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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
OPERATING ACTIVITIES      
Net Income $ 21,040 $ 98,234 $ 105,334
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for credit losses 131,424 14,873 14,995
Provision for unfunded loan commitments 0 436 (54)
Depreciation and amortization 7,645 8,411 7,300
Net amortization of discounts and premiums 4,205 3,243 3,180
Stock-based compensation expense 724 2,441 1,891
Securities (gains) losses (142) 26 0
Deferred income taxes (4,402) (381) 3,509
(Gain) Loss on sale of fixed assets (23) 37 (81)
Gain on the sale of loans, net (8,998) (1,887) (1,537)
Gain on the sale of majority interest of insurance business 0 0 (1,873)
Pension Contribution (115) 0 (20,420)
Mortgage loans originated for sale (361,704) (109,624) (90,142)
Proceeds from sale of mortgage loans 357,613 109,082 93,793
Net increase in interest receivable (2,560) (3,768) (1,635)
Net (decrease) increase in interest payable (3,178) (2,223) 2,353
Net (increase) decrease in other assets (138,470) (4,973) 7,247
Net increase in other liabilities 50,392 24,496 4,157
Net Cash Provided by Operating Activities 53,451 138,423 128,017
INVESTING ACTIVITIES      
Purchases of securities available-for-sale (178,389) (129,973) (92,597)
Proceeds from maturities, prepayments and calls of securities available-for-sale 205,606 92,412 89,833
Proceeds from sales of securities available-for-sale 1,349 59,934 0
Net proceeds from (purchases of) the redemption of Federal Home Loan Bank stock 9,947 6,615  
Net proceeds from (purchases of) the redemption of Federal Home Loan Bank stock     (165)
Net increase in loans (194,768) (298,741) (207,233)
Proceeds from the sale of loans not originated for resale 547 520 7,695
Purchases of premises and equipment (5,416) (5,153) (4,172)
Proceeds from the sale of premises and equipment 23 71 135
Net cash acquired from bank acquisitions 0 63,759 0
Proceeds from the sale of majority interest of insurance business 0 0 4,540
Net Cash Provided by (Used in) in Investing Activities (161,101) (210,556) (201,964)
FINANCING ACTIVITIES      
Net increase in core deposits 591,932 423,203 231,756
Net (decrease) increase in certificates of deposit (207,106) (27,632) 14,397
Net increase (decrease) in securities sold under repurchase agreements 45,275 1,505 (31,778)
Net decrease in short-term borrowings (206,319) (200,000) (70,000)
Proceeds from long-term borrowings 0 10,000 25,000
Repayments of long-term borrowings (27,187) (35,936) (1,987)
Treasury shares issued - net (594) (915) (657)
Sale of treasury shares (12,559) (18,222) (12,256)
Costs to issue equity securities 0 (176) 0
Cash dividends paid to common shareholders (43,949) (37,360) (34,539)
Repurchase warrant 0 0 (7,652)
Net Cash Provided by Financing Activities 139,493 114,467 112,284
Net increase (decrease) in cash and cash equivalents 31,843 42,334 38,337
Cash and cash equivalents at beginning of year 197,823 155,489 117,152
Cash and Cash Equivalents at End of Year 229,666 197,823 155,489
Supplemental Disclosures      
Interest paid 44,353 75,278 53,035
Income taxes paid, net of refunds 6,231 14,663 15,728
Loans transferred to held for sale 640 456 0
Loans transferred to portfolio from held for sale 0 0 7,695
Leased right-of-use operating assets and lease liabilities added to Balance Sheet 91 49,490 0
Transfer net asset to investment in insurance company partnership 0 0 1,917
Net assets (liabilities) from acquisitions, excluding cash and cash equivalents 0 43,637 0
Transfers to other real estate owned and other repossessed assets $ 631 $ 2,592 $ 870