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Commitments and Contingencies
3 Months Ended
Mar. 31, 2021
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and ContingenciesThe following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands)March 31,
2021
December 31,
2020
Financial instruments whose amounts represent risk:
Commitments to extend credit:
Commercial loans$473,971 $462,422 
Consumer loans539,670 534,223 
Real estate mortgage loans231,509 202,306 
Real estate construction loans231,697 227,876 
Standby letters of credit14,543 15,056 
Deposit account overdraft privilege122,965 110,813