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Loans and Loans Held for Sale (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Composition of Loans
The following table indicates the composition of the acquired and originated loans as of the dates presented:
 
December 31,
(dollars in thousands)
2017
 
2016
Commercial
 
 
 
Commercial real estate
$
2,685,994

 
$
2,498,476

Commercial and industrial
1,433,266

 
1,401,035

Commercial construction
384,334

 
455,884

Total Commercial Loans
4,503,594

 
4,355,395

Consumer
 
 
 
Residential mortgage
698,774

 
701,982

Home equity
487,326

 
482,284

Installment and other consumer
67,204

 
65,852

Consumer construction
4,551

 
5,906

Total Consumer Loans
1,257,855

 
1,256,024

Total Portfolio Loans
5,761,449

 
5,611,419

Loans held for sale
4,485

 
3,793

Total Loans
$
5,765,934

 
$
5,615,212
Restructured Loans for Periods Presented and Type of Concession
The following tables present the restructured loans by type of concession for the years ended December 31:
 
2017
 
2016
(dollars in thousands)
Number of
Loans

 
Pre-Modification
Outstanding
Recorded
Investment(1)

 
Post-Modification
Outstanding
Recorded
Investment(1)

 
Total
Difference
in Recorded
Investment

 
Number of
Loans

 
Pre-Modification
Outstanding
Recorded
Investment(1)

 
Post-Modification
Outstanding
Recorded
Investment(1)

 
Total
Difference
in Recorded
Investment

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
—

 
$
—

 
$
—

 
$
—

 
1

 
$
709

 
$
646

 
$
(63
)
Interest Rate Reduction
—

 
—

 
—

 
—

 
1

 
250

 
242

 
(8
)
Maturity date extension
1

 
400

 
398

 
(2
)
 
—

 
—

 
—

 
—

Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Maturity date extension
1

 
274

 
777

 
503

 
4

 
4,756

 
3,334

 
(1,422
)
Maturity date extension and interest rate reduction
2

 
1,800

 
1,805

 
5

 
—

 
—

 
—

 
—

Principal deferral
2

 
113

 
113

 
—

 
5

 
985

 
986

 
1

Commercial construction
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Maturity date extension
—

 
—

 
—

 
—

 
3

 
1,251

 
1,151

 
(100
)
Principal forgiveness
2

 
1,996

 
1,996

 
—

 
—

 
—

 
—

 
—

Residential mortgage
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
1

 
33

 
31

 
(2
)
 
7

 
439

 
413

 
(26
)
Maturity date extension
—

 
—

 
—

 
—

 
1

 
483

 
414

 
(69
)
Maturity date extension and interest rate reduction
—

 
—

 
—

 
—

 
1

 
280

 
279

 
(1
)
Principal deferral
—

 
—

 
—

 
—

 
1

 
3,273

 
3,133

 
(140
)
Home equity
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
21

 
689

 
643

 
(46
)
 
19

 
676

 
643

 
(33
)
Maturity date extension
1

 
231

 
231

 
—

 
5

 
305

 
298

 
(7
)
Maturity date extension and interest rate reduction
1

 
173

 
113

 
(60
)
 
2

 
604

 
598

 
(6
)
Principal deferral
—

 
—

 
—

 
—

 
1

 
47

 
45

 
(2
)
Installment and other consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
4

 
48

 
35

 
(13
)
 
2

 
16

 
10

 
(6
)
Total by Concession Type
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chapter 7 bankruptcy(2)
26

 
$
770

 
$
709

 
$
(61
)
 
29

 
$
1,840

 
$
1,712

 
$
(128
)
Interest rate reduction
—

 
—

 
—

 
—

 
1

 
250

 
242

 
(8
)
Maturity date extension
3

 
905

 
1,406

 
501

 
13

 
6,795

 
5,197

 
(1,598
)
Maturity date extension and interest rate reduction
3

 
1,973

 
1,918

 
(55
)
 
3

 
884

 
877

 
(7
)
Principal deferral
2

 
113

 
113

 
—

 
7

 
4,305

 
4,164

 
(141
)
Principal forgiveness
2

 
1,996

 
1,996

 
—

 
—

 
—

 
—

 
—

Total
36

 
$
5,757

 
$
6,142

 
$
385

 
53

 
$
14,074

 
$
12,192

 
$
(1,882
)
(1)Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.
(2)Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
The following table summarizes our restructured loans as of the dates presented:
 
December 31, 2017
 
December 31, 2016
(dollars in thousands)
Performing
TDRs

 
Nonperforming
TDRs

 
Total
TDRs

 
Performing
TDRs

 
Nonperforming
TDRs

 
Total
TDRs

Commercial real estate
$
2,579

 
$
967

 
$
3,546

 
$
2,994

 
$
646

 
$
3,640

Commercial and industrial
3,946

 
3,197

 
7,143

 
1,387

 
4,493

 
5,880

Commercial construction
2,420

 
2,413

 
4,833

 
2,966

 
430

 
3,396

Residential mortgage
2,039

 
3,585

 
5,624

 
2,375

 
5,068

 
7,443

Home equity
3,885

 
979

 
4,864

 
3,683

 
954

 
4,637

Installment and other consumer
32

 
9

 
41

 
18

 
7

 
25

Total
$
14,901

 
$
11,150

 
$
26,051

 
$
13,423

 
$
11,598

 
$
25,021
Schedule of Nonperforming Assets
The following table is a summary of nonperforming assets as of the dates presented:
 
December 31,
(dollars in thousands)
2017
 
2016
Nonperforming Assets
 
 
 
Nonaccrual loans
$
12,788

 
$
31,037

Nonaccrual TDRs
11,150

 
11,598

Total nonaccrual loans
23,938

 
42,635

OREO
469

 
679

Total Nonperforming Assets
$
24,407

 
$
43,314
Summary of Aggregate Amount of Loans to Officers and Directors
The following table presents a summary of the aggregate amount of loans to certain officers, directors of S&T or any affiliates of such persons as of December 31:
(dollars in thousands)
2017
 
2016
Balance at beginning of year
$
25,167

 
$
24,517

New loans
25,203

 
22,740

Repayments or no longer considered a related party
(40,300
)
 
(22,090
)
 
$
10,070

 
$
25,167