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v3.19.2

Loans and Loans Held for Sale (Tables) | 6 Months Ended
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Jun. 30, 2019
Receivables [Abstract] |
Schedule of Composition of Loans | The following table indicates the composition of loans as of the dates presented:
(dollars in thousands) | June 30, 2019 |  | December 31, 2018
Commercial |  |  |
Commercial real estate | $ | 2,906,895 |  |  | $ | 2,921,832 |
Commercial and industrial | 1,559,727 |  |  | 1,493,416 |
Commercial construction | 267,203 |  |  | 257,197 |
Total Commercial Loans | 4,733,825 |  |  | 4,672,445 |
Consumer |  |  |
Residential mortgage | 751,355 |  |  | 726,679 |
Home equity | 464,195 |  |  | 471,562 |
Installment and other consumer | 72,041 |  |  | 67,546 |
Consumer construction | 11,784 |  |  | 8,416 |
Total Consumer Loans | 1,299,375 |  |  | 1,274,203 |
Total Portfolio Loans | 6,033,200 |  |  | 5,946,648 |
Loans held for sale | 8,135 |  |  | 2,371 |
Total Loans | $ | 6,041,335 |  |  | $ | 5,949,019 |
Schedule of Restructured Loans for Periods Presented | The following table summarizes restructured loans as of the dates presented:
| June 30, 2019 |  | December 31, 2018
(dollars in thousands) | Performing TDRs |  | Nonperforming TDRs |  | Total TDRs |  | Performing TDRs |  | Nonperforming TDRs |  | Total TDRs
Commercial real estate | $ | 3,519 |  |  | $ | 5,600 |  |  | $ | 9,119 |  |  | $ | 2,054 |  |  | $ | 1,139 |  |  | $ | 3,193 |
Commercial and industrial | 9,671 |  |  | 980 |  |  | 10,651 |  |  | 7,026 |  |  | 6,646 |  |  | 13,672 |
Commercial construction | 1,913 |  |  | 406 |  |  | 2,319 |  |  | 1,912 |  |  | 406 |  |  | 2,318 |
Residential mortgage | 1,997 |  |  | 1,497 |  |  | 3,494 |  |  | 2,214 |  |  | 1,543 |  |  | 3,757 |
Home equity | 3,577 |  |  | 1,458 |  |  | 5,035 |  |  | 3,568 |  |  | 1,349 |  |  | 4,917 |
Installment and other consumer | 13 |  |  | 3 |  |  | 16 |  |  | 12 |  |  | 5 |  |  | 17 |
Total | $ | 20,690 |  |  | $ | 9,944 |  |  | $ | 30,634 |  |  | $ | 16,786 |  |  | $ | 11,088 |  |  | $ | 27,874 |
The following tables present the restructured loans by loan segment and by type of concession for the three and six months ended June 30, 2019 and 2018:
| Three Months Ended June 30, 2019 |  | Three Months Ended June 30, 2018
(dollars in thousands) | Number of Loans |  | Pre-Modification Outstanding Recorded Investment(1) |  | Post-Modification Outstanding Recorded Investment(1) |  | Total Difference in Recorded Investment |  | Number of Loans |  | Pre-Modification Outstanding Recorded Investment(1) |  | Post-Modification Outstanding Recorded Investment(1) |  | Total Difference in Recorded Investment
Totals by Loan Segment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Real Estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Maturity date extension | 1 |  |  | $ | 1,322 |  |  | $ | 1,311 |  |  | $ | (11 | ) |  | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Maturity date extension and interest rate reduction | 1 |  |  | 151 |  |  | 148 |  |  | (3 | ) |  | — |  |  | — |  |  | — |  |  | — |
Principal forgiveness | 1 |  |  | 4,690 |  |  | 4,631 |  |  | (59 | ) |  | — |  |  | — |  |  | — |  |  | — |
Total Commercial Real Estate | 3 |  |  | 6,163 |  |  | 6,090 |  |  | (73 | ) |  | — |  |  | — |  |  | — |  |  | — |
