48,101
<LOANS>                                      1,253,326
<ALLOWANCE>                                     20,427
<TOTAL-ASSETS>                               1,920,291
<DEPOSITS>                                   1,284,658
<SHORT-TERM>                                   179,449
<LIABILITIES-OTHER>                             51,718
<LONG-TERM>                                    144,348
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        37,142
<OTHER-SE>                                     222,976
<TOTAL-LIABILITIES-AND-EQUITY>               1,920,291
<INTEREST-LOAN>                                108,891
<INTEREST-INVEST>                               31,679
<INTEREST-OTHER>                                   531
<INTEREST-TOTAL>                               141,101
<INTEREST-DEPOSIT>                              47,966
<INTEREST-EXPENSE>                              14,318
<INTEREST-INCOME-NET>                           78,817
<LOAN-LOSSES>                                    5,000
<SECURITIES-GAINS>                               5,446
<EXPENSE-OTHER>                                 43,198
<INCOME-PRETAX>                                 47,060
<INCOME-PRE-EXTRAORDINARY>                      47,060
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    33,414
<EPS-PRIMARY>                                     2.36
<EPS-DILUTED>                                     2.34
<YIELD-ACTUAL>                                    4.85
<LOANS-NON>                                      3,602
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                18,729
<CHARGE-OFFS>                                    4,481
<RECOVERIES>                                     1,179
<ALLOWANCE-CLOSE>                               20,427
<ALLOWANCE-DOMESTIC>                            20,427
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          4,243
        

</TABLE>
