
<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
"This schedule contains summary financial information extracted from SEC Form
10-Q and is qualified in its entirety by reference to such financial
statements."
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                          38,663
<INT-BEARING-DEPOSITS>                              54
<FED-FUNDS-SOLD>                                15,400
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    557,994
<INVESTMENTS-CARRYING>                          17,230
<INVESTMENTS-MARKET>                            17,527
<LOANS>                                      1,496,277
<ALLOWANCE>                                     27,134
<TOTAL-ASSETS>                               2,194,073
<DEPOSITS>                                   1,435,065
<SHORT-TERM>                                   116,009
<LIABILITIES-OTHER>                             39,237
<LONG-TERM>                                    364,062
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        74,285
<OTHER-SE>                                     165,415
<TOTAL-LIABILITIES-AND-EQUITY>               2,194,073
<INTEREST-LOAN>                                120,333
<INTEREST-INVEST>                               35,847
<INTEREST-OTHER>                                   547
<INTEREST-TOTAL>                               156,727
<INTEREST-DEPOSIT>                              47,278
<INTEREST-EXPENSE>                              22,664
<INTEREST-INCOME-NET>                           86,785
<LOAN-LOSSES>                                    4,000
<SECURITIES-GAINS>                               3,240
<EXPENSE-OTHER>                                 43,490
<INCOME-PRETAX>                                 59,395
<INCOME-PRE-EXTRAORDINARY>                      59,395
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    41,418
<EPS-BASIC>                                     1.52
<EPS-DILUTED>                                     1.51
<YIELD-ACTUAL>                                    4.55
<LOANS-NON>                                      2,987
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                26,677
<CHARGE-OFFS>                                    7,002
<RECOVERIES>                                     3,459
<ALLOWANCE-CLOSE>                               27,134
<ALLOWANCE-DOMESTIC>                            27,134
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,578


</TABLE>
