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Commitments and Contingencies | 6 Months Ended
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Jun. 30, 2020
Commitments and Contingencies Disclosure [Abstract] |
Commitments and Contingencies | Commitments and Contingencies The following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands) | June 30, 2020 |  | December 31, 2019
Financial instruments whose amounts represent risk: |  |  |
Commitments to extend credit: |  |  |
Commercial loans | $ | 391,333 |  |  | $ | 363,793 |
Consumer loans | 541,569 |  |  | 533,576 |
Real estate mortgage loans | 208,973 |  |  | 188,959 |
Real estate construction loans | 224,701 |  |  | 222,998 |
Standby letters of credit | 11,034 |  |  | 12,014 |
Deposit account overdraft privilege | 110,468 |  |  | 110,402 |

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- Definition The entire disclosure for commitments and contingencies. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -URI http://asc.fasb.org/topic&trid=2127136 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 440 -URI http://asc.fasb.org/topic&trid=2144648 + Details
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