XML 54 R44.htm IDEA: XBRL DOCUMENT v3.25.3
Loans and Allowance for Credit Losses - Loan Balances by Year of Origination and Internally Assigned Risk Rating (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Total Loan Balance          
Current fiscal year $ 851,275   $ 851,275   $ 893,015
Year two 888,086   888,086   1,134,650
Year three 1,043,900   1,043,900   1,191,528
Year four 1,075,378   1,075,378   897,782
Year five 765,208   765,208   421,743
More than five years 1,977,472   1,977,472   1,885,462
Revolving 1,336,549   1,336,549   1,284,808
Revolving-Term 43,139   43,139   33,970
Total 7,981,007   7,981,007   7,742,958
Year-to-date Gross Charge-offs          
Current fiscal year     952   839
Year two     62   191
Year three     336   288
Year four     354   1,338
Year five     88   91
More than five years     701   6,837
Revolving     1,926   1,118
Revolving-Term     1,174   1,486
Total 3,053 $ 2,440 5,593 $ 10,223 12,188
Pass          
Total Loan Balance          
Current fiscal year 851,275   851,275   892,431
Year two 885,751   885,751   1,128,069
Year three 1,032,349   1,032,349   1,171,403
Year four 1,050,547   1,050,547   870,715
Year five 732,969   732,969   417,507
More than five years 1,867,794   1,867,794   1,775,175
Revolving 1,294,539   1,294,539   1,243,868
Revolving-Term 39,726   39,726   30,962
Total 7,754,950   7,754,950   7,530,130
Special mention          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 687   687   2,020
Year three 265   265   17,638
Year four 7,452   7,452   2,112
Year five 1,949   1,949   157
More than five years 71,096   71,096   65,401
Revolving 7,355   7,355   11,322
Revolving-Term 161   161   268
Total 88,965   88,965   98,918
Substandard          
Total Loan Balance          
Current fiscal year 0   0   584
Year two 1,648   1,648   4,561
Year three 11,286   11,286   2,487
Year four 14,714   14,714   24,589
Year five 30,290   30,290   3,196
More than five years 38,582   38,582   44,886
Revolving 34,655   34,655   26,717
Revolving-Term 3,252   3,252   2,740
Total 134,427   134,427   109,760
Doubtful          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 2,665   2,665   366
Year five 0   0   883
More than five years 0   0   0
Revolving 0   0   2,901
Revolving-Term 0   0   0
Total 2,665   2,665   4,150
Commercial loans | Commercial real estate          
Total Loan Balance          
Current fiscal year 357,915   357,915   278,187
Year two 313,459   313,459   289,081
Year three 346,620   346,620   363,529
Year four 374,846   374,846   415,621
Year five 371,026   371,026   215,632
More than five years 1,144,311   1,144,311   1,110,490
Revolving 41,933   41,933   35,991
Revolving-Term 0   0   0
Total 2,950,110   2,950,110   2,708,531
Year-to-date Gross Charge-offs          
Current fiscal year     0   0
Year two     0   0
Year three     0   0
Year four     0   0
Year five     0   0
More than five years     0   5,205
Revolving     0   0
Revolving-Term     0   0
Total 0 0 0 5,205 5,205
Commercial loans | Commercial and industrial          
Total Loan Balance          
Current fiscal year 99,681   99,681   120,143
Year two 101,512   101,512   148,100
Year three 121,060   121,060   195,756
Year four 158,522   158,522   152,971
Year five 102,950   102,950   31,312
More than five years 181,586   181,586   197,426
Revolving 510,674   510,674   505,929
Revolving-Term 0   0   0
Total 1,275,985   1,275,985   1,351,637
Year-to-date Gross Charge-offs          
Current fiscal year     256   0
Year two     0   78
Year three     76   0
Year four     172   1,235
Year five     0   0
More than five years     0   91
Revolving     1,895   1,032
Revolving-Term     0   0
Total 1,971 1,308 2,399 2,436 2,436
Commercial loans | Commercial construction          
Total Loan Balance          
Current fiscal year 117,262   117,262   119,355
Year two 108,723   108,723   121,816
Year three 51,523   51,523   73,851
Year four 18,783   18,783   14,911
Year five 2,535   2,535   884
More than five years 1,315   1,315   2,139
Revolving 6,871   6,871   8,310
Revolving-Term 0   0   0
Total 307,012   307,012   341,266
Year-to-date Gross Charge-offs          
Current fiscal year     0   0
Year two     0   0
Year three     0   0
Year four     119   0
Year five     0   0
More than five years     0   0
Revolving     0   0
Revolving-Term     0   0
Total 0 0 119 0 0
Commercial loans | Business banking          
Total Loan Balance          
Current fiscal year 144,317   144,317   149,624
Year two 133,625   133,625   233,041
Year three 212,579   212,579   226,654
Year four 206,807   206,807   177,683
Year five 165,687   165,687   76,643
More than five years 358,287   358,287   345,327