Commercial and Industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal deferral | — |  |  | — |  |  | — |  |  | — |  |  | 3 |  |  | 4,815 |  |  | 5,034 |  |  | 219 |
Total Commercial and Industrial | — |  |  | — |  |  | — |  |  | — |  |  | 3 |  |  | 4,815 |  |  | 5,034 |  |  | 219 |
Residential Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | 2 |  |  | 116 |  |  | 115 |  |  | (1 | ) |  | 1 |  |  | 41 |  |  | 41 |  |  | — |
Total Residential Mortgage | 2 |  |  | 116 |  |  | 115 |  |  | (1 | ) |  | 1 |  |  | 41 |  |  | 41 |  |  | — |
Home equity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | 6 |  |  | 107 |  |  | 105 |  |  | (2 | ) |  | 2 |  |  | 26 |  |  | 26 |  |  | — |
Interest rate reduction | 1 |  |  | 109 |  |  | 108 |  |  | (1 | ) |  | — |  |  | — |  |  | — |  |  | — |
Maturity date extension and interest rate reduction | — |  |  | — |  |  | — |  |  | — |  |  | 2 |  |  | 47 |  |  | 47 |  |  | — |
Total Home Equity | 7 |  |  | 216 |  |  | 214 |  |  | (3 | ) |  | 4 |  |  | 73 |  |  | 73 |  |  | — |
Installment and Other Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | 2 |  |  | 9 |  |  | 9 |  |  | — |  |  | 2 |  |  | 8 |  |  | 7 |  |  | (1 | )
Total Installment and Other Consumer | 2 |  |  | $ | 9 |  |  | $ | 9 |  |  | $ | — |  |  | 2 |  |  | $ | 8 |  |  | $ | 7 |  |  | $ | (1 | )
Totals by Concession Type |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Maturity date extension | 1 |  |  | $ | 1,322 |  |  | $ | 1,311 |  |  | $ | (11 | ) |  | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Chapter 7 bankruptcy(2) | 10 |  |  | 232 |  |  | 229 |  |  | (3 | ) |  | 5 |  |  | 75 |  |  | 74 |  |  | (1 | )
Maturity date extension and interest rate reduction | 1 |  |  | 151 |  |  | 148 |  |  | (3 | ) |  | 2 |  |  | 47 |  |  | 47 |  |  | — |
Principal deferral | — |  |  | — |  |  | — |  |  | — |  |  | 3 |  |  | 4,815 |  |  | 5,034 |  |  | 219 |
Interest rate reduction | 1 |  |  | 109 |  |  | 108 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Principal forgiveness | 1 |  |  | 4,690 |  |  | 4,631 |  |  | (59 | ) |  | — |  |  | — |  |  | — |  |  | — |
Total | 14 |  |  | $ | 6,504 |  |  | $ | 6,427 |  |  | $ | (76 | ) |  | 10 |  |  | $ | 4,937 |  |  | $ | 5,155 |  |  | $ | 218 |
(1) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end. (2) Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
| Six Months Ended June 30, 2019 |  | Six Months Ended June 30, 2018
(dollars in thousands) | Number of Loans |  | Pre-Modification Outstanding Recorded Investment(1) |  | Post-Modification Outstanding Recorded Investment(1) |  | Total Difference in Recorded Investment |  | Number of Loans |  | Number of Loans |  | Pre-Modification Outstanding Recorded Investment(1) |  | Post-Modification Outstanding Recorded Investment(1)
Totals by Loan Segment |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Maturity date extension | 1 |  |  | $ | 1,322 |  |  | $ | 1,311 |  |  | $ | (11 | ) |  | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Maturity date extension and interest rate reduction | 1 |  |  | 151 |  |  | 148 |  |  | (3 | ) |  | — |  |  | — |  |  | — |  |  | — |
Principal forgiveness | 1 |  |  | 4,690 |  |  | 4,631 |  |  | (59 | ) |  | — |  |  | — |  |  | — |  |  | — |
Total Commercial Real Estate | 3 |  |  | 6,163 |  |  | 6,090 |  |  | (73 | ) |  | — |  |  | — |  |  | — |  |  | — |
Commercial and Industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Maturity date extension | — |  |  | — |  |  | — |  |  | — |  |  | 2 |  |  | 768 |  |  | 582 |  |  | (186 | )
