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Loans and Loans Held for Sale (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2015
Receivables [Abstract] |
Composition of Loans | The following table indicates the composition of the loans as of the dates presented:
(dollars in thousands) | June 30, 2015 |  | December 31, 2014
Commercial |  |  |
Commercial real estate | $ | 2,054,935 |  |  | $ | 1,682,236 |
Commercial and industrial | 1,239,382 |  |  | 994,138 |
Commercial construction | 344,983 |  |  | 216,148 |
Total Commercial Loans | 3,639,300 |  |  | 2,892,522 |
Consumer |  |  |
Residential mortgage | 599,502 |  |  | 489,586 |
Home equity | 457,813 |  |  | 418,563 |
Installment and other consumer | 94,437 |  |  | 65,567 |
Consumer construction | 7,446 |  |  | 2,508 |
Total Consumer Loans | 1,159,198 |  |  | 976,224 |
Total Portfolio Loans | 4,798,498 |  |  | 3,868,746 |
Loans held for sale | 13,634 |  |  | 2,970 |
Total Loans | $ | 4,812,132 |  |  | $ | 3,871,716 |
Restructured Loans for Periods Presented | The following table summarizes the restructured loans as of the dates presented:
| June 30, 2015 |  | December 31, 2014
(dollars in thousands) | Performing TDRs | Nonperforming TDRs | Total TDRs |  | Performing TDRs | Nonperforming TDRs | Total TDRs
Commercial real estate | $ | 13,045 |  | $ | 3,553 |  | $ | 16,598 |  |  | $ | 16,939 |  | $ | 2,180 |  | $ | 19,119 |
Commercial and industrial | 7,899 |  | 2,226 |  | 10,125 |  |  | 8,074 |  | 356 |  | 8,430 |
Commercial construction | 5,655 |  | 1,969 |  | 7,624 |  |  | 5,736 |  | 1,869 |  | 7,605 |
Residential mortgage | 2,622 |  | 609 |  | 3,231 |  |  | 2,839 |  | 459 |  | 3,298 |
Home equity | 3,302 |  | 411 |  | 3,713 |  |  | 3,342 |  | 562 |  | 3,904 |
Installment and other consumer | 36 |  | 160 |  | 196 |  |  | 53 |  | 10 |  | 63 |
Total | $ | 32,559 |  | $ | 8,928 |  | $ | 41,487 |  |  | $ | 36,983 |  | $ | 5,436 |  | $ | 42,419 |
Restructured Loans for Periods Stated | The following tables present the restructured loans during the periods presented:
| Three Months Ended June 30, 2015 |  | Three Months Ended June 30, 2014
(dollars in thousands) | Number of Loans | Pre-Modification Outstanding Recorded Investment(1) | Post-Modification Outstanding Recorded Investment(1) | Total Difference in Recorded Investment |  | Number of Loans | Pre-Modification Outstanding Recorded Investment(1) | Post-Modification Outstanding Recorded Investment(1) | Total Difference in Recorded Investment
Commercial real estate |  |  |  |  |  |  |  |  |
Principal deferral | — |  | $ | — |  | $ | — |  | $ | — |  |  | 1 |  | $ | 129 |  | $ | 127 |  | $ | (2 | )
Commercial and industrial |  |  |  |  |  |  |  |  |  |
Principal forgiveness | 1 |  | 400 |  | 400 |  | — |  |  | — |  | — |  | — |  | — |
Residential mortgage |  |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | — |  | — |  | — |  | — |  |  | 1 |  | 52 |  | 52 |  | — |
Maturity date extension and interest rate reduction | 2 |  | 225 |  | 225 |  | — |  |  | — |  | — |  | — |  | — |
Home equity |  |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | 4 |  | 171 |  | 171 |  | — |  |  | 4 |  | 43 |  | 41 |  | (2 | )
Installment and other consumer |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | — |  | — |  | — |  | $ | — |  |  | 1 |  | 9 |  | 9 |  | $ | — |
Total by Concession Type |  |  |  |  |  |  |  |  |  |  |  |  |
Principal forgiveness | 1 |  | $ | 400 |  | $ | 400 |  | $ | — |  |  | — |  | $ | — |  | $ | — |  | $ | — |
Principal deferral | — |  | — |  | — |  | — |  |  | 1 |  | 129 |  | 127 |  | (2 | )
Maturity date extension and interest rate reduction | 2 |  | 225 |  | 225 |  | — |  |  | — |  | — |  | — |  | — |
Chapter 7 bankruptcy(2) | 4 |  | 171 |  | 171 |  | — |  |  | 6 |  | 104 |  | 102 |  | (2 | )
Total | 7 |  | $ | 796 |  | $ | 796 |  | $ | — |  |  | 7 |  | $ | 233 |  | $ | 229 |  | $ | (4 | )
(1) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end. (2) Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