Revolving 93,939   93,939   92,981
Revolving-Term 1,105   1,105   1,305
Total 1,316,346   1,316,346   1,303,258
Year-to-date Gross Charge-offs          
Current fiscal year     0   0
Year two     19   79
Year three     132   124
Year four     1   0
Year five     69   56
More than five years     563   1,486
Revolving     0   0
Revolving-Term     0   0
Total 462 179 784 373 1,745
Commercial loans | Pass | Commercial real estate          
Total Loan Balance          
Current fiscal year 357,915   357,915   278,187
Year two 313,154   313,154   287,081
Year three 342,656   342,656   362,174
Year four 354,445   354,445   413,781
Year five 362,198   362,198   213,384
More than five years 1,069,815   1,069,815   1,040,703
Revolving 41,678   41,678   35,737
Revolving-Term 0   0   0
Total 2,841,861   2,841,861   2,631,047
Commercial loans | Pass | Commercial and industrial          
Total Loan Balance          
Current fiscal year 99,681   99,681   119,580
Year two 100,997   100,997   147,007
Year three 117,316   117,316   194,363
Year four 156,876   156,876   131,877
Year five 84,173   84,173   30,093
More than five years 162,396   162,396   175,359
Revolving 470,903   470,903   466,640
Revolving-Term 0   0   0
Total 1,192,342   1,192,342   1,264,919
Commercial loans | Pass | Commercial construction          
Total Loan Balance          
Current fiscal year 117,262   117,262   119,355
Year two 107,854   107,854   121,816
Year three 51,523   51,523   57,853
Year four 18,783   18,783   14,911
Year five 2,535   2,535   884
More than five years 1,315   1,315   2,139
Revolving 6,871   6,871   8,310
Revolving-Term 0   0   0
Total 306,143   306,143   325,268
Commercial loans | Pass | Business banking          
Total Loan Balance          
Current fiscal year 144,317   144,317   149,603
Year two 133,243   133,243   230,784
Year three 210,066   210,066   225,318
Year four 204,442   204,442   173,763
Year five 161,253   161,253   76,087
More than five years 347,258   347,258   332,707
Revolving 93,749   93,749   92,756
Revolving-Term 476   476   597
Total 1,294,804   1,294,804   1,281,615
Commercial loans | Special mention | Commercial real estate          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 305   305   2,000
Year three 50   50   370
Year four 4,856   4,856   1,840
Year five 1,801   1,801   0
More than five years 54,348   54,348   46,104
Revolving 255   255   254
Revolving-Term 0   0   0
Total 61,615   61,615   50,568
Commercial loans | Special mention | Commercial and industrial          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   20
Year three 215   215   1,221
Year four 1,646   1,646   142
Year five 6   6   10
More than five years 13,184   13,184   14,896
Revolving 7,068   7,068   11,033
Revolving-Term 0   0   0
Total 22,119   22,119   27,322
Commercial loans | Special mention | Commercial construction          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   15,998
Year four 0   0   0
Year five 0   0   0
More than five years 0   0   0
Revolving 0   0   0
Revolving-Term 0   0   0
Total 0   0   15,998
Commercial loans | Special mention | Business banking          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 382   382   0
Year three 0   0   49
Year four 950   950   130
Year five 142   142   147
More than five years 3,476   3,476   4,302
Revolving 32   32   35
Revolving-Term 161   161   268
Total 5,143   5,143   4,931
Commercial loans | Substandard | Commercial real estate          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 3,914   3,914   985
Year four 12,880   12,880   0
Year five 7,027   7,027   1,834
More than five years 20,148   20,148   23,683
Revolving 0   0   0
Revolving-Term 0   0   0
Total 43,969   43,969   26,502
Commercial loans | Substandard | Commercial and industrial          
Total Loan Balance          
Current fiscal year 0   0   563
Year two 515   515   1,073
Year three 3,529   3,529   172
Year four 0   0   20,586
Year five 18,771   18,771   740
More than five years 6,006   6,006   7,171
Revolving 32,703   32,703   25,355
Revolving-Term 0   0   0
Total 61,524   61,524   55,660
Commercial loans | Substandard | Commercial construction          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 869   869   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
More than five years 0   0   0
Revolving 0   0   0
Revolving-Term 0   0   0
Total 869   869   0
Commercial loans | Substandard | Business banking          
Total Loan Balance          
Current fiscal year 0   0   21
Year two 0   0   2,257
Year three 2,513   2,513   1,287
Year four 1,415   1,415   3,790
Year five 4,292   4,292   409
More than five years 7,553   7,553   8,318
Revolving 158   158   190
Revolving-Term 468   468   440
