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Commitments and Contingencies (Tables) | 9 Months Ended
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Sep. 30, 2020
Commitments and Contingencies Disclosure [Abstract] |
Summary of Bank's Commitments and Contingent Liabilities | The following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands) | September 30, 2020 |  | December 31, 2019
Financial instruments whose amounts represent risk: |  |  |
Commitments to extend credit: |  |  |
Commercial loans | $ | 392,779 |  |  | $ | 363,793 |
Consumer loans | 534,960 |  |  | 533,576 |
Real estate mortgage loans | 207,423 |  |  | 188,959 |
Real estate construction loans | 185,826 |  |  | 222,998 |
Standby letters of credit | 11,255 |  |  | 12,014 |
Deposit account overdraft privilege | 110,271 |  |  | 110,402 |

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