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Commitments and Contingencies (Tables) | 3 Months Ended
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Mar. 31, 2021
Commitments and Contingencies Disclosure [Abstract] |
Summary of Bank's Commitments and Contingent Liabilities | The following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands) | March 31, 2021 |  | December 31, 2020
Financial instruments whose amounts represent risk: |  |  |
Commitments to extend credit: |  |  |
Commercial loans | $ | 473,971 |  |  | $ | 462,422 |
Consumer loans | 539,670 |  |  | 534,223 |
Real estate mortgage loans | 231,509 |  |  | 202,306 |
Real estate construction loans | 231,697 |  |  | 227,876 |
Standby letters of credit | 14,543 |  |  | 15,056 |
Deposit account overdraft privilege | 122,965 |  |  | 110,813 |

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