Maturity date extension and interest rate reduction | 1 |  |  | 4,751 |  |  | 4,529 |  |  | (222 | ) |  | — |  |  | — |  |  | — |  |  | — |
Principal deferral | — |  |  | — |  |  | — |  |  | — |  |  | 3 |  |  | 4,815 |  |  | 5,034 |  |  | 219 |
Principal deferral and Maturity date extension | — |  |  | — |  |  | — |  |  | — |  |  | 6 |  |  | 5,355 |  |  | 5,229 |  |  | (126 | )
Total Commercial and Industrial | 1 |  |  | 4,751 |  |  | 4,529 |  |  | (222 | ) |  | 11 |  |  | 10,938 |  |  | 10,845 |  |  | (93 | )
Residential Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | 3 |  |  | 166 |  |  | 163 |  |  | (3 | ) |  | 3 |  |  | 199 |  |  | 196 |  |  | (3 | )
Total Residential Mortgage | 3 |  |  | 166 |  |  | 163 |  |  | (3 | ) |  | 3 |  |  | 199 |  |  | 196 |  |  | (3 | )
Home equity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | 13 |  |  | 298 |  |  | 268 |  |  | (30 | ) |  | 11 |  |  | 605 |  |  | 574 |  |  | (31 | )
Interest rate reduction | 2 |  |  | 190 |  |  | 189 |  |  | (1 | ) |  | — |  |  | — |  |  | — |  |  | — |
Maturity date extension and interest rate reduction | — |  |  | — |  |  | — |  |  | — |  |  | 2 |  |  | 47 |  |  | 47 |  |  | — |
Total Home Equity | 15 |  |  | 488 |  |  | 457 |  |  | (31 | ) |  | 13 |  |  | 652 |  |  | 621 |  |  | (31 | )
Installment and Other Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Chapter 7 bankruptcy(2) | 3 |  |  | 9 |  |  | 9 |  |  | — |  |  | 4 |  |  | 25 |  |  | 23 |  |  | (2 | )
Total Installment and Other Consumer | 3 |  |  | $ | 9 |  |  | $ | 9 |  |  | $ | — |  |  | 4 |  |  | 25 |  |  | $ | 23 |  |  | $ | (2 | )
Totals by Concession Type |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Maturity date extension | 1 |  |  | 1,322 |  |  | 1,311 |  |  | (11 | ) |  | 2 |  |  | 768 |  |  | 582 |  |  | (186 | )
Maturity date extension and interest rate reduction | 2 |  |  | 4,902 |  |  | 4,677 |  |  | (225 | ) |  | 2 |  |  | 47 |  |  | 47 |  |  | — |
Principal deferral | — |  |  | — |  |  | — |  |  | — |  |  | 3 |  |  | 4,815 |  |  | 5,034 |  |  | 219 |
Principal deferral and Maturity date extension | — |  |  | — |  |  | — |  |  | — |  |  | 6 |  |  | 5,355 |  |  | 5,229 |  |  | (126 | )
Chapter 7 bankruptcy(2) | 19 |  |  | 473 |  |  | 440 |  |  | (33 | ) |  | 18 |  |  | 829 |  |  | 793 |  |  | (36 | )
Interest rate reduction | 2 |  |  | 190 |  |  | 189 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Principal forgiveness | 1 |  |  | 4,690 |  |  | 4,631 |  |  | (59 | ) |  | — |  |  | — |  |  | 4,690 |  |  | 4,690 |
Total | 25 |  |  | $ | 11,577 |  |  | $ | 11,248 |  |  | $ | (328 | ) |  | 31 |  |  | $ | 11,814 |  |  | $ | 16,375 |  |  | $ | 4,561 |
(1) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end. (2) Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
Schedule of Summary of Nonperforming Assets | The following table is a summary of nonperforming assets as of the dates presented:
|  | Nonperforming Assets
(dollars in thousands) | June 30, 2019 |  |  | December 31, 2018 |
Nonperforming Assets |  |  |  |  |
Nonaccrual loans |  | $ | 35,083 |  |  |  | $ | 34,985 |
Nonaccrual TDRs |  | 9,944 |  |  |  | 11,088 |
Total Nonaccrual Loans |  | 45,027 |  |  |  | 46,073 |
OREO |  | 1,495 |  |  |  | 3,092 |
Total Nonperforming Assets |  | $ | 46,522 |  |  |  | $ | 49,165 |

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