Total 16,399   16,399   16,712
Commercial loans | Doubtful | Commercial real estate          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 2,665   2,665   0
Year five 0   0   414
More than five years 0   0   0
Revolving 0   0   0
Revolving-Term 0   0   0
Total 2,665   2,665   414
Commercial loans | Doubtful | Commercial and industrial          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   366
Year five 0   0   469
More than five years 0   0   0
Revolving 0   0   2,901
Revolving-Term 0   0   0
Total 0   0   3,736
Commercial loans | Doubtful | Commercial construction          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
More than five years 0   0   0
Revolving 0   0   0
Revolving-Term 0   0   0
Total 0   0   0
Commercial loans | Doubtful | Business banking          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
More than five years 0   0   0
Revolving 0   0   0
Revolving-Term 0   0   0
Total 0   0   0
Consumer loans | Consumer real estate          
Total Loan Balance          
Current fiscal year 126,397   126,397   217,250
Year two 224,897   224,897   335,763
Year three 307,586   307,586   324,389
Year four 311,823   311,823   133,347
Year five 121,497   121,497   95,504
More than five years 290,644   290,644   229,462
Revolving 611,729   611,729   570,558
Revolving-Term 34,381   34,381   27,236
Total 2,028,954   2,028,954   1,933,509
Year-to-date Gross Charge-offs          
Current fiscal year     0   0
Year two     35   0
Year three     100   0
Year four     2   0
Year five     0   9
More than five years     83   37
Revolving     31   86
Revolving-Term     521   1,216
Total 220 616 772 1,087 1,348
Consumer loans | Other consumer          
Total Loan Balance          
Current fiscal year 5,703   5,703   8,456
Year two 5,870   5,870   6,849
Year three 4,532   4,532   7,349
Year four 4,597   4,597   3,249
Year five 1,513   1,513   1,768
More than five years 1,329   1,329   618
Revolving 71,403   71,403   71,039
Revolving-Term 7,653   7,653   5,429
Total 102,600   102,600   104,757
Year-to-date Gross Charge-offs          
Current fiscal year     696   839
Year two     8   34
Year three     28   164
Year four     60   103
Year five     19   26
More than five years     55   18
Revolving     0   0
Revolving-Term     653   270
Total 400 $ 337 1,519 $ 1,122 1,454
Consumer loans | Pass | Consumer real estate          
Total Loan Balance          
Current fiscal year 126,397   126,397   217,250
Year two 224,633   224,633   334,532
Year three 306,271   306,271   324,346
Year four 311,404   311,404   133,155
Year five 121,309   121,309   95,301
More than five years 285,827   285,827   223,799
Revolving 609,935   609,935   569,386
Revolving-Term 31,622   31,622   24,940
Total 2,017,398   2,017,398   1,922,709
Consumer loans | Pass | Other consumer          
Total Loan Balance          
Current fiscal year 5,703   5,703   8,456
Year two 5,870   5,870   6,849
Year three 4,517   4,517   7,349
Year four 4,597   4,597   3,228
Year five 1,501   1,501   1,758
More than five years 1,183   1,183   468
Revolving 71,403   71,403   71,039
Revolving-Term 7,628   7,628   5,425
Total 102,402   102,402   104,572
Consumer loans | Special mention | Consumer real estate          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
More than five years 88   88   99
Revolving 0   0   0
Revolving-Term 0   0   0
Total 88   88   99
Consumer loans | Special mention | Other consumer          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
More than five years 0   0   0
Revolving 0   0   0
Revolving-Term 0   0   0
Total 0   0   0
Consumer loans | Substandard | Consumer real estate          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 264   264   1,231
Year three 1,315   1,315   43
Year four 419   419   192
Year five 188   188   203
More than five years 4,729   4,729   5,564
Revolving 1,794   1,794   1,172
Revolving-Term 2,759   2,759   2,296
Total 11,468   11,468   10,701
Consumer loans | Substandard | Other consumer          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 15   15   0
Year four 0   0   21
Year five 12   12   10
More than five years 146   146   150
Revolving 0   0   0
Revolving-Term 25   25   4
Total 198   198   185
Consumer loans | Doubtful | Consumer real estate          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
More than five years 0   0   0
Revolving 0   0   0
Revolving-Term 0   0   0
Total 0   0   0
Consumer loans | Doubtful | Other consumer          
Total Loan Balance          
Current fiscal year 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
More than five years 0   0   0
Revolving 0   0   0
Revolving-Term 0   0   0
Total $ 0   $ 0   $ 0