| Six Months Ended June 30, 2015 |  | Six Months Ended June 30, 2014
(dollars in thousands) | Number of Loans | Pre-Modification Outstanding Recorded Investment(1) | Post-Modification Outstanding Recorded Investment(1) | Total Difference in Recorded Investment |  | Number of Loans | Pre-Modification Outstanding Recorded Investment(1) | Post-Modification Outstanding Recorded Investment(1) | Total Difference in Recorded Investment
Commercial real estate |  |  |  |  |  |  |  |  |
Principal deferral | 2 |  | $ | 2,851 |  | $ | 2,851 |  | $ | — |  |  | 1 |  | $ | 129 |  | $ | 127 |  | $ | (2 | )
Commercial and industrial |  |  |  |  |  |  |  |  |
Principal forgiveness | 1 |  | 400 |  | 400 |  | — |  |  | — |  | — |  | — |  | — |
Principal deferral | 6 |  | 661 |  | 661 |  | — |  |  | — |  | — |  | — |  | — |
Chapter 7 bankruptcy(2) | 1 |  | 3 |  | 1 |  | (2 | ) |  | 1 |  | 287 |  | 286 |  | (1 | )
Maturity date extension | 1 |  | 780 |  | 765 |  | (15 | ) |  | — |  | — |  | — |  | — |
Commercial Construction |  |  |  |  |  |  |  |  |
Principal deferral | 1 |  | 104 |  | 103 |  | (1 | ) |  | — |  | — |  | — |  | — |
Maturity date extension | — |  | — |  | — |  | — |  |  | 1 |  | 1,019 |  | 1,019 |  | — |
Residential mortgage |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | — |  | — |  | — |  | — |  |  | 5 |  | 329 |  | 327 |  | (2 | )
Maturity date extension and interest rate reduction | 2 |  | 225 |  | 225 |  | — |  |  | — |  | — |  | — |  | — |
Home equity |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | 12 |  | 313 |  | 304 |  | (9 | ) |  | 10 |  | 269 |  | 251 |  | (18 | )
Maturity date extension | 1 |  | 71 |  | 71 |  | — |  |  | — |  | — |  | — |  | — |
Installment and other consumer |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | — |  | — |  | — |  | $ | — |  |  | 1 |  | 9 |  | 9 |  | $ | — |
Total by Concession Type |  |  |  |  |  |  |  |  |
Principal forgiveness | 1 |  | $ | 400 |  | $ | 400 |  | $ | — |  |  | — |  | $ | — |  | $ | — |  | $ | — |
Principal deferral | 9 |  | 3,616 |  | 3,615 |  | (1 | ) |  | 1 |  | 129 |  | 127 |  | (2 | )
Chapter 7 bankruptcy(2) | 13 |  | 316 |  | 305 |  | (11 | ) |  | 17 |  | 894 |  | 873 |  | (21 | )
Maturity date extension and interest rate reduction | 2 |  | 225 |  | 225 |  | — |  |  | — |  | — |  | — |  | — |
Maturity date extension | 2 |  | 851 |  | 836 |  | (15 | ) |  | 1 |  | 1,019 |  | 1,019 |  | — |
Total | 27 |  | 5,408 |  | 5,381 |  | $ | (27 | ) |  | 19 |  | $ | 2,042 |  | $ | 2,019 |  | $ | (23 | )
(1) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end. (2) Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
Summary of Nonperforming Assets of Defaulted TDRs | The following tables present a summary of TDRs which defaulted during the periods presented that had been restructured within the last 12 months prior to defaulting:
| Defaulted TDRs
| Three Months Ended |  | Three Months Ended
| June 30, 2015 |  | June 30, 2014
(dollars in thousands) | Number of Defaults | Recorded Investment |  |  | Number of Defaults | Recorded Investment |
Home equity | 2 | $ | 119 |  |  | — | $ | — |
Total | 2 | $ | 119 |  |  | — | $ | — |
| Defaulted TDRs
| Six Months Ended |  | Six Months Ended
| June 30, 2015 |  | June 30, 2014
(dollars in thousands) | Number of Defaults | Recorded Investment |  |  | Number of Defaults | Recorded Investment |
Residential mortgage | 1 | $ | 183 |  |  | 1 | $ | 72 |
Home equity | 3 | 124 |  |  | — | — |
Total | 4 | $ | 307 |  |  | 1 | $ | 72 |
Summary of Nonperforming Assets | The following table is a summary of nonperforming assets as of the dates presented:
| Nonperforming Assets
(dollars in thousands) | June 30, 2015 |  | December 31, 2014
Nonperforming Assets |  |  |
Nonaccrual loans | $ | 10,211 |  |  | $ | 7,021 |
Nonaccrual TDRs | 8,928 |  |  | 5,436 |
Total nonaccrual loans | 19,139 |  |  | 12,457 |
OREO | 750 |  |  | 166 |
Total Nonperforming Assets | $ | 19,889 |  |  | $ | 12,623 |

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