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<ACCESSION-NUMBER>0000719220-04-000027
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20040622
<ITEMS>5
<FILING-DATE>20040622
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>S&T BANCORP INC
<CIK>0000719220
<ASSIGNED-SIC>6022
<IRS-NUMBER>251434426
<STATE-OF-INCORPORATION>PA
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-12508
<FILM-NUMBER>04874103
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>43 SOUTH NINTH ST
<STREET2>P O BOX 190
<CITY>INDIANA
<STATE>PA
<ZIP>15701
<PHONE>7244651466
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>800 PHILADELPHIA STREET
<CITY>INDIANA
<STATE>PA
<ZIP>15701
</MAIL-ADDRESS>
</FILER>
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<TYPE>8-K
<SEQUENCE>1
<FILENAME>st8k62204.htm
<DESCRIPTION>DIVIDEND DECLARED 06/21/2004
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<B><FONT FACE="Arial"><P ALIGN="CENTER">SECURITIES AND EXCHANGE COMMISSION</B></FONT></TD>
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<B><FONT FACE="Arial"><P ALIGN="CENTER">Washington, D.C. 20549</B></FONT></TD>
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<B><FONT FACE="Arial"><P ALIGN="CENTER">Form 8-K</B></FONT></TD>
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<B><FONT FACE="Arial"><P ALIGN="CENTER">Current Report</B></FONT></TD>
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<B><FONT FACE="Arial"><P>&nbsp;</B></FONT></TD>
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<FONT FACE="Arial"><P ALIGN="CENTER">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934<BR>
Date of Report (Date of earliest event reported) <U>June 21, 2004</U></FONT></TD>
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<FONT FACE="Arial"><P ALIGN="CENTER">S&amp;T Bancorp, Inc.<BR>
____________________________________________________________</P>
</FONT><FONT FACE="Arial" SIZE=1><P ALIGN="CENTER">&nbsp;</P>
<P ALIGN="CENTER">(Exact Name of Registrant as Specified in its Charter)</FONT></TD>
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<FONT FACE="Arial"><P ALIGN="CENTER">Pennsylvania</FONT><FONT FACE="Arial" SIZE=1><BR>
</FONT><FONT FACE="Arial">_________________</P>
</FONT><FONT FACE="Arial" SIZE=1><P ALIGN="CENTER">(State or Other Jurisdiction of Incorporation)</FONT></TD>
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<FONT FACE="Arial"><P ALIGN="CENTER">0-12508</FONT><FONT FACE="Arial" SIZE=1><BR>
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</FONT><FONT FACE="Arial" SIZE=1><P ALIGN="CENTER">(Commission File Number)</FONT></TD>
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<FONT FACE="Arial"><P ALIGN="CENTER">25-1434426</FONT><FONT FACE="Arial" SIZE=1><BR>
</FONT><FONT FACE="Arial">_________________</P>
</FONT><FONT FACE="Arial" SIZE=1><P ALIGN="CENTER">(IRS Employer Identification No.)</FONT></TD>
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<FONT FACE="Arial"><P ALIGN="CENTER">43 South Ninth Street, Indiana, PA<BR>
__________________________________________<BR>
</FONT><FONT FACE="Arial" SIZE=1>(Address of Principal Executive Offices)</FONT></TD>
<TD WIDTH="32%" VALIGN="TOP" HEIGHT=58>
<FONT FACE="Arial"><P ALIGN="CENTER">15701<BR>
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</FONT><FONT FACE="Arial" SIZE=1>Zip Code</FONT></TD>
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<FONT FACE="Arial"><P>Registrant's telephone number, including area code</FONT></TD>
<TD WIDTH="32%" VALIGN="TOP" HEIGHT=58>
<FONT FACE="Arial"><P ALIGN="CENTER">(800) 325-2265<BR>
___________________</FONT></TD>
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<P ALIGN="CENTER">&nbsp;</P>
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<B><FONT FACE="Arial"><P ALIGN="JUSTIFY">Item 5 - Other Events and Regulation FD Disclosure</B></FONT></TD>
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<P>The Board of Directors of S&amp;T Bancorp, Inc. declared a $0.27 per share cash dividend at its regular meeting held June 21, 2004. The dividend is payable on July 23, 2004 to shareholders of record on June 30, 2004. This dividend represents an 8.0 percent increase over the same period last year and a 3.6 percent annualized yield using the June 21, 2004 closing stock price of $30.25.</TD>
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<P>Item 7 - Financial Statements and Exhibits</B><BR>
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(c) Exhibits<BR>
<BR>
(99) Press Release</FONT></TD>
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<B>SIGNATURES</B></FONT></TD>
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<FONT FACE="Arial"><P ALIGN="JUSTIFY"><BR>
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed by the undersigned thereunto duly authorized.</FONT></TD>
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<FONT FACE="Arial"><P><BR>
June 22, 2004</FONT></TD>
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<FONT FACE="Arial"><P>S&amp;T Bancorp, Inc.</P>
<U><P>/s/ Robert E. Rout&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
</U><P>Robert E. Rout<BR>
Executive Vice President,<BR>
Chief Financial Officer and Secretary</FONT></TD>
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<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>pres62204.htm
<DESCRIPTION>PRESS RELEASE
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<TITLE>Contact: Christi Carnahan</TITLE>
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<P ALIGN="RIGHT">Contact: Susan Tomera Angeletti</P>
<P ALIGN="RIGHT">724-465-4870</P>
<P ALIGN="RIGHT"></P>
<P ALIGN="RIGHT">&nbsp;</P>
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<P>FOR IMMEDIATE RELEASE</P>
<P>Tuesday, June 22, 2004</P>

<P>&nbsp;</P>
<B><P ALIGN="CENTER">S&amp;T Bancorp Declares Quarterly Cash Dividend</P>
</B><P>Indiana, Pennsylvania - The Board of Directors of S&amp;T Bancorp, Inc. <BR>
(NASDAQ NMS: STBA) declared a $0.27 per share cash dividend at its regular meeting held June 21, 2004. The dividend is payable July 23, 2004 to shareholders of record on June 30, 2004. This dividend represents an 8.0 percent increase over the same period last year and a 3.6 percent annualized yield using the June 21, 2004 closing price of $30.25.</P>

<P>Headquartered in Indiana, PA, S&amp;T Bank, the principal subsidiary of S&amp;T Bancorp, Inc., operates 49 offices within Allegheny, Armstrong, Blair, Butler, Cambria, Clarion, Clearfield, Indiana, Jefferson and Westmoreland counties. With assets of $3.0 billion, S&amp;T Bancorp, Inc. stock trades on the NASDAQ National Market System under the symbol STBA.</P>
<P ALIGN="CENTER">- 30 -</P>

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