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Non-interest Income and Expense (Tables)
 3 Months Ended
Mar. 31, 2021
Other Income and Expenses [Abstract]  
Components of Non-Interest Income
The following table summarizes the Company’s non-interest income for the periods indicated:
Three months ended
March 31,
(dollars in thousands)20212020
ATM and interchange fees$5,861 $5,111 
Service charges on deposit accounts3,269 4,046 
Other service fees871 758 
Mortgage banking service fees463 469 
Change in value of mortgage servicing rights12 (1,258)
Total service charges and fees10,476 9,126 
Increase in cash value of life insurance673 720 
Asset management and commission income834 916 
Gain on sale of loans3,247 891 
Lease brokerage income110 193 
Sale of customer checks119 124 
Gain on sale of investment securities— — 
(Loss) gain on marketable equity securities(53)47 
Other704 (197)
Total other non-interest income5,634 2,694 
Total non-interest income$16,110 $11,820 
Components of Non Interest Expense
The components of non-interest expense were as follows (in thousands):
Three months ended
March 31,
20212020
Base salaries, net of deferred loan origination costs$15,511 $17,623 
Incentive compensation3,580 3,101 
Benefits and other compensation costs6,239 6,548 
Total salaries and benefits expense25,330 27,272 
Occupancy3,726 3,875 
Data processing and software3,202 3,367 
Equipment1,517 1,512 
Intangible amortization1,431 1,431 
Advertising380 665 
ATM and POS network charges1,246 1,373 
Professional fees594 703 
Telecommunications581 725 
Regulatory assessments and insurance612 95 
Postage198 290 
Operational losses209 221 
Courier service294 331 
Gain on sale of foreclosed assets(51)(41)
Other miscellaneous expense2,349 2,930 
Total other non-interest expense16,288 17,477 
Total non-interest expense$41,618 $